Our lives are full of cycles whether we realize it or not. Seasons are cyclical. There are lunar and planetary cycles. Even many of our routines are often based on a pattern of cycles. Shoot, we even have a lifecycle. So why shouldn’t our budgeting be cyclical as well?By setting benchmarks based upon cyclical timeframes and re-evaluating those benchmarks also on a regular basis, you may be able to achieve a pattern of cyclical budgeting that could make the tracking of your finances more efficient as well as more effective.Monthly BudgetsA great way to get started on cyclical budgeting is by laying out a monthly budget. By determining your monthly income, and then outlining a group of expense categories into which your regular expenses fall, you can begin to get an idea of where your mone