answer:You might try www.mrexcel.com. Look in their items for sale although you could start in the user forums. I have used the site mostly for help in figuring out how to do something using an Excel function, but they have a number of financial templates available for purchase. An advantage to purchasing templates as opposed to finding free one somewhere is that the site backs up the accuracy of the templates. You will have to do some digging, Also Microsoft itself has Excel user downloads for the asking. Good luck SRMORGAN