Federal Law Requires One Free Credit Report?

Federal Law Requires One Free Credit Report?
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1 Answer

Answer :

The Fair Credit Reporting Act requires the credit bureaus to give you one free credit report for several reasons. You have found incorrect information in your credit report that has led to credit being denied. You are receiving public aid. Your credit report has fraudulent information leading to errors. Presently unemployed, you hope to get a job within 60 days upon your request for the credit report. On top of this, the law requires that for every year, the credit bureau must comply and furnish you one credit report. It is your right.
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Why can't I get my free credit report from Equifax and TransUnion?

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Last Answer : “Free” doesn’t mean that you get to dictate terms, I guess.

What are the websites to request my annual free credit report?

Description : What are the websites to request my annual free credit report?

Last Answer : The only free credit report you can get in the US is from https://www.annualcreditreport.com/cra/index.jsp. Do not go to any other website, because none of them are truly free.

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Is there a website that will give me a free annual credit report?

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Where can I access my annual credit report for free online?

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What is the purpose of a free credit report?

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