Why can't I get my free credit report from Equifax and TransUnion?

Why can't I get my free credit report from Equifax and TransUnion?
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1 Answer

Answer :

“Free” doesn’t mean that you get to dictate terms, I guess.
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Related questions

What is the address to request my annual free credit report from Equifax?

Description : What is the address to request my annual free credit report from Equifax?

Last Answer : Under federal law you are allowed to have up to 1 free credit report from each of the major credit bureaus (Experian, Equifax, and TransUnion). You can visit http://www.AnnualCreditReport.com to get yours each year.

Which of the following plays an important role in the loan approval process? A. Credit Information Report (CIR) B. CIBIL TransUnion Score C. Only A D. Both (A) and (B) E. None of the Above

Description : Which of the following plays an important role in the loan approval process? A. Credit Information Report (CIR) B. CIBIL TransUnion Score C. Only A D. Both (A) and (B) E. None of the Above

Last Answer : D. Both (A) and (B) Explanation: The Credit Information Report (CIR) and CIBIL TransUnion Score are very important in the loan approval process.

Reasons Why You Should Check Your Equifax Credit Report?

Description : Reasons Why You Should Check Your Equifax Credit Report?

Last Answer : Checking your Equifax report is vital because it provides the status of a debtor's credit situation. The information on the report will influence the rate of interest on all financial obligations. ... ways to request an Equifax credit report. Individuals can request a copy of their report by

Which of the following was the first credit rating agency of India? A. CIBIL B. Equifax C. CRISIL D. ICRA E. Experian

Description : Which of the following was the first credit rating agency of India? A. CIBIL B. Equifax C. CRISIL D. ICRA E. Experian

Last Answer : A. CIBIL Explanation: Credit Information Bureau (India) Ltd; CIBIL is India s first Credit Information Company, also commonly referred as a Credit Bureau. We collect and maintain records of ... licensed by the RBI and governed by the Credit Information Companies (Regulation) Act of 2005.

With ICICI and BoB sold there shareholding in CIBIL, who has bought their percentage of shares? A) Aditya Birla Trustee Company Private Ltd. B) Indian Overseas Bank C) TransUnion International Inc D) Union Bank of India E) India Infoline Finance Limited

Description : With ICICI and BoB sold there shareholding in CIBIL, who has bought their percentage of shares? A) Aditya Birla Trustee Company Private Ltd. B) Indian Overseas Bank C) TransUnion International Inc D) Union Bank of India E) India Infoline Finance Limited

Last Answer : C) TransUnion International Inc Explanation: Earlier the shareholding patterns of CIBIL were TransUnion International Inc (66.1%) ICICI Bank Ltd (6%) Bank of Baroda (5%) Bank of India (5%) Union ... Private Ltd. (4%) India Alternatives Private Equity Fund (2.9%) India Infoline Finance Limited (1%)

Which of the following holds majority stake in CIBIL? A. Bank of India B. Bank of Baroda C. United Bank of India D. TransUnion International E. ICICI Bank Ltd

Description : Which of the following holds majority stake in CIBIL? A. Bank of India B. Bank of Baroda C. United Bank of India D. TransUnion International E. ICICI Bank Ltd

Last Answer : D. TransUnion International Explanation: TransUnion International Inc (66.1%) ICICI Bank Ltd (6)% Bank of Baroda (5)% Bank of India (5)% Union Bank of India (5)% Indian Overseas Bank (5) ... Company Private Ltd. (4)% India Alternatives Private Equity Fund (2.9%) India Infoline Finance Limited (1%)

Which of the following holds minority stake in CIBIL? A. Bank of India B. TransUnion International C. Aditya Birla Trustee Company Private Ltd D. ICICI Bank Ltd E. India Infoline Finance Limited

Description : Which of the following holds minority stake in CIBIL? A. Bank of India B. TransUnion International C. Aditya Birla Trustee Company Private Ltd D. ICICI Bank Ltd E. India Infoline Finance Limited

Last Answer : E. India Infoline Finance Limited Explanation: India Infoline Finance Limited – 1%

