Description : The setting up of the National Housing Bank (NHB), a fully owned subsidiary of the Reserve Bank of India in _____ as the apex institution marketed the beginning of emergence housing finance as a fund based financial services in India.(a) 1987, b) 1978, c)1988)
Last Answer : c)1988)
Description : In terms of _________, HFCs cannot conduct business of housing finance without obtaining a Certificate of Registration (CoR) from NHB A. Section 29A of National Housing Bank 1987 B. Section 28A of National ... Housing Bank 1987 D. Section 26A of National Housing Bank 1987 E. None of the Above
Last Answer : A. Section 29A of National Housing Bank 1987 Explanation: In terms of section 29A of the National Housing Bank, 1987, HFCs cannot conduct business of housing finance without obtaining a Certificate of ... can also file application for winding up of such HFCs, under section 33B of the said Act.
Description : Which of the following contributed the entire paid-up capital in National Housing Bank(NHB)? A. GOI B. RBI C. SEBI D. NABARD E. None of the Above
Last Answer : B. RBI Explanation: RBI contributed the entire paid-up capital in National Housing Bank(NHB).
Description : National Housing Bank(NHB) was set up under ___________ A. National Housing Bank Act, 1987 B. National Housing Bank Act, 1977 C. National Housing Bank Act, 1967 D. National Housing Bank Act, 1957 E. None of the Above
Last Answer : A. National Housing Bank Act, 1987 Explanation: NHB was set up on 9 July 1988 under the National Housing Bank Act, 1987.
Description : National Housing Bank (NHB), a wholly owned subsidiary of _________ A. RBI B. Government Of India C. IRDAI D. State Government
Last Answer : A. RBI Explanation: National Housing Bank (NHB) is an apex level institution for housing. NHB was set up on July 9, 1988 under the National Housing Bank Act, 1987. NHB is wholly owned by Reserve Bank of India, which contributed the entire paid-up capital.
Description : Which of the following is an apex institution in the field of Industrial Finance? A. Industrial Reconstruction Bank of India B. Industrial Finance Corporation of India C. Industrial Development Bank of India D. Industrial Credit & Investment Corporation of India
Last Answer : C. Industrial Development Bank of India Explanation: IDBI is the apex financial institution and besides providing financial assistance on consortium basis, the major function of coordination between the ... , transport generation and distribution of power etc. both in private and public sectors.
Description : The full form of DFI is : e. Digital Forensic Investigation f. Digitalized Forensic Investigation g. Digital Foreign Investment h. Direct Forensic Investigation
Last Answer : e. Digital Forensic Investigation
Description : What is the Long form of DFI A)Digital Forensic Investigation B)Digital Fraud Industry C)Defining Form In D)None
Last Answer : A)Digital Forensic Investigation
Description : Which of the following is not a model of digital forensics? a. RMDFR b. DFI c. IDIP d. UMDFPM
Last Answer : b. DFI
Description : Which of the following is/are share holders of CERSAI? A. GOI B. RBI C. PSBs D. NHB E. (A), (C) and (D)
Last Answer : E. (A), (C) and (D) Explanation: The Company is a Government Company with a shareholding of 51% by the Central Government and select Public Sector Banks and the National Housing Bank are also shareholders of the Company.
Description : The Headquarters of NHB located in ________ A. Chennai B. Mumbai C. New Delhi D. Gurugram E. None of the Above
Last Answer : C. New Delhi Explanation: Headquarters of NHB located in New Delhi.
Description : NHB is wholly owned by ______ A. GOI B. RBI C. SEBI D. NABARD E. None of the Above
Last Answer : B. RBI Explanation: NHB is wholly owned by Reserve Bank of India.
Description : The practice of lending money to unrelated individuals, or “peers”, without going through a traditional financial intermediary such as a bank or other traditional financial institution is called__________ A. B2B transactions B. C2C transactions C. P2P lending D. PPP Model E. P2P Investing
Last Answer : C. P2P lending Explanation: P2P lending, is the practice of lending money to individuals or businesses through online services that match lenders directly with borrowers.
Description : Which allows banks and other financial institution to auction residential or commercial properties to recover loans? A. Industrial Disputes Act 1947 B. Foreign Exchange Management Act, 1999 C. Banking Regulation Act, 1949 D. SARFAESI Act, 2002 E. None of the Above
Last Answer : D. SARFAESI Act, 2002 Explanation: The Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002 (also known as the SARFAESI Act) is an ... allows banks and other financial institution to auction residential or commercial properties to recover loans.
Description : Which of the following is not an apex institution? (a) SIDBI. (b) NABARD. © SBI. (d) State Cooperative Bank.
Last Answer : © SBI.
Description : In July, the UK government s development finance unit, CDC announced to infuse Rs 1,000 crore into its Finance unit in India to boost people s access to affordable housing. This finance unit is A) ... Finance C) IDF Financial Services Pvt Ltd D) YVU Financial Services Pvt Ltd E) None of these
Last Answer : B) India Infoline Finance Explanation: Diversified financial services company IIFL Holdings announced that UK governmentowned CDC Group will invest about Rs 1,000 crore in its unit India Infoline ... needs of under-served segments through diversified offerings, IIFL Holdings said in a release.
