What personal rules have you developed when it comes to borrowing or lending money to friends and gamily?

What personal rules have you developed when it comes to borrowing or lending money to friends and gamily?
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1 Answer

Answer :

Only lend, if you are ok with never getting it back.
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Repo Market means (a) A money market instrument which helps in collateral short term borrowing and lending through sale and purchase operation in debt instrument (b) A money market instrument which helps in collateral long term borrowing and lending through sale and purchase operation in debt instrument (c) A money market instrument which helps in collateral short term lending through sale and purchase operation in debt instrument (d) A money market instrument which helps in collateral short term borrowing through sale and purchase operation in debt instrument

Description : Repo Market means (a) A money market instrument which helps in collateral short term borrowing and lending through sale and purchase operation in debt instrument (b) A money market ... instrument which helps in collateral short term borrowing through sale and purchase operation in debt instrument

Last Answer : (a) A money market instrument which helps in collateral short term borrowing and lending through sale and purchase operation in debt instrument 

A bailment for the sole benefit of a bailer usually results in ------------ a) Borrowing /lending transactions b) Spring transaction c) Declarative transaction d) Autonomous transaction

Description : A bailment for the sole benefit of a bailer usually results in ------------ a) Borrowing /lending transactions b) Spring transaction c) Declarative transaction d) Autonomous transaction

Last Answer : a) Borrowing /lending transactions

What are your personal guidelines on lending money to people you know?

Description : What are your personal guidelines on lending money to people you know?

Last Answer : I never lend books or money. If I have it to give, then I will give and gladly. More than once someone was willing to do the same for me, and it made a huge difference in my life.

Savings rate is relatively low in developed economies because of - (1) Low per capita income (2) Welfare programmes (3) Liquidity/ Borrowing constraint (4) High interest rate

Description : Savings rate is relatively low in developed economies because of - (1) Low per capita income (2) Welfare programmes (3) Liquidity/ Borrowing constraint (4) High interest rate

Last Answer : (2) Welfare programmes Explanation: As a general rule, saving is considered as a derivative of consumption. Developed economies have lower saving rates than developing countries because ... generations raises national consumption and lowers national saving (The Concise Encyclopedia of Economics).

Savings rate is relatively low in developed economies because of (1) Low per capita income (2) Welfare programmes (3) Liquidity/Borrowing constraint (4) High interest rate

Description : Savings rate is relatively low in developed economies because of (1) Low per capita income (2) Welfare programmes (3) Liquidity/Borrowing constraint (4) High interest rate

Last Answer : Welfare programmes

Is it true that we're borrowing money from China to pay the farmers for the effects the sanctions Trump leveled against China is going to have on them?

Description : Is it true that we're borrowing money from China to pay the farmers for the effects the sanctions Trump leveled against China is going to have on them?

Last Answer : It isn't a direct pipeline of funds. The Dept of Agriculture (USDA) will fund the US farmers. The USDA gets its money from the US Treasury. The Treasury Dept. gets its cash through a mix of tax revenue ... Embassy and says, please send a check for $500 to Farmer John and the US will pay you back.

What do countries use as collateral when borrowing money?

Description : What do countries use as collateral when borrowing money?

Last Answer : Our credit rating and our reputation is really the collateral. The US borrows money by issuing debt. This means the Government sells Treasury securites like T-bills, notes, bonds et al to other agencies ... interest on these debts and must pay the value when the security is cashed in by the buyer.

How much money are comfortable borrowing?

Description : How much money are comfortable borrowing?

Last Answer : It's is really depend how much you are capable of paying it back. Some lending company has the minimum and maximum allowance to let their customer borrow the money. If you can able to pay the amount you ... and have to buy. In the end you need to budget your income in order to pay the interest.

Are you comfortable borrowing money?

Description : Are you comfortable borrowing money?

Last Answer : Well, personally I can never be happy or comfortable borrowing money. I have to put myself in a state of a debtor because it one thing that can get one in a very tight corner when one get ... of emergencies. To avoid borrowing it good to save for the rainy day it will save one from borrowing.

How much interest does a bank charge when borrowing money?

Description : How much interest does a bank charge when borrowing money?

Last Answer : The amount of interest that a bank charges when you take a loan from them varies greatly. Every bank is different, and even in a specific bank rates can be different. A personal loan to a car loan will ... Your best bet is to call your local bank and ask them the rate for the specific loan you need.