Which of the following holds 4% stake in CIBIL? A. Bank of India B. TransUnion International C. Aditya Birla Trustee Company Private Ltd D. ICICI Bank Ltd E. India Infoline Finance Limited

Description : Which of the following holds 4% stake in CIBIL? A. Bank of India B. TransUnion International C. Aditya Birla Trustee Company Private Ltd D. ICICI Bank Ltd E. India Infoline Finance Limited

Last Answer : C. Aditya Birla Trustee Company Private Ltd Explanation: Aditya Birla Trustee Company Private Ltd – 4%

Which of the following is/are technical partners of CIBIL? A. TransUnion International B. Dun and Bradstreet C. SIDBI & PSBs D. Both (A) and (B) E. Both (A) and (C)

Description : Which of the following is/are technical partners of CIBIL? A. TransUnion International B. Dun and Bradstreet C. SIDBI & PSBs D. Both (A) and (B) E. Both (A) and (C)

Last Answer : D. Both (A) and (B) Explanation: TransUnion International and Dun and Bradstreet are technical partners of CIBIL.

What are you going to do about the Equifax breach to protect yourself?

Description : What are you going to do about the Equifax breach to protect yourself?

Last Answer : I put a credit line freeze on my account with Equifax, TransUnion, and Experian. It cost $5 per company but it means that any time someone tries to take out a loan, open a credit card, etc. in my name ... will have to provide a PIN that only I have access to. This is the only action I'm taking.

How do I make a check out to Equifax or Experian?

Description : How do I make a check out to Equifax or Experian?

Last Answer : Please check – - – the fact they are charging YOU and then you opt out of any class action suit ! ! !

As an econsumer, does Equifax really need all of my information?

Description : As an econsumer, does Equifax really need all of my information?

Last Answer : Yes, they need any information they ask for.

Will Equifax really pay $125 to every American affected by its data security breach?

Description : Will Equifax really pay $125 to every American affected by its data security breach?

Last Answer : No. Equifax will issue payouts to those affected by the company’s 2017 data breach who file a claim, but the amount of those payouts will be much, much less than $125.Here’s the ... Equifax settlement and any additional developments that occur between now and the end of the settlement period.

What are the websites to request my annual free credit report?

Description : What are the websites to request my annual free credit report?

Last Answer : The only free credit report you can get in the US is from https://www.annualcreditreport.com/cra/index.jsp. Do not go to any other website, because none of them are truly free.

What is the time period for the free annual credit report? Is it a calandar year or 12 months from previous request?

Description : What is the time period for the free annual credit report? Is it a calandar year or 12 months from previous request?

Last Answer : I thought it was from previous request . However, I had a very very hard time getting my info ( never did get it) the site I was on said it was the free site and everything looked right , I ... they kept asking more info and sorry just weird I hope you let us know if it goes well for you.

Is there a website that will give me a free annual credit report?

Description : Is there a website that will give me a free annual credit report?

Last Answer : There are quite a few websites that will give you a free credit report. The problem with most is that you will have to sign up for a trial of some kind of credit monitoring. This is ... you want to try the website try freecreditreport.com but just remember to cancel your "free" trial afterwards.

Where can I access my annual credit report for free online?

Description : Where can I access my annual credit report for free online?

Last Answer : The only totally free way to access your credit report is to request it from the credit bureau. You're entitled to one free report per year. Many online services will access your report, but will charge you..

How do I request my free annual credit report?

Description : How do I request my free annual credit report?

Last Answer : AnnualCreditReport.com is the only authorized site to receive your free credit report under US law.

Can you get your credit report free once a year from the credit bureau?

Description : Can you get your credit report free once a year from the credit bureau?

Last Answer : You are legally entitled to one free credit report per year from each of the three major credit reporting agencies: Experian, TransUnion, and Equifax. You DO NOT have to pay anything to see ... ! This is the official site for learning more about your free credit reports: www.annualcreditreport.com

What is the purpose of a free credit report?

Description : What is the purpose of a free credit report?

