answer:You can get a loan on purchase orders as long it is a well established vendor. If a bank won’t do it, there are Investment Capitalists that might help out. They won’t ‘buy’ it, they will loan you based on a percentage of it, I believe. ‘Factoring’ is generally when you sell your bad debts to a collector. It depends on what you are trying to build for your business. Not sure why you would be willing to give away up to 20% of your gross profit.