What's a good way to get student loans organized?

1 Answer

Answer :

See if you can get the Federal Student Loan Program to take over your debt.

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Description : Have you used any debt relief programs, or do you have anyone you would recommend for taking over my Sallie Mae Loans?

Last Answer : answer:I'm in the same boat as you, and unfortunately right now with the economy being what it is you're going to be hard pressed to find anyone. Wells Fargo has a program, but with them as ... your income increases . added side bonus they tend to pay the loan off faster in the long run).

Description : What's the easiest way to get out of debt?

Last Answer : money.

Description : Should prisoners get a bill at the end of a stay in jail?

Last Answer : Funny.. My mom did ten years. She got out and was straddled with a 2.5K bill for parole fees.. If she didn't pay the bill she would violate the parole and go back in for another ten ... think this is a serious proposal. You get disability. Maybe you should be making doilies to payback what you get.

Description : What happens to ones debt when someone because deceased?

Last Answer : I think it gets passed on the living relatives or children.

Description : Which debt payment plan would you choose/suggest?

Last Answer : I think you can figure it out. After raising my family I was in a good bit of debt and I consolidated it with a credit line then moved it to a zero interest credit card for 12 months ... got out of debt. Just be careful about opening and closing credit card accounts-it affects your credit score.

Description : 10 US industries that may never recover. What would you do to rebuild the economy?

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Description : Can a payday loan company garnish my wages? Also are they allowed to call my work and speak to other employees and tell them that I commited Fraud?

Last Answer : answer:When you took the loan, I'm sure you put your name on a contract. If you didn't meet the terms of that contract, they are allowed to try to claim their money. My rule of thumb ... a harassment claim, but that would likely cost you money to pursue. Still, most lawyers give free consultations.

Description : I'm not far enough in debt to get debt relief, but im just far enough behind where I can't get ahead. How can I become debt free when I seem to be stuck?

Last Answer : Welcome to life. Sometimes you just have to deal with bad credit until you have the means to take care of it. Survival is your first priority, this means shelter, food, and environmental control (electric). Any ... nothing to scoff at, but in the big scheme of things it is not the end of the world.

Description : I got sick and now I am in financial trouble?

Last Answer : I can’t think of what to say except {{{hugs}}} @Just_Justine.

Description : Does anyone know how I can help my friend consolidate his debt?

Last Answer : I reccommend Dave Ramsey’s book “Financial Makeover” not only will it help him get out of debt but it will keep him from going back into debt. There is a chapter where debt consolidation is discussed.

Description : how to get out of debt

Last Answer : Stop borrowing, reduce spending and cut costs. Make higher payments. Pay extra on high interest loans first. Find something to do on the side that adds to your income.

Description : I have credit card debt, and a 401k account from my last job that equals that debt, what are my options here?

Last Answer : Are you sure about the $2k? I believe you lose more than that because you are looking at taxes + penalties for early withdrawal. I would try to negotiate with the credit cards to get a lower interest rate. Also, if you have any room, try to do a balance transfer (watch out for the transfer fee).

Description : Ramesh is a student of standard X. He organized many activities in his school to convey the students about the various advantages and disadvantages of using renewable and non-renewable sources of energy. Many ... of energy. (in) Which two values are reflected in Ramesh's thought and action? -Science

Last Answer : (i) Activities that Ramesh have had assigned for the students are: (a) Hands on projects related to renewable and non-renewable sources of energy. (b) Photograph exhibitions on the topic ... of renewable source of energy. Ramesh’s action: Concern for community advantage and good management.

Description : Alternatives to borrowing a couple grand for school (a post-grad program) without going the way of student loans?

Last Answer : Will your current employer sponsor you? Some companies and organisations will (though most don’t). You could approach your boss about it, unless you’re undertaking further education to get out of the job!

Description : What is the best way to go about applying for student loans?

Last Answer : You need to talk to your student aid counselor at your school.

Description : Do I need to pay off both student loans before I can receive FASFA agian?

