Is one's credit score actually important?

1 Answer

Answer :

answer:It matters if you ever buy a house, lease a car, get a personal/business loan, apply for a credit card, or apply for certain jobs. Other than that, no, your credit score doesn’t matter at all. Paying for your credit score, however, is totally unnecessary.

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Description : Does paying a DirecTV bill late every month effect my credit.

Last Answer : Be careful with them. They like to charge you late fees. We have to call them all the time. It happens alot where they mail us the bill and 3 days later we get a pass due notice. We don’t trust them enough to put them on automatic billing.

Description : What does a credit score of 816 actually mean?

Last Answer : 816 is very high, I think the highest is 850. You should have no problem getting a loan or a credit card or an apartment, or whatever you want. I am shocked that is considered a B rating. Any score ... Or, a credit card you no longer use might have some crazy $35 charge on it you are not aware of.

Description : Which of the following plays an important role in the loan approval process? A. Credit Information Report (CIR) B. CIBIL TransUnion Score C. Only A D. Both (A) and (B) E. None of the Above

Last Answer : D. Both (A) and (B) Explanation: The Credit Information Report (CIR) and CIBIL TransUnion Score are very important in the loan approval process.

Description : Where is the site in which you can pay to have your credit score raised?

Last Answer : Fraud scam !

Description : How do you get your credit score to 800?

Last Answer : If you don't want to open more credit cards you could try to just get your credit limit raised on the card you already have. For instance if your credit limit is currently $5K on your visa, see ... in full, that you currently have transactions not paid counts. It is not just about paying on time.

Description : Suppose every adult had to wear an armband showing his/her credit score on that armband. How would that change society?

Last Answer : I think a lot of people would be embarrassed at their actual score, driving around in expensive cars they can’t afford, living on credit card debt.

Description : How can I fix my credit score fast?

Last Answer : Welcome to Fluther. Well, you can't fix your credit score quickly ; that's actually one of the good things about it as an indicator of a person's reliability. That is, it reflects the ... spending money that you don't have indicates low self-discipline, and who is interested in hiring that person?

Description : Should I get a credit repair service for a credit score of 670?

Last Answer : Noooooo

Description : What are some ways I can make my credit score higher/better?

Last Answer : This detailed article should help with your query resolution

Description : Can you explain why my credit score increased?

Last Answer : Probably you just paid your bills on time and furthered your track record by another month.

Description : Where can I check my credit score for free?

Last Answer : There are three sites that give you a free credit report including your score for free every 12 months. Let me see what I can find.

Description : Who gives the most accurate credit score?

Last Answer : answer:I don't think that there is such a thing as most accurate . Each of the credit companies (Equifax, Trans Union, etc.) has their own proprietary algorithms which take into account slightly ... but you cannot really say one is right and the other wrong, because they're calculated differently.

Description : Is it generally better for your credit score if you pay off old debts or if you file for bankruptcy?

Last Answer : Better to pay off. Bankruptcy puts a big mark on you credit report, no one wants to get left holding the bag when you opt out of your debt. Bankruptcy takes the legal obligation away, but does not clear your record.

Description : How to improve credit score within 2-3 months?

Last Answer : answer:It depends on what kind of credit you are trying to get, and how lenient the loan officer feels. You have to convince them you are able to pay back the loan. Credit Unions are the best places to get car loans, and if you have automatic deposit of your pay check, it will be easier.

Description : Will I get an auto loan with a credit score of 662?

Last Answer : answer:Yes, you will. But a 662 will probably get you a less attractive rate than if you had a 750, because you will be perceived (right or wrong) as more of a credit risk. The amount they give you will ... income, and the age and condition of the car. There's no way for us to know either of those.

Description : How can I get a student loan, in Alberta, with a 725 credit score?

Last Answer : Contact a branch of ATB Financial and ask a credit officer.

Description : What's the best way to get my credit report / score?

Last Answer : you can get a free copy at annualcreditreport.com. This will tell you what your report says but it won't give you your FICO score. You will have to pay for that. There are three credit reporting agencies, ... to one or two. Each must give you a free credit report once a year if you request it.

Description : Can my spouse's credit score be affected?

Last Answer : I don’t know. I would ask an attorney or an accountant.

Description : How often does your credit score change?

