is a busted water line covered by homeowner's insurance

is a busted water line covered by homeowner's insurance
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What would likely be covered under homeowner's insurance but NOT by renter's insurance?

Description : What would likely be covered under homeowner's insurance but NOT by renter's insurance?

Last Answer : Damage to anything covered by the landlord's insurance, becausethe landlord owns the property not the renter. Such damage would becovered under homeowner's insurance, because the homeowner owns theproperty.

Would likely be covered under homeowners insurance but not by renters insurance?

Description : Would likely be covered under homeowners insurance but not by renters insurance?

Last Answer : Damage to anything covered by the landlord's insurance, becausethe landlord owns the property not the renter. Such damage would becovered under homeowner's insurance, because the homeowner owns theproperty.

Why hasn't Lucy from the Charlie Brown cartoons ever been busted for not having a medical licence?

Description : Why hasn't Lucy from the Charlie Brown cartoons ever been busted for not having a medical licence?

Last Answer : Man, I’d love to see Charles just kick her fuckin head right off.

Can I register my car in California if the back door window is busted out?

Description : Can I register my car in California if the back door window is busted out?

Last Answer : The inspection does not cover that. You should be able to register it just fine.

Have you ever known anyone who got busted for pirating DVDs?

Description : Have you ever known anyone who got busted for pirating DVDs?

Last Answer : answer:No, never. The fact of the matter is it just does not work that way, they dont go out and sue every person who pirates a movie or song. What they do, is they find a 14 or 15 year old ... is a 2012 NWO bush did 9/11 & all news reporters are reptilian aliens from the planet nibiru kind of guy)

Homeowners insurance question - is there a good rule of thumb about how much personal property insurance one should buy?

Description : Homeowners insurance question - is there a good rule of thumb about how much personal property insurance one should buy?

Last Answer : Just got my policy also and it had jumped up 200 from last year with no claims on the policy ever. I shopped around and found that AARP had a much lower price. I went with 50% and AARP.

What can I do about this Homeowners Insurance Problem?

Description : What can I do about this Homeowners Insurance Problem?

Last Answer : Do you have an insurance agent? We had a claims adjuster come to my house when the water pipe broke in the ceiling, and the adjuster denied the claim. I called my agent, who called the adjuster, ... that if they deny my claim, he would stop writing policies for her company. The claim was approved.

Have you seen the flooding in Nashville? Should people homeowner's insurance pick up some of this tab?

Description : Have you seen the flooding in Nashville? Should people homeowner's insurance pick up some of this tab?

Last Answer : answer:Nope, it’s pretty well established that if you don’t buy flood insurance, flood damage isn’t covered. My house (on a hill) has flood insurance. Why someone wouldn’t have flood insurance is beyond me.

Homeowner's insurance...

Description : Homeowner's insurance...

Last Answer : I shop around. A lot of insurance agencies give discounts if you have multiple policies with them; for instance, car, life, and homeowner’s insurance.

Is it normal for homeowner's insurance to increase each year?

Description : Is it normal for homeowner's insurance to increase each year?

Last Answer : Wow, you have expensive insurance! Our homeowner’s insurance usually does increase each year, but it’s only about $40. Of course we only pay around $600 total. I think it wouldn’t hurt to ask around and possibly get a better deal.

What would likely be cover in homeowner's insurance but not renter's insurance?

Description : What would likely be cover in homeowner's insurance but not renter's insurance?

Last Answer : Anything that is owned by the homeowner would not be covered byrenter's insurance. That would be the building, any appliances, thefurnace, sinks, tubs, floors, walls, etc.

What kinds of things does my homeowners liability insurance cover?

Description : What kinds of things does my homeowners liability insurance cover?

Last Answer : When you own a home you are libl for nything that happens on your property. Homeowners liability insurance covers you in the event someone i injured on your property. Homeowner's liability insurance ... medical bills and other expenses for guests if something happens to them while at your home.

Is it better to buy homeowners insurance through an independent agent or a large company?

Description : Is it better to buy homeowners insurance through an independent agent or a large company?

Last Answer : The independent agent or broker t too , is going to give you policy from large insurance company. In either case you have to do your research well to get best deal and proper coverage. The broker or agent is helpful as you can have personal connection with him.

Is flood insurance included in basic homeowners insurance?

Description : Is flood insurance included in basic homeowners insurance?

Last Answer : Homeowner's insurance policies do not cover flood damage. You will need a Flood Insurance policy and to get one you will have to apply and wait 30 days.

When are you required to buy basic homeowners insurance by your mortgage company?

Description : When are you required to buy basic homeowners insurance by your mortgage company?

Last Answer : Virtually always. Any reputable company holding a mortgage on your house will require you to have homeowner's insurance, at least to the value of the mortgage. The only exception is for a mortgagee with sufficient assets to self-insure.

What is the average yearly cost of HomeOwners Insurance for a 3,000 square foot house in Omaha, NE?

Description : What is the average yearly cost of HomeOwners Insurance for a 3,000 square foot house in Omaha, NE?

Last Answer : Depending on area and amenities, homeowners insurance in Omaha can range from $2400-$5000.