If he Central Bank wants to encourage an increase in the supply of money and decrease in the cost of borrowing money, it should - (1) lower cash reserve ratio (2) raise discount rates (3) sell government securities (4) All of the above

Description : If he Central Bank wants to encourage an increase in the supply of money and decrease in the cost of borrowing money, it should - (1) lower cash reserve ratio (2) raise discount rates (3) sell government securities (4) All of the above

Last Answer : (1) lower cash reserve ratio Explanation: When the Central Bank of a country intends to increase money supply, it should lower the Cash Reserve Ratio. A decrease in CRR helps the commercial banks to ... the amount of Bank deposits and they will lend more as they have more amount as their reserve.

The RBI can decrease the money supply in the market by: a) selling government securities b) buying government securities c) borrowing money from commercial banks d) none of the above

Description : The RBI can decrease the money supply in the market by: a) selling government securities b) buying government securities c) borrowing money from commercial banks d) none of the above

Last Answer : a) selling government securities

The RBI can increase the money supply in the market by: a) selling government securitiesb) buying government securitiesc) borrowing money from commercial banksd) none of the above

Description : The RBI can increase the money supply in the market by: a) selling government securities b) buying government securities c) borrowing money from commercial banks d) none of the above

Last Answer : b) buying government securities

Deficit financing means (a) Financing budgetary deficit by borrowing (b) Financing budgetary deficit by printing money ; (c) Both ; (d) None

Description : Deficit financing means (a) Financing budgetary deficit by borrowing (b) Financing budgetary deficit by printing money ; (c) Both ; (d) None

Last Answer : (c) Both ;

If the Central Bank wants to encourage an increase in the supply of money and decrease in the cost of borrowing money, it should (1) lower cash reserve ratio (2) raise discount rates (3) sell government securities (4) All of the above

Description : If the Central Bank wants to encourage an increase in the supply of money and decrease in the cost of borrowing money, it should (1) lower cash reserve ratio (2) raise discount rates (3) sell government securities (4) All of the above

Last Answer :  lower cash reserve ratio

What is the lending of money at interest rates higher than the legal limits called?

Description : What is the lending of money at interest rates higher than the legal limits called?

Last Answer : What is the answer ?

Which term refers to the percentage rate the lending institution charge for the use of its money?

Description : Which term refers to the percentage rate the lending institution charge for the use of its money?

Last Answer : interest rate

I have heard of hard money lending companies, but I'm not familiar with the bridge loans they handle, can you explain this please?

Description : I have heard of hard money lending companies, but I'm not familiar with the bridge loans they handle, can you explain this please?

Last Answer : A bridge loan is a short term that is usually used by home buyers that can't afford the immediate up front exepenses with building a house. These loans are generally paid off by closing of the house.

The practice of lending money to unrelated individuals, or “peers”, without going through a traditional financial intermediary such as a bank or other traditional financial institution is called__________ A. B2B transactions B. C2C transactions C. P2P lending D. PPP Model E. P2P Investing

Description : The practice of lending money to unrelated individuals, or “peers”, without going through a traditional financial intermediary such as a bank or other traditional financial institution is called__________ A. B2B transactions B. C2C transactions C. P2P lending D. PPP Model E. P2P Investing

Last Answer : C. P2P lending Explanation: P2P lending, is the practice of lending money to individuals or businesses through online services that match lenders directly with borrowers.

How does a commercial bank create money (a) By printing money ; (b) By lending a part of its deposits ; (c) By issuing ATM cards (d) Accepting deposits

Description : How does a commercial bank create money (a) By printing money ; (b) By lending a part of its deposits ; (c) By issuing ATM cards (d) Accepting deposits

Last Answer :  (b) By lending a part of its deposits ;

How "weird" are you about people borrowing things from off your desk at work? (Just wondering if it's me or not)

Description : How "weird" are you about people borrowing things from off your desk at work? (Just wondering if it's me or not)

Last Answer : If I’m there, ask. If I’m not there, bring the item back in as good or better condition as when it was found, and put it back where you found it. Leaving a note might help me not miss it if it’s taken for any length of time.

Is "borrowing" the most appropriate term when used to subtract one number from another?

Description : Is "borrowing" the most appropriate term when used to subtract one number from another?

Last Answer : When I was younger, the term “carry” was used. For me, borrow sounds a bit odd.

When borrowing from private lenders, how should one handle the cost of the underwriting?

Description : When borrowing from private lenders, how should one handle the cost of the underwriting?

Last Answer : One way or the other the borrower pays.

