Description : What would likely be covered under homeowner's insurance but NOT by renter's insurance?
Last Answer : Damage to anything covered by the landlord's insurance, becausethe landlord owns the property not the renter. Such damage would becovered under homeowner's insurance, because the homeowner owns theproperty.
Description : Would likely be covered under homeowners insurance but not by renters insurance?
Description : What kinds of things does my homeowners liability insurance cover?
Last Answer : When you own a home you are libl for nything that happens on your property. Homeowners liability insurance covers you in the event someone i injured on your property. Homeowner's liability insurance ... medical bills and other expenses for guests if something happens to them while at your home.
Description : Where can I get cheap home renters insurance , In Canada, for a short period of time?
Last Answer : From what little I know about insurance, it may cost you a lot more than $20 for a week if they would even write a one week policy (the paperwork for the policy and office are the ... should include the insurance and licensing fees which in the USA is hundreds if not thousands of dollars.
Description : What do I need to know about renter's insurance?
Last Answer : Holy cow, here’s a ton of info to wade through.
Description : I have decided I probably need renter's insurance, any recommendations?
Last Answer : I would look for recommendations for an independent insurance agent from friends or colleagues and talk to them about your needs. Tenant’s insurance is not very expensive.
Description : How can I determine if I need renter's insurance? And supplemental questions.
Last Answer : I am not an insurance person, but how would you ever replace your clothes? Think of all the clothes you need to survive including shoes and coats. That would be quite a lot of money. Plus your ... items. It is well worth the money if something happens. It will probably cost around 50.00 a month.
Description : What is the best insurance company for renter's insurance?
Last Answer : If you talk to your car insurance agent he can usually give you the best deal because you give him the business for both.
Description : Fellow friends, just curious who has renter's insurance for their apartment, and if they'd care to share with who their provider is and how much it is a month --?
Last Answer : I do not have renter’s insurance :( We probably should, but we never even looked into it. And my downstairs neighbor almost caught her apartment on fire once, totally freaked me out.
Description : Any recommendations for renter's insurance in San Francisco?
Last Answer : Check with your auto insurance carrier. They may offer coverage or at least be able to refer you to some other sources. There seem to be a lot of Bay Area residents here. Lots of SF questions lately
Description : What is the best renter's insurance?
Last Answer : I use allstate its only $40 a month
Description : Is it a good idea to get renter's insurance when renting apartments?
Last Answer : Yes, you definitely need renter's insurance if you will be living in an apartment. In case of a fire or damage to the apartment, the building owners insurance will not cover your property. You need your own insurance for your things.
Description : Is there a difference between tenants policy insurance and renters insurance?
Last Answer : They are both the same thing. They cover your personal belongings and liabilty protection.
Description : Are renters insurance select any good?
Last Answer : I would go with renters insurance select. They are better than others and will help in your home cover renewal. You will not have a better option. Don't avoid them like the plague.
Description : Benefits of Renters Insurance?
Last Answer : Imagine coming home from a night on the town to flashing fire truck lights or arriving at yourapartment after a long trip to a flooded living room. Hopefully, you have paid for renters insurance as it will ... better to have the option to start over than have to depend on someone else's help later.
Description : How much does the average renters insurance cost in PA?
Last Answer : In the average rates for renters insurance, auto insurance, and home insurance, Pennsylvania is usually lower! In 2007, the average rate for PA renters insurance was only $144!
Description : How much is the apartment renters insurance per month?
Last Answer : Renter's insurance is fairly inexpensive. Prices will vary due to your area, distance from a fire hydrant and/or department, number of units, etc. If you have auto insurance, the company with your policy should have renters insurance available. Bundling the two policies would make it cheaper.
Description : Where can I find affordable renters insurance?
Last Answer : State Farms is a wonderful insurance company. It is widely known and is reputable. Many people use it, and it is the best deal for your money. Why don't you head down to the local State Farm office now, or check them out online?