Last Answer : Did you look at the FAFSA website?

Description : Can homeless people get student loans?

Last Answer : It may depend on their credit rating. When I got a federally insured student loan, it was for schooling only and the school received it all. After I had been out of school for six months I had to start ... about $60 a month, the last six months about $110 a month. (Didn't have to pay that back.)

Description : Do you know that your student loans can sometimes be forgiven if you have a permanent severe disability?

Last Answer : Toast with jam, if dropped will land jam side down.

Description : I'm a freelancer. How can I get US$ 4000 in two months to pay my tuition fees? (No student loans are available in my country and crowdfunding isn't an option)

Last Answer : Sell things. Ask family for money. Get a few more jobs. Sell your plasma. You dont specify your languages or skills, or your country. You coming here to study? Too many unknown factors.

Description : Taxes and Student loans. How many exemptions should I have?

Last Answer : I never knew paying off a student loan lowers your taxes?? I’ll be interested in the answers. You can write off the interest I think, just like a house mortgage. That isn’t a reason to keep the loan though. If you can pay it off pay it.

Description : How long would you stay in an agony booth (from Star Trek reverse dimension) in order to pay a portion of your student loans? (Details inside )

Last Answer : answer:I don't think the Agony Booth electrocutes people. It uses nerve induction to directly stimulate the pain receptors of the brain without causing physical damage. There's a limited amout of pain ... achieving a deeper and deeper level of meditation. Getting paid for this would just be a bonus.

Description : Can you go to jail if you can't pay back loans, such as student loans?

Last Answer : No, you can’t go to jail. You may end up bankrupt, and you may be in debt for a long time. But you won’t go to jail.

Description : Can I immigrate to the UK if I owe student loans in the US?

Last Answer : What @FutureMemory is trying to say is that you need a WORK permit, you cannot just go to the UK to look for work. There about 2.5 million unemployed in the UK, looking for work.

Description : Have you ever used Sallie Mae for student loans as an undergraduate?

Last Answer : Additionally, where should I apply for loans? I am trying to stick to Government approved loans, so Sallie Mae probably not what I’m looking for, however there seems to only be one option for my school called the “William D. Ford Direct Loan Program”

Description : Did you apply for student loans just because you could?

Last Answer : answer:No, my parents didn’t pay for anything. They couldn’t have afforded it. I got through college on a combination of scholarships, student loans and part-time jobs.

Description : Is there a student loan insurance market and where can I find detailed data of student loans in the U.S.?

Last Answer : I found an article about student loan insurance, but that was all I found. Here is site about federal student loans/financial aid.

Description : How can I help my brother with his student loans?

Last Answer : answer:Unfortunately, it doesn't seem to me that there's much you can do to help if you don't have money to share with him. Your brother seems (understandably) upset by the situation - could it be ... , they could be a nice interest-free source to borrow that money from. I wish you both the best!

Description : Do you regret taking student loans?

Last Answer : Well I don’t regret it yet, but yes, I apparently will. Either way though, it seems that I exist merely to pay for things, so even if I hadn’t got any, I’d still be paying things off everywhere, so what the hell.

Description : Does anyone know a good company to consolidate student loans?

Last Answer : Welcome to the real world! you think it’s bad now . . . wait till you get to form a family with kids. . . . you’ll need all the training and disciplne you can learn at this time. Check out www.SallieMae.com

Description : Can people claim bankruptcy to get out of paying student loans back?

Last Answer : The short answer is maybe. It will depend on what kind of bankruptcy you claim. New bankruptcy laws make it harder to get rid of the principle loan but will forgive the interest, late payments, and so on. Chapter 7 or 13 or 11? It can get very confusing.

Description : So I have an idea to start a program for students in debt with student loans, how can I start this?

Last Answer : first of all, paragraphs are your friend. it sounds like you want to set up a non-profit agency. You need to file with your state to begin. You must have a plan in place before you file. For ... as a non-profit agency so they can report it as a donation. http://www.usa.gov/Business/Nonprofit.shtml

Description : Can an unclassifed graduate student get private student loans?