Alternatives to borrowing a couple grand for school (a post-grad program) without going the way of student loans?

Description : Alternatives to borrowing a couple grand for school (a post-grad program) without going the way of student loans?

Last Answer : Will your current employer sponsor you? Some companies and organisations will (though most don’t). You could approach your boss about it, unless you’re undertaking further education to get out of the job!

Borrowing something, and it breaks, who is responsible to fix it?

Description : Borrowing something, and it breaks, who is responsible to fix it?

Last Answer : The borrower

What is the etiquette on borrowing things?

Description : What is the etiquette on borrowing things?

Last Answer : No, say you need them back by a specific date, make a point to mention the date a few times in that conversation and followup as it approaches. If she's still blowing you off, tell her you're stopping by ... . Adds a bit of guilt to the mix. Make her options clear and hard to evade. Never fails. ;)

Where are there real borrowing and loaning groups?

Description : Where are there real borrowing and loaning groups?

Last Answer : Did you try the search function?

Where are there real borrowing and loaning groups?

Description : Where are there real borrowing and loaning groups?

Last Answer : Did you try the search function?

“The rich households are availing cheap credit from formal lenders whereas the poor house holds have to pay a heavy price for borrowing.” -SST 10th

Description : “The rich households are availing cheap credit from formal lenders whereas the poor house holds have to pay a heavy price for borrowing.” -SST 10th

Last Answer : . The formal sector still meets only about half of the total credit needs of the rural people. . The remaining credit needs are met from informal sources. . Most loans from informal lenders ... the rich households who receive formal credit whereas the poor have to depend on the informal sources.

Give some common examples of collateral used for borrowing. -SST 10th

Description : Give some common examples of collateral used for borrowing. -SST 10th

Last Answer : Property such as land titles, deposits with banks, livestock are some common examples of collateral used for borrowing.

What does higher cost of borrowing means? -SST 10th

Description : What does higher cost of borrowing means? -SST 10th

Last Answer : This means a large part of the earnings of the borrowers is used to repay the loan. Hence, borrowers have less income left for themselves.

Which is the regulatory authority for giving clearance for External Commercial borrowing? -General Knowledge

Description : Which is the regulatory authority for giving clearance for External Commercial borrowing? -General Knowledge

Last Answer : The answer is 'RBI'

Which is the regulatory authority for giving clearance for External Commercial borrowing? -Do You Know?

Description : Which is the regulatory authority for giving clearance for External Commercial borrowing? -Do You Know?

Last Answer : answer:

Which is the regulatory authority for giving clearance for External Commercial borrowing? -General Knowledge

Description : Which is the regulatory authority for giving clearance for External Commercial borrowing? -General Knowledge

Last Answer : answer:

Which is the regulatory authority for giving clearance for External Commercial borrowing? -General Knowledge

Description : Which is the regulatory authority for giving clearance for External Commercial borrowing? -General Knowledge

Last Answer : answer:

Does borrowing have age-specific regulations?

Description : Is there a age limit for taking out a loan?

Last Answer : Yes! Can be applied for over 18 years of age. However, many rules must be followed for disbursement, which varies from bank to bank.

Workplace hygiene, is "borrowing" shoes against the law?

Description : Hello, I go to a brigade and a colleague borrowed my work shoes. It seems unhygienic for me to continue working in these shoes. Can I "brag" to the management with this fact, or am I unlucky? thanks for the anwers

Last Answer : It's definitely not illegal, because even though we have a lot of stupid and even stupider laws, we miss the law on lending shoes. Unfortunately, we don't even have a minister for lending shoes. Surely ... the shoes are yours, ask for a replacement. If you succeed in the stars, but I understand you.

Borrowing books in the library

Description : I found out that I did not return the book I borrowed 2 years ago. Am I in danger of imprisonment for that?

Last Answer : If the ´ responsible´ librarian has assessed the situation as theft and it is a sufficiently valuable book, you face unconditional punishment.

Is renting or leasing a house is NOT considered an alternative to borrowing on credit?

Description : Is renting or leasing a house is NOT considered an alternative to borrowing on credit?

Last Answer : True or false

In addition to borrowing the myths and god's of another culture the Romans were unique in their worship of other gods. what type of gods were they?

Description : In addition to borrowing the myths and god's of another culture the Romans were unique in their worship of other gods. what type of gods were they?

Last Answer : Feel Free to Answer

Is renting or leasing a house is NOT considered an alternative to borrowing on credit?