Homeowner's Insurance Takes the Worry out of Homeownership?

Description : Homeowner's Insurance Takes the Worry out of Homeownership?

Last Answer : After purchasing a house, the homeowners will also need to purchase a homeowner's insurance policy. The purpose of the homeowner's policy is to repair the damages that occur when there is a flood, ... a good homeowner's insurance policy, they will be able to put their lives back together one day.

Five Reasons To Purchase Homeowners Insurance?

Description : Five Reasons To Purchase Homeowners Insurance?

Last Answer : People who obtain a loan for their home are usually required to buy homeowners insurance as a condition of approval. However, those who purchase a home outright or those who purchased one before this ... liability clause. The importance of this can't be stressed enough in today's litigious society.

What are the important tips of Homeowners insurance Clewiston?

Description : What are the important tips of Homeowners insurance Clewiston?

Last Answer : Homeowner’s insurance is not a luxury; it is a necessity and not just because it protects your home and properties against theft or damage. Effectively, all mortgage companies require borrowers ... credits for which you are eligible. Companies have different names for age preference policies, f

Why do farmers and homeowners use products that can contaminate of fresh water?

Description : Why do farmers and homeowners use products that can contaminate of fresh water?

Last Answer : Need answer

Who performs free environmental water testing for homeowners?

Description : Who performs free environmental water testing for homeowners?

Last Answer : Companies like http://www.yourwaterneeds.com/GEN_FreeWaterTest.asp offer free water tests. However, be aware that reports indicate that some of these companies use these tests as lead-ins to try and ... Testing & Research Labs. They specialize in water testing. Their website is www.etrlabs.com.

Why do prospective homeowners specify gas stoves most of the time?

Description : Why do prospective homeowners specify gas stoves most of the time?

Last Answer : answer:Cooking on gas is considered more controllable than cooking over an electric source. Once something is cooked you need to merely turn off the gas to stop the heating, while an electric stove top takes time to cool, which can result in overcooking.

Homeowners: if a movie producer knocked on your door and offered you 3 times the assessed value of your home if she could burn your home in 30 minutes, would you accept the deal?

Description : Homeowners: if a movie producer knocked on your door and offered you 3 times the assessed value of your home if she could burn your home in 30 minutes, would you accept the deal?

Last Answer : And we have 30 minutes to get out? That would give us just enough time to get the real important stuff , sure why not? I would stress for more like 3 hours but as long as the cash was real and there I could live with the 30 minute clause.

Moody's downgrades 15 global banks. Would the banks have been better served to allow homeowners to refinance?

Description : Moody's downgrades 15 global banks. Would the banks have been better served to allow homeowners to refinance?

Last Answer : I think so. Like a lot of mortgage holders who lost their homes, we would have held on, kept on paying and eventually caught up. The bank ended up selling our home for less than half of what we paid. I suppose the loss write off was worth more to them than our money.

Does a homeowner's association have master keys or a master key to all the houses or condos?

Description : Does a homeowner's association have master keys or a master key to all the houses or condos?

Last Answer : I have never heard of a HOA having that kind of access. I am sure they don’t have keys.

Can a homeowner's association tow your car from your own driveway?

Description : Can a homeowner's association tow your car from your own driveway?

Last Answer : Interesting question. If it says in the covenants that cars are not allowed to be parked in driveways, certainly they can send a note reminding you of the rule, and asking you to put the car in the ... I guess maybe there could be some sort of rule about it? You have to check the HOA documents.

Are there any horror books about homeowner's associations?

Description : Are there any horror books about homeowner's associations?

Last Answer : No, but I think you should write one. It seems like you’ve had more than your fair share of problems in your comlex. You could solicit anecdotes from people all over the country and then add them to your own stories. It would be a hoot! : )

Does the term, Homeowner's Association sound misleading to you?

Description : Does the term, Homeowner's Association sound misleading to you?

Last Answer : I think the rules are set in place to protect property values. like lawns need to be kept up and no painting your house florescent green.- Examples.

Can you opt out of a homeowners association?

Description : Can you opt out of a homeowners association?

Last Answer : answer:Not buying in that neighborhood. Blunt but you cannot OPT out. The do have legal standing in many states. Google HOA's and your home state, there are some classes in HOA ... construction type. Now has been annexed into city with zoning laws and they override the neighborhood association.

Landlords responsibility towards neighboring homeowners?

Description : Landlords responsibility towards neighboring homeowners?

Last Answer : answer:You deal with the police. The police get to deal with the residents AND the landlord. Don’t take that BS. If they are violating city ordinances, that’s the polices job. And you tell them that.

Does anyone know what rules are involved in a homeowner's association?

Description : Does anyone know what rules are involved in a homeowner's association?

Last Answer : Ultimately, it’s whatever’s in the contract. Some HA’s are far more strict than others. I imagine that the HA will be happy to tell you what the CC&R’s are—most are quite pleased when folks WANT to follow the rules.

Question about homeowner's liability?

Description : Question about homeowner's liability?

