Has anyone experienced identity theft? What really happens?

Has anyone experienced identity theft? What really happens?
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answer:I hope no one has had a 1st hand experience. (here on Ask-public) 1. I lost my wallet once and it just a B*tch having to CANCEL all your cards and or put a stop on them. 2. My ex-coworker/manager had his identity stolen and he found out about it MONTHS after when he was trying to apply for something (don’t remember what) They got those stupid pre-approved credit cards under his name, and obviously did not pay. So his credit got f’d up. It’s just a big hassle. 3. Omg I also just remembered, my dad had his bank card Hacked somehow. The bank told him they’ll investigate and give him his money back, but it is JUST ONE BIG Headache. It’s funny cuz it was just before he went on vacation, so he had no money in the bank… :(
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