Last Answer : The purpose of a free credit report is that the individual can get a report of their credit records. This way they can know what there standing is in terms of credit, and see if they have good credit or bad credit without paying any fees or services.

Where can someone get a free credit report and find their credit score?

Description : Where can someone get a free credit report and find their credit score?

Last Answer : Visit annualcreditreport.com to get your free credit report. This company will be able to provide your local electric company with all the information they need.

Is there a free website where I can access my credit report history?

Description : Is there a free website where I can access my credit report history?

Last Answer : Yes there are several websites that you can use to access your credit report for free. Be careful to access the ones that are valid or well known such as: http://www.equifax.com/credit-report-history/.

Where can I get a free credit report score?

Description : Where can I get a free credit report score?

Last Answer : You can get a free credit score from free credit report.com You can also ask around for good ways to keep your credit high so people will be more willing to accept you as a client. Good luck on finding something out.

Whats the best way to get a free credit report?

Description : Whats the best way to get a free credit report?

Last Answer : The internet is full of lots of helpful services. You can get a free credit report and report history here http://www.freecreditreport.com/ Good luck to you.

Where can I get a annual credit report for free?

Description : Where can I get a annual credit report for free?

Last Answer : No, you will not receive an annual credit report for free. You will generally get a few free credit reports before whatever company you are getting them through starts charging you.

Where can I find a free annual credit report online?

Description : Where can I find a free annual credit report online?

Last Answer : You can get a free annual credit report online once a year (from three credit providers) at the website www.annualcreditreport.com. This does not provide your credit score, however.

Federal Law Requires One Free Credit Report?

Description : Federal Law Requires One Free Credit Report?

Last Answer : The Fair Credit Reporting Act requires the credit bureaus to give you one free credit report for several reasons. You have found incorrect information in your credit report that has led to credit being ... year, the credit bureau must comply and furnish you one credit report. It is your right.

Get a Free Credit Report Every Year?

Description : Get a Free Credit Report Every Year?

Last Answer : You can get a free credit report every year through annualcreditreport.com. This is a secure site where every American can get one free credit report every year for each one of the three major ... and see unauthorized accounts or credit inquiries popping up, you can put an immediate stop to it.

Where can I get my free credit report?

Description : Where can I get my free credit report?

Last Answer : CreditRepair are experts in the credit repair field and helps individuals meet their credit goals. CreditRepair process has been been developed, refined and proven over many years and thousands of customers. FREE credit report SUMMARY 2u.pw/sjfcK

Will the USDA report to the credit companies that my home loan was paid?

Description : Will the USDA report to the credit companies that my home loan was paid?

Last Answer : answer:@Dutchess_III If you reported under chapter 7/13, reporting regulations change when debt is discharged via bankruptcy. The fact that you paid off the loan will unfortunately not reflect on your credit rating moving forward. Here is a quick link with more info.

What's the best way to get my credit report / score?

Description : What's the best way to get my credit report / score?

Last Answer : you can get a free copy at annualcreditreport.com. This will tell you what your report says but it won't give you your FICO score. You will have to pay for that. There are three credit reporting agencies, ... to one or two. Each must give you a free credit report once a year if you request it.

If your student loan has been placed on a conditional discharge can it be removed from a credit report?

Description : If your student loan has been placed on a conditional discharge can it be removed from a credit report?

Last Answer : I would not think so. I believe you would need the discharge documents to submit to the bureaus.

So when can you submit for credit report?

Description : So when can you submit for credit report?

Last Answer : My wife just requested a credit report and its been at least one year, since the last request.

Do utility companies report to credit?

Description : Do utility companies report to credit?

Last Answer : They sure do. Pay your bills on time. Check your credit report just to be sure it hasn’t dinged you yet.

Have you ever challenged something on your credit report?

Description : Have you ever challenged something on your credit report?

Last Answer : Yes and I was successful.But it took forever!

Job Application wants credit report...What for?

Description : Job Application wants credit report...What for?

Last Answer : Is it a real company? My initial thought is SCAM. Sounds like identity theft.