Description : Why You Should Have Renters Insurance?
Last Answer : A lot of people think if they don't own their home, they don't need insurance. They assume they are covered by the owner's insurance. Most of the time this isn't the case. That's why ... be responsible. Renter's insurance provides more than just money to the client; they can provide peace of mind.
Description : Homeowners insurance question - is there a good rule of thumb about how much personal property insurance one should buy?
Last Answer : Just got my policy also and it had jumped up 200 from last year with no claims on the policy ever. I shopped around and found that AARP had a much lower price. I went with 50% and AARP.
Description : What can I do about this Homeowners Insurance Problem?
Last Answer : Do you have an insurance agent? We had a claims adjuster come to my house when the water pipe broke in the ceiling, and the adjuster denied the claim. I called my agent, who called the adjuster, ... that if they deny my claim, he would stop writing policies for her company. The claim was approved.
Description : Have you seen the flooding in Nashville? Should people homeowner's insurance pick up some of this tab?
Last Answer : answer:Nope, it’s pretty well established that if you don’t buy flood insurance, flood damage isn’t covered. My house (on a hill) has flood insurance. Why someone wouldn’t have flood insurance is beyond me.
Description : Homeowner's insurance...
Last Answer : I shop around. A lot of insurance agencies give discounts if you have multiple policies with them; for instance, car, life, and homeowner’s insurance.
Description : Is it normal for homeowner's insurance to increase each year?
Last Answer : Wow, you have expensive insurance! Our homeowner’s insurance usually does increase each year, but it’s only about $40. Of course we only pay around $600 total. I think it wouldn’t hurt to ask around and possibly get a better deal.
Description : is a busted water line covered by homeowner's insurance
Last Answer : Need Answer
Description : Is it better to buy homeowners insurance through an independent agent or a large company?
Last Answer : The independent agent or broker t too , is going to give you policy from large insurance company. In either case you have to do your research well to get best deal and proper coverage. The broker or agent is helpful as you can have personal connection with him.
Description : Is flood insurance included in basic homeowners insurance?
Last Answer : Homeowner's insurance policies do not cover flood damage. You will need a Flood Insurance policy and to get one you will have to apply and wait 30 days.
Description : When are you required to buy basic homeowners insurance by your mortgage company?
Last Answer : Virtually always. Any reputable company holding a mortgage on your house will require you to have homeowner's insurance, at least to the value of the mortgage. The only exception is for a mortgagee with sufficient assets to self-insure.
Description : What is the average yearly cost of HomeOwners Insurance for a 3,000 square foot house in Omaha, NE?
Last Answer : Depending on area and amenities, homeowners insurance in Omaha can range from $2400-$5000.
Description : Homeowner's Insurance Takes the Worry out of Homeownership?
Last Answer : After purchasing a house, the homeowners will also need to purchase a homeowner's insurance policy. The purpose of the homeowner's policy is to repair the damages that occur when there is a flood, ... a good homeowner's insurance policy, they will be able to put their lives back together one day.
Description : Five Reasons To Purchase Homeowners Insurance?
Last Answer : People who obtain a loan for their home are usually required to buy homeowners insurance as a condition of approval. However, those who purchase a home outright or those who purchased one before this ... liability clause. The importance of this can't be stressed enough in today's litigious society.
Description : What are the important tips of Homeowners insurance Clewiston?
Last Answer : Homeowner’s insurance is not a luxury; it is a necessity and not just because it protects your home and properties against theft or damage. Effectively, all mortgage companies require borrowers ... credits for which you are eligible. Companies have different names for age preference policies, f
Description : What kind of lawyer deals with renters’ matters?
Last Answer : Contact the owner of that building rather than the management, that might get things moving faster. Also Landlords and Tenants Board to address concerns. ( keep records).
Description : Is it against the law to ask a repairman to charge you extra so to be covered by renters or landowners inurance?
Last Answer : It isn’t the deductible, and it is called fraud.
