Hello. You don't have to. It is your duty in debt relief (repayment schedule) to have an income or to seek it. In practice, this most often means that after losing a source of income (typically a job), you must actively look for a new source of income. It is logical, it is assumed that you want to meet the debt relief, ie to pay the minimum payment on your obligations, so that you are subsequently released from the obligation to pay the remaining part of the debts. Have a nice day JUDr. David Vozák, www.abivia.cz