Last Answer : 25 foot…wow…how long has this been there Grumpyfish?

In homeowners policy the additional coverage Tree and Shrub Replacement will pay?

Description : In homeowners policy the additional coverage Tree and Shrub Replacement will pay?

Last Answer : What is the answer ?

Benefits of Backyard Landscaping for Homeowners?

Description : Benefits of Backyard Landscaping for Homeowners?

Last Answer : Backyard landscaping is the process by which your dirt lot is transformed into a beautiful paradise. Whether you choose to do it yourself or hire a professional company to do the job, ... aesthetic of their home. Realtors regularly hire professional landscapers to perform 'quick fix' landscaping to

what do I need to do to qualify for low-income homeowners grant for roofing & home repairs.?

Description : what do I need to do to qualify for low-income homeowners grant for roofing & home repairs.?

Last Answer : what do I need to do to qualify for low-income homeowners grant for roofing &home repairs. thank you.

Is there a Federal Grant Program for homeowners facing foreclosure?

Description : Is there a Federal Grant Program for homeowners facing foreclosure?

Last Answer : There is no federal grant program for homeowners facing foreclosure. Many states do offer assistance.

Are homeowners warranties a good idea when purchasing a new home?

Description : Are homeowners warranties a good idea when purchasing a new home?

Last Answer : I would think they are essential when purchasing a used home. In the case of a new home, see if it is already under a builder's warranty. If not, you may want to buy extra protection.

Will I need to change my homeowners policy if I add a wood pellet stove to heat my house?

Description : Will I need to change my homeowners policy if I add a wood pellet stove to heat my house?

Last Answer : Yes you may need to consult your insurance agent if you make such a change to your home as you may need different coverage.

Bank Foreclosure: a Homeowner's Overview?

Description : Bank Foreclosure: a Homeowner's Overview?

Last Answer : Since the U.S housing market bubble collapsed in 2008, bank foreclosure has become a reality for millions of homeowners. People who understand foreclosure rules have the best chance of keeping ... seriously damages a credit history and makes it difficult for a borrower to obtain future mortgages.

HardiPlank Siding is Favored Among Homeowners for being Green?

Description : HardiPlank Siding is Favored Among Homeowners for being Green?

Last Answer : HardiPlank siding is a widely used fiber-cement brand in America. Homeowners appreciate the attractive wood-like appearance and overall quality of HardiPlank siding versus vinyl siding. ... installing HardiPlank should specialize in fiber-cement siding to ensure a quality application process.

Lowe's credit card application for homeowners.?

Description : Lowe's credit card application for homeowners.?

Last Answer : Usually everytime I go to Home Depot or Lowes they are always offering me a credit card application for 10 percent of my total purchase and usually if you spend a certain amount no interest for a year if you pay it off.

Homeowner's Guide to PEX?

Description : Homeowner's Guide to PEX?

Last Answer : Crosslinked polyethylene tubing, also known as PEX, is a flexible water supply piping system that is ideal for replacing copper water lines. Common colors are red for hot water and blue for ... , including snap-on fittings. There are also manifolds to centralize the distribution of water lines.

Are there any DIY solutions for homeowners to get rid of termites?

Description : Are there any DIY solutions for homeowners to get rid of termites?

Last Answer : Our house is a bit old and we are having issues with termites. Are there any ways to keep the termites at bay without having to get professionals out here to deal with the problem?

Should abortions be covered by insurance if Birth Control is provided free?

Description : Should abortions be covered by insurance if Birth Control is provided free?

Last Answer : Really GQ. But, I don’t think you understand the arcane science of developing a voting constituency.

How can I get a calf massage that is covered by insurance?

Description : How can I get a calf massage that is covered by insurance?

Last Answer : answer:You can certainly get medical insurance to cover a medically needed massage. The biggest part is getting your MD to deem it medically necessary. This is not uncommon.

Is my daughter still covered on my insurance? ( healthcare)

Description : Is my daughter still covered on my insurance? ( healthcare)

Last Answer : Each insurance company is different and some things have changed with the Healthcare Bill. Best thing to do is call your insurance and ask when he coverage officially ends.

Do you think tampons should be covered by medical insurance?

Description : Do you think tampons should be covered by medical insurance?

Last Answer : Not any more than cold medication should be covered.

Is auto windshield repair covered by car insurance?

Description : Is auto windshield repair covered by car insurance?

Last Answer : Windshield replacement is generally included in comprehensive coverage, which provides for repairs to a vehicle that has been damaged in ways other than a collision. This might include a tree falling on ... refer to the policy for details regarding the deductible, which may apply. www.insurance.com

Is the cost of full dentures usually covered by insurance or Medicare?

Description : Is the cost of full dentures usually covered by insurance or Medicare?

Last Answer : Your insurance may cover dentures depending on the policy. Medicare does not cover dentures.

Are handicap chair lifts covered by insurance?

Description : Are handicap chair lifts covered by insurance?

Last Answer : Yes, they are covered by most insurers and also by Medicaid. Yes, most handicap chair lifts are covered by insurance and government assistance. Wheelchair stair lifts are not covered by insurance though.