Description : Renters over 30, what is holding you back from buying a house?
Last Answer : I couldn’t clean a large house every day.
Description : How long would be a reasonable time to forgive a potential renter's prior history?
Last Answer : answer:The time it'd take me to forgive Cannabis possesion - 5 secs. Vicious Dog - 5 mins. Domestic Violence - Years. Why would someone having a petty crime on their record make them any less of a ... 's personality or traits, but with smaller crimes, I don't think you should be so quick to judge.
Description : A Mobile home community, where all members are owners, not renters, seem to be asking illegal questions on its application. Are these questions illegal to ask (see context below)?
Last Answer : EVER plead guilty to, convicted or have a pending case in a crime?EVER Been placed on probation, parole, or released from jail or prison?Are you currently involved in any criminal activity?EVER been evicted or ... renters. So you are to pay a lot fee. 460 a month. It concludes "By signing this app
Description : renters rights in indiana
Description : renters rebate?
Last Answer : how do i file for my renters rebate from Minnesota
Description : Do renters have to pay property taxes?
Last Answer : No, renters do not pay property taxes. Property taxes are paid by the owners of the property. They may pass that cost down to you through rent, but it will likely be spread out over months.
Description : Why has Shaker Heights not grown intellectually in allowing section 8 renters in Do you thing it is only making you targets for a bigger problem.?
Last Answer : You need to take that dog to a vet! A collapsing tracha isn't something you can treat with allergy medication!
Description : Landlord Tenant Law Lawyer: Helping Both Renters and Landlords?
Last Answer : Landlord and tenant law is complicated and confusing to most individuals. These laws outline a landlord's rights and the rights of the tenant, in order to protect both parties. Landlord ... lawyer may be contacted.Services Provided by Landlord Tenant Law Lawyers:Landlord and tenant law lawyers help
Description : Why do prospective homeowners specify gas stoves most of the time?
Last Answer : answer:Cooking on gas is considered more controllable than cooking over an electric source. Once something is cooked you need to merely turn off the gas to stop the heating, while an electric stove top takes time to cool, which can result in overcooking.
Description : Homeowners: if a movie producer knocked on your door and offered you 3 times the assessed value of your home if she could burn your home in 30 minutes, would you accept the deal?
Last Answer : And we have 30 minutes to get out? That would give us just enough time to get the real important stuff , sure why not? I would stress for more like 3 hours but as long as the cash was real and there I could live with the 30 minute clause.
Description : Moody's downgrades 15 global banks. Would the banks have been better served to allow homeowners to refinance?
Last Answer : I think so. Like a lot of mortgage holders who lost their homes, we would have held on, kept on paying and eventually caught up. The bank ended up selling our home for less than half of what we paid. I suppose the loss write off was worth more to them than our money.
Description : Does a homeowner's association have master keys or a master key to all the houses or condos?
Last Answer : I have never heard of a HOA having that kind of access. I am sure they don’t have keys.
Description : Can a homeowner's association tow your car from your own driveway?
Last Answer : Interesting question. If it says in the covenants that cars are not allowed to be parked in driveways, certainly they can send a note reminding you of the rule, and asking you to put the car in the ... I guess maybe there could be some sort of rule about it? You have to check the HOA documents.
Description : Are there any horror books about homeowner's associations?
Last Answer : No, but I think you should write one. It seems like you’ve had more than your fair share of problems in your comlex. You could solicit anecdotes from people all over the country and then add them to your own stories. It would be a hoot! : )
Description : Does the term, Homeowner's Association sound misleading to you?
Last Answer : I think the rules are set in place to protect property values. like lawns need to be kept up and no painting your house florescent green.- Examples.
Description : Can you opt out of a homeowners association?
Last Answer : answer:Not buying in that neighborhood. Blunt but you cannot OPT out. The do have legal standing in many states. Google HOA's and your home state, there are some classes in HOA ... construction type. Now has been annexed into city with zoning laws and they override the neighborhood association.