The moral lesson is be honest with people when you have lost their necklace and be thankful for what you have!A person should not be so proud as to pretend to be someone in a higher station in life than he or she really is. If Mme. Loisel had not pretended to be a person of higher status, she would not have borrowed the necklace. By all means, become such a person, but do not pretend. Also, dishonesty will likely lead to regrettable consequences. Had Mme. Loisel been honest about losing the necklace, she would not have had to pay such a high price to replace it.