Description : Which Financial institutions has announced a comprehensive Housing finance scheme called prapti with an attractive 4% interest rate? A) Tata Capita Housing B) LIC Housing C) Reliance Home D) HDFC Ergo E) Housing and Urban Development Corporation Ltd.
Last Answer : A) Tata Capita Housing Explanation: Tata Capita Housing Limited announced a Comprehensive Housing finance scheme called Prapti with an attractive 4% interest rate for people earning less than Rs 6 lakh a year.
Description : What is the full form of DFI ?
Last Answer : DFI 's full development Financing Institution.
Description : The NHB, which a wholly – owned subsidiary of the_____.(a )SBI b) BOI c)RBI)
Last Answer : c)RBI)
Description : Can you recommend a good financial institution for a commercial loan?
Last Answer : The market climate isn’t particularly allowing right now. Maybe someone will be able to make a recommendation?
Description : Which is the oldest Development Financial Institution of India? -Do You Know?
Last Answer : answer:
Description : What is the name of the leading lending financial institution in the expansion of agriculture in India ?
Last Answer : NBARD Bank is one of the leading lenders in the field of agriculture in India.
Description : Which is the highest financial institution in a country ?
Last Answer : Central Bank is the highest financial institution in a country.
Description : i. A financial institution which receives deposits and lends money is called as ________
Last Answer : Complete the sentence: i. A financial institution which receives deposits and lends money is ... iv. Overdraft facility is given to _____________
Description : Where can I find a financial institution that has/accepts high yield bonds?
Last Answer : Most banks in this economy will turn you down when it comes to the high yield bonds, due to the risk they must take. Your best bet is to check with your current financial institution, and they might accept these with a savings account as insurance.
Description : Which, institution is known as the ‘Soft Loan Window’ of World Bank ? (A) I.F.C. (International Financial Corporation) (B) I.D.A. (International Development Association) (C) I.M.F. (International Monetary Fund) (D) Indian Development Forum
Last Answer : Answer: I.D.A. (International Development Association)
Description : Which of the following is not an International Financial Institution A. ICICI B. IMF C. IDA D. World Bank
Last Answer : ICICI
Description : Which of the following is not an International Financial Institution? A. ICICI B. IMF C. D. IDA World Bank
Description : A set of complex and closely connected instructions, agents, practices, markets transactions, claims and liabilities relating to financial aspects of an economy is referred as: _____. a. Financial system b. Financial market c. Financial institution
Last Answer : a. Financial system
Description : National stock exchange was set up a joint stock company by all indian financial institution and banks on November 27 ____. A. 1991. B. 1992. C. 1993. D. 1994.
Last Answer : B. 1992.
Description : 1. Which is the oldest Development Financial Institution of India? 2. What is a powerful eye irritant present in smog? 3. Where is respiratory centre situated? 4. Which part of the Earth's ... famous for its deposits of nitrates? 20. Which queen enjoyed political power along with her husband?
Last Answer : Answer : 1. IFCI 2. Sulphur dioxide 3. Medulla oblongata 4. Tropical deserts 5. Sutras 6. Home Minister 7. Srinivas Ramanujan 8. Economics 9. Condensation 10. Tanjore 11. Less than unity 12. ... Cholas and Rashtrakutas 16. Export-Import Banks 17. Jimmy Carter 18. Acetylene 19. Atacama 20. Nur Jahan
Description : 1. Which writ is a bulwark of personal freedom? 2. Which was the gas which had leaked out of Union Carbide factory in Bhopal? 3. Which is the oldest Development Financial Institution of India? ... production of rubber? 20. Which ruler was known as Amitraghata, the 'destroyer of foes' ?
Last Answer : Answer : 1. Habeas Corpus 2. Methyl isocynate 3. IFCI 4. Pampas 5. Blacksmith 6. Subhash Chandra Bose 7. Liver 8. Finance Minister 9. The Steppe climate 10. 18 11. Power 12. Caspian sea ... . France 15. Chandragupta Maurya 16. Turtle 17. Attorney General 18. Atomic number 19. Indonesia 20. Bindusara
Description : Examples of environmental stressors are A. Weather B. Traffic C. Financial problems D. Substandard housing E. Only ‘A’, ‘B’ & ‘D’ are right
Last Answer : E. Only ‘A’, ‘B’ & ‘D’ are right
Description : CERSAI incorporated with majority share holding of ________ A. Government of India B. National Housing Bank C. Public Sector Banks D. Both (B) and (C) E. (A), (C) and (B)
Last Answer : A. Government of India Explanation: 51% of the equity is owned by the government, and the rest is owned equally by National Housing Bank and 10 other public sector banks.
Description : What is the term for a bank without any branch network that offers its services remotely? A. Internet only Banks B. Direct Bank C. Lending Institution D. Indirect Bank E. Online Bank
Last Answer : B. Direct Bank Explanation: A direct bank is a bank without any branch network that offers its services remotely via online banking and telephone banking and may also provide access via ATMs ... savings which they may pass on to clients via higher interest rates or lower service charges.