Description : Is renting or leasing a house is NOT considered an alternative to borrowing on credit?

Last Answer : True or false

Borrowing Resolution for a Corporation?

Description : Borrowing Resolution for a Corporation?

Last Answer : Borrowing Resolution for a Corporation(Download)A special meeting of the Board of Directors of __________________ ____, Inc., was held on ________________, at _________, _________, pursuant to, and, ... of indebtedness as well as any other warranties, bonds, indentures, and other agreements wh

Is there a penalty for borrowing against 401K's?

Description : Is there a penalty for borrowing against 401K's?

Last Answer : If you are under 59 1/2 there is a 10% penalty for withdrawing from your 401(k) early. This is a federal penalty assessed on your taxes.

What type of adjective is the word this in the sentence Whose car are you borrowing for the prom this Saturday night?

Description : What type of adjective is the word this in the sentence Whose car are you borrowing for the prom this Saturday night?

Last Answer : Girlfriend

What to Know Before Borrowing from Your 401K?

Description : What to Know Before Borrowing from Your 401K?

Last Answer : Your 401K is a little bit of a reassuring safety net that you'll be fine once retirement time comes, but sometimes, life can throw unexpected curve balls that may leave you feeling the need to ... is just to keep things safe so that you don't wind up compromising your future retirement savings.

Which type of foreign investment is considered as unsafe? (1) Foreign Direct Investment (FDI) (2) Portfolio Investment (3) NRI deposits (4) External commercial borrowing

Description : Which type of foreign investment is considered as unsafe? (1) Foreign Direct Investment (FDI) (2) Portfolio Investment (3) NRI deposits (4) External commercial borrowing

Last Answer : (2) Portfolio Investment Explanation: Portfolio Investments are considered unsafe. These are investments in the form of a group (portfolio) of assets, including transactions in equity securities, such as ... which allows an investor to exercise a certain degree of managerial control over a company.

Longterm funds in the capital, market can be raised either by borrowing from certain institutions or through - (1) issue of note (2) taking loan from Government (3) issue of securities (4) taking loan from foreign institutions

Description : Longterm funds in the capital, market can be raised either by borrowing from certain institutions or through - (1) issue of note (2) taking loan from Government (3) issue of securities (4) taking loan from foreign institutions

Last Answer : (3) issue of securities Explanation: Capital markets provide for the buying and selling of long term debt or equity backed securities. When they work well, the capital markets channel the wealth of ... to raise long-term funds by providing a market for securities, both through debt and equity.

The main source of long-term credit for a business unit is - (1) sale of stocks and bonds to the public (2) borrowing from banks (3) loans from the Government (4) deposits from the public and financial institutions

Description : The main source of long-term credit for a business unit is - (1) sale of stocks and bonds to the public (2) borrowing from banks (3) loans from the Government (4) deposits from the public and financial institutions

Last Answer : (1) sale of stocks and bonds to the public Explanation: Companies issue securities called stocks and bonds to raise necessary capital which funds the company's daily operations and growth. ... issuing stock to owners called stockholders doesn't require the company's repayment of investor principal.

In deciding the optimal level of current assets for the firm, management is confronted with . A. a trade-off between profitability and risk B. a trade-off between liquidity and risk C. a trade-off between equity and debt D. a trade-off between short-term versus long-term borrowing

Description : In deciding the optimal level of current assets for the firm, management is confronted with  . A. a trade-off between profitability and risk B. a trade-off between liquidity and risk C. a trade-off between equity and debt D. a trade-off between short-term versus long-term borrowing

Last Answer : A. a trade-off between profitability and risk

Correct answer: A By borrowing 5 bits from the last octet, you can. have 30 subnets. If you borrowed only 4 bits you could only have 14 subnets. The formula is (2 to the power of n)-2. By borrowing 4 bits, you have (2×2x2×2)-2=14. By borrowing 5 bits, you have (2×2x2×2x2)-2=30. To get 20 subnets, you would need to borrow 5 bits so the subnet mask would be 255.255.255.248

Description : hosts per subnet. What subnet mask will you use? * 255.255.255.248 * 255.255.255.128 * 255.255.255.192 * 255.255.255.240

Last Answer : Correct answer: A By borrowing 5 bits from the last octet, you can. have 30 subnets. If you borrowed only 4 bits you could only have 14 subnets. The formula is (2 to the power of n)-2. By borrowing ... To get 20 subnets, you would need to borrow 5 bits so the subnet mask would be 255.255.255.248.