Last Answer : It is fluid. It is constantly changing, and it is based on the length your accounts are open, your last billing cycle, and your last late payment.

Description : If I pay a lump sum settlement will my credit score improve?

Last Answer : Usually it says paid in full for less than the full amount. (or something like that .) It might look better to some creditors and it might raise your mysterious FICO score by a bit, and it will ... last transaction, so if you pay the settlement, it will be seven years from the date you paid it.

Description : Would raising your credit limit negatively affect your credit rating/score?

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Description : What's a good website to check my credit score?

Last Answer : Unfortunately all my results are for in Canada, but this may have an american version.

Description : Do you always need a good credit score to rent an apartment?

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Description : Why does checking your credit score lower your credit score?

Last Answer : I assume it is a clear indication that you plan to take on more debt than you previously were carrying.

Description : If I only want to pay for one credit score, which credit reporting company should I order it from?

Last Answer : Our mortgage company uses Equifax.

Description : Is there a way for me to use my land contract to increase my credit score?

Last Answer : answer:Who holds the deed? Is this a person that is receiving a monthly payment from you that is NOT a bank or mortgage company? Not to be funny but timely payments to a non-financial institution is like try to get a credit score improvement for timely payment to your bookie.

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Description : Is there an actual way to see my credit score for FREE?

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Description : What’s a creative, effectively efficient way to improve credit score and save money in order to buy a home?

Last Answer : answer:Start saving you will need a down payment. I pay myself first and them my bills and the leftover is play money. Pay all your bills on time. NEVER LATE. Poor credit can stay with you for years ... good used car. Your income to debt ratio needs to be very low to increase your score. Good luck

Description : How can I improve my credit score?

Last Answer : Get a very low available balance ($500 a month) credit card, spend no more than $300 a month, and pay it off every month. The credit people aren't impressed by you maxing out out your card ... ) and they aren't impressed with how much you spend, they're impressed by your restraint and consistency.

Description : How to increase my credit score?

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Description : How do I use a credit card to raise my credit score?

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Description : Getting a credit report/score?

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Description : Are Some Credit Cards more beneficial to your credit score then others?

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Description : How can you refinace your car loan, which is at 10%. When you have a credit score under 690, and your bank already told you no?

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Last Answer : Top 7 Best Credit Repair Companies of 2021Credit Saint: Best Overall Credit Repair CompanySky Blue Credit Repair: Best ValueLexington Law: Best Credit Repair AppCreditRepair: Best For Simple Credit Repair PackagesThe Credit People: ... a lot, check it out. h ttps:// bit .ly/3o D7jxH (REMOVE SPACE)

Description : does credit score affect a HARP interest rate

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Description : How di i get my credit score without joining?

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Description : Does a bounced cheque affect your credit score, even if no loan payment is involved?

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Description : Can I apply for a car loan with a credit score of 593?

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Description : What credit information categories make up the credit score?

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Description : How might your credit score impact your loan intrest?

Last Answer : What is the answer ?

Description : How can I raise my credit score?

Last Answer : It is so important to maintain a good credit score, and if youneed to raise your score, there are a variety of ways to do so.Here are a few sites that can provide you with great advise ... credit-score-to-740.aspxhttp://money.msn.com/credit-rating/9-fast-fixes-for-your-credit-scores-weston.aspx

Description : How many time per year can I check my credit score for free?

Last Answer : You have the legal right to check your credit score for free once every year. You can do so at http://www.annualcreditreport.com/ which is the only site authorized by the FTC.

Description : How can I improve my bad credit score?

Last Answer : My credit score was 571 and I couldn’t get approved for a loan, a car and a house... NOTHING! It was draining in every aspect of my life because I got kids I have to protect their ... with him today and make a bright future tomorrow. Goldhacker100 on instagram, they are really the best trust me

Description : How does foreclosure impact my credit score?

Last Answer : Foreclosure can have a drastic effect on your credit score. Your credit rating decreases with missed payments on your home, as well as other bills. In addition, the foreclosure itself can lower your ... impact on your credit score. This is an unfortunate by product of the recent economic crisis.

Description : How can I check my credit score for free?

Last Answer : You can go on freecreditreport.com to check your credit score for free. It is easy!

Description : What is the meaning of the numbers in a credit score?

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