it only takes me three days from Friday afternoon to Monday to morning, so on banking days and bank hours it is often within two hours, exceptionally the next day the few hours are necessary for checks, I count that there is a living person who have to approve the balance sheet every two hours and push the button - otherwise, as far as I know, some operations are still manual work, such as erroneous payment terminal operations and payment card returns before they were banned, the beneficiary's bank kept the money ( not the sender) on the collection account even a week due to interest, but now it does not pay off due to zero interest rates (Not only because of the law) but I have already written here that for example if you pay a deposit for car rental with a payment card for a month or more after you returned the car in good condition - and it's not a mistake or a coincidence, they confirmed it to me in two banks on the customer line (so they confirmed - they kicked them out the right word)