What is the real story behind consumer credit couseling? Is it worth it? Will the negative remarks be removed from credit report once my debts are resolved? I don't hear a lot of positive things.

What is the real story behind consumer credit couseling? Is it worth it? Will the negative remarks be removed from credit report once my debts are resolved? I don't hear a lot of positive things.
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answer:I just designed a site for www.backtogo.org and they offer credit counseling. The owner, Cec could answer this question for you and without a charge I’m sure. This is NOT a plug. Just trying to be helpful.
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