Description : A debt which is irrecoverable and is therefore written off as loss in the accounts of an institution or bank is known as __________ A. external debt B. good debt C. bad debt D. internal debt
Last Answer : C. bad debt Explanation: The term bad debts usually refers to accounts receivable (or trade accounts receivable) that will not be collected.
Description : A type of loan, where the bank or the lending institution provides the borrower with a loan that helps the borrower to pay off his all previous debts is termed as ________ A. Debt Recovery B. Debt Settlement C. Debt Management D. Debt Consolidation
Last Answer : D. Debt Consolidation Explanation: Debt consolidation is a form of debt refinancing that entails taking out one loan to pay off many others.
Description : Which of these programs will you choose to write a letter to the head of an institution: a) Word Processor b) Spread Sheet c) Graphics and Word Processor d) None of The Above
Last Answer : word processor
Description : .net domain is used for: a) educational institution b) Internet Infrastructure and Service Providers c) International Organizations d) None of These
Last Answer : b) Internet Infrastructure and Service Providers
Description : Which of the following international organization is going to invest Rs 60 crore in Aadhar Housing Finance? A) International Monetary Fund B) International Finance Corporation C) Asian Development Bank D) World Bank E) European Investment Bank
Last Answer : B) International Finance Corporation Explanation: The World Bank s private sector funding arm International Finance Corporation (IFC) and Wadhawan Global Capital Pvt Ltd are going to raise their ... between them to help the housing loan provider to lower income families double its business.
Description : Aadhar Housing Finance Ltd is going to be merged with which of the following? A) DHFL Vysya Housing Finance Ltd B) Cent Bank Home Finance Limited C) Housing and Urban Development Corporation Ltd. D) Manipal Housing Finance Syndicate Ltd. E) None of these
Last Answer : A) DHFL Vysya Housing Finance Ltd Explanation: Dewan Housing group companies Aadhar Housing Finance Ltd and DHFL Vysya Housing Finance Ltd will be merged into one to create a pan-India entity ... and provides financial support to India s scheme of promoting dwelling units for low income families.
Description : Which of the following comes under the category of Development Banks? A. Industrial Development Banks B. Agricultural Development Banks C. Housing Development Banks D. Export-Import Development Banks E. All of the Above
Last Answer : E. All of the Above Explanation:
Description : The IMGC is the sole provider of mortgage guarantor for housing finance in India. The alphabet “I” in the abbreviation IMGC stands for________ A. India B. Institute C. Internal D. Informative E. International
Last Answer : A. India Explanation: Mortgage Guarantee (also known as mortgage insurance in some parts of the world) is a financial product which compensates lending institutions or housing finance companies for ... down-payment amounts) earlier in life than would have been possible without IMGC s involvement.
Description : The set of actions and activities associated with each position one holds within a group, organisation, or institution constitutes A)personality. B)a role. C)a motive. D)perception. E)an attitude.
Last Answer : B)a role.
Description : Which of the following has/have received „certificate of registration‟ from insurance regulator IRDAI to commence insurance business in the country? A) Sahayog Microfinance Ltd B) Aditya Birla group C) Edelweiss Financial Services D) Both A and B E) Both B and C
Last Answer : E) Both B and C Explanation: Aditya Birla Health Insurance Co today said it has received ‗certificate of registration from regulator Irda, moving a step closer to commencing business. ... General Insurance Company in India, filed by Edelweiss General Insurance Company, a wholly owned subsidiary.
Description : Which of the following can issue commercial paper for raising short term funds? A. Corporates B. Primary Dealers C. All-India Financial Institutions D. Both (B) and (C) E. All of the Above
Last Answer : E. All of the Above Explanation: A Commercial Paper (CP) is an unsecured money market instrument issued as a promissory note. It is a short-term funding tool that highly rated ... -India financial institutions (AIFIs) can use, typically to meet shortterm funding and working capital requirements.
Description : Which of the following was/were established under the Recovery of Debts Due to Banks and Financial Institutions Act (RDDBFI Act), 1993? A. DRTs B. DRATs C. ATs D. Both (A) and (B) E. None of the Above
Last Answer : D. Both (A) and (B) Explanation: The Debts Recovery Tribunals (DRTs) and Debts Recovery Appellate Tribunal (DRATs) were established under the Recovery of Debts Due to Banks ... specific objective of providing expeditious adjudication and recovery of debts due to Banks and Financial Institution.
Description : According to _________, Any person can also search and inspect the records maintained by the Registry on payment of fees. A. Securitisation and Reconstruction of Financial Assets and Enforcement of ... Assets and Enforcement of Security Interest (Central Registry) Rules, 2011 E. None of these
Last Answer : D. Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest (Central Registry) Rules, 2011 Explanation: Any person can also search and inspect the records maintained by the ... are planning to purchase, is free of any loan/security interest created by a lender.
Description : Which of the following defines the objectives of CERSAI? A. Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002. B. Companies Act, 1956 C. Banking Regulation Act, 1949 D. Both (A) and (B) E. None of these
Last Answer : A. Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002. Explanation: The object of the company is to maintain and operate a Registration System ... Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002. (SARFAESI Act).