What is the real story behind consumer credit couseling? Is it worth it? Will the negative remarks be removed from credit report once my debts are resolved? I don't hear a lot of positive things.

Description : What is the real story behind consumer credit couseling? Is it worth it? Will the negative remarks be removed from credit report once my debts are resolved? I don't hear a lot of positive things.

Last Answer : answer:I just designed a site for www.backtogo.org and they offer credit counseling. The owner, Cec could answer this question for you and without a charge I’m sure. This is NOT a plug. Just trying to be helpful.

Getting a credit report/score?

Description : Getting a credit report/score?

Last Answer : The following link goes to a government web page that talks about how to get your free credit report and how often you can view it and all of that stuff.. http://www.ftc.gov/bcp/conline/edcams/freereports/index.html

Which is the best service to fix credit report for 2021?

Description : Which is the best service to fix credit report for 2021?

Last Answer : I have found the company I listed in my link has done phenomenal work for my credit. click the link and good luck!yazing. com/deals/creditrepair/stickysnifflesRemove the space after .com.

Is the disease listed in the credit report?

Description : When I get sick for a year and then I finish my work, will my illness be written in my credit card?

Last Answer : Yes. It will write you in the credit report the number of working days and the number of days you marred. So in your future job, they'll see how often you get lost.

how to get rid of deliquent accounts on credit report

Description : how to get rid of deliquent accounts on credit report

Last Answer : Don't think that you can get rid of/remove it. If it is a mistake, you can contact credit report agencies. Otherwise, it will eventually disappear from your credit report after a long time.

What happens if you report false credit card fraud?

Description : What happens if you report false credit card fraud?

Last Answer : You can be charged with falsely reporting a crime, and go tojail.

What should you do if you find there is inaccurate information on your credit report?

Description : What should you do if you find there is inaccurate information on your credit report?

Last Answer : Notify all three credit reporting agencies, get confirmation ofcorrection(s), and subsequently follow-up three months later toensure that neither refreshes the others. Remember that a person isentitled one free copy of their credit report per year; just useit.

What should you do if you find there is inaccurate information on your credit report?

Description : What should you do if you find there is inaccurate information on your credit report?

Last Answer : Notify all three credit reporting agencies, get confirmation ofcorrection(s), and subsequently follow-up three months later toensure that neither refreshes the others. Remember that a person isentitled one free copy of their credit report per year; just useit.

The Benefits of Obtaining an Annual Credit Report?

Description : The Benefits of Obtaining an Annual Credit Report?

Last Answer : There are many financial benefits to obtaining your annual credit report. Your annual free credit report is a financial document that contains detailed personal and financial information. It will include information ... have the information at your fingertips. In this way you will know to request t

How to Get a Credit Report?

Description : How to Get a Credit Report?

Last Answer : There are many ways to obtain your credit report, but many of them cost money. Some credit report websites are scams, taking your credit card information and charging you monthly fees. However, your ... can then view and print your report.Additionally, if you apply for credit and your request is de

Letter to Request a Credit Report?

Description : Letter to Request a Credit Report?

Last Answer : Get StartedIf you have been denied credit or if other adverse actions regarding your credit have been taken based on your credit report, you may want to obtain a copy of your credit report and verify ... your credit report you should carefully review it. You have the right to respond to a negative e

Cleaning Up Your Triple Credit Report?

Description : Cleaning Up Your Triple Credit Report?

Last Answer : Up to 25 percent of American consumers who apply for credit eachyear are denied due to inaccuracies on their credit report. In somecases, job applicants can be denied a new position if the ... isactually a triple credit report - it is a credit report obtainedfrom each of three credit agenci

How long will my foreclosure stay on my credit report?

Description : How long will my foreclosure stay on my credit report?

Last Answer : A foreclosure remains for a minimum of 7 years. In some states, it can legally remain for longer.

How long will a bank foreclosure stay on my credit report?

Description : How long will a bank foreclosure stay on my credit report?

Last Answer : It will stay on your credit for a few years. Not more than 10 years and not less than 4. Generally, data drops of your credit report after 7 years.