Last Answer : Sure. I have a friend who took out a $28,000 loan from a bank to complete a post-baccalaureate pre-med program. …but make sure it’s worth it.

Description : Does it matter which lender I choose for my federal student loans?

Last Answer : The differences have to do with the fine points of repayment. Check out this article to see if any of these apply to one or the other. Also, Fifth Third bank has had some problems with government auditors. Good luck, PnL!

Description : Best interest rate for private student loans?

Last Answer : citibank mine seem to be really low what is your current rate?

Description : Can I re consolidate my student loans now that the interest rate is lower?

Last Answer : It would be advisable. Speak to a specialist broker.

Description : Can I "sell" my student loans to another company?

Last Answer : I'm actually sort of in the same position. From what I've been able to tell, there aren't many, if any loan companies that will consolidate all your loans and put off repayment. You may have to ... so hardly any US lenders wanted to deal with me other than Sallie Mae (but they're super corrupt).

Description : Any advice when looking for student loans/funding?

Last Answer : Let me warn you now: Don’t be fooled by those fake FAFSA people who charge you to process an application. Applying for FAFSA is free. It is a government program. My dad got tricked into paying for it… I shoulda set it up for him

Description : What banks do student loans directly at banks ?

Last Answer : Navy federal. PNC bank use to but I don’t know if they still do.

Description : Is law school worth $150k in student loans, 3 years' lost wages, and concomitant stress?

Last Answer : Law school does not have to cost that much. My “sister-in-law” just graduated from law school. Considering how much she’s currently earning at her entry-level position, I’d say yes.

Description : What these statements about student loans is not true?

Last Answer : Need answer

Description : What do many banks consider student loans risky investments?

Last Answer : They can't provide Collateral - Apex : )

Description : How to Apply for Student Loans?

Last Answer : Applying for student loans for the first time can be a confusing process. There are a variety of student loans that are available through different lenders. However, the two main types of students loans ... will not be expected to be paid back, while any student loans that a student receives wil

Description : Is it possible to refinance student loans?

Last Answer : Yes, it is possible to refinance student loans. If done correctly, it can save you hundreds or even thousands of dollars when repaying your loan.

Description : Are there different types of student loans available?

Last Answer : There are many types of student loans available to students of all ages, income levels and credit ratings. The first type of student loans available are awarded, guaranteed and regulated by the ... higher interest rates than federal loans. In addition, some states may offer student loan programs.

Description : Am I eligible for federal student loans if I attend dog grooming school?

Last Answer : Federal Student loans are available only for educational purposes. A dog grooming school would not qualify as such.

Description : Can you defer your student loans while in part time employment?

Last Answer : You can defer your student loan payments while in school. Typically student loan payments are not deferred due to employment status.

Description : Is there assistance to pay off existing student loans?

Last Answer : Yes there is some of assistance to pay off student loans; I would recommend going to Washington's higher education website for information on student loan repayment; Visit http://www.hecb.wa.gov/ for more information.

Description : Do I have to make payments on Sallie Mae student loans while enrolled in school?

Last Answer : No, you do not have to make payments on Sallie Mae student loans while enrolled in a qualified program. Depending on the type of loan you take out you will have payments deferred either ... that any unsubsidized loans will capitalize even though you are not required to make payments while enrolled.

Description : Where can I find a tool to create a detailed amortization schedule for my student loans and mortgage?

Last Answer : If you are looking for an a tool to create an amortization schedule, you can find them on numerous websites. They can be found at websites such Mackenzie financial and amortization-schedule.

Description : What did Obama say about student loans?

Last Answer : Obama has been very concerned with student loans recently because of the upcoming election. He is very concerned with making it easier for graduates to pay back student loans, especially as tuition prices are increasing at an alarming rate and more and more students are required to take out loans.