”Smart Money” term is used for (1) Credit Card (2) Internet Banking (3) eBanking (4) Cash with Public

”Smart Money” term is used for (1) Credit Card (2) Internet Banking (3) eBanking (4) Cash with Public
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"Smart Money" term is used for - (1) Credit Card (2) Internet Banking (3) eBanking (4) Cash with Public

Description : "Smart Money" term is used for - (1) Credit Card (2) Internet Banking (3) eBanking (4) Cash with Public

Last Answer : (1) Credit Card Explanation: Credit cards are sometimes considered as smart money since they enable transactions without the need for physical cash and that, too, in a convenient manner. It ... pure economic terms, Smart Money refers to investments made by people experienced in matters of finance.

What does ECS in banking transactions stand for? (1) Excess Credit Supervisor (2) Extra Cash Status (3) Exchange Clearing Standard (4) Electronic Clearing Service

Description : What does ECS in banking transactions stand for? (1) Excess Credit Supervisor (2) Extra Cash Status (3) Exchange Clearing Standard (4) Electronic Clearing Service

Last Answer : (4) Electronic Clearing Service Explanation: Electronic Clearing Service is a mode of electronic funds transfer from one bank account to another bank account using the services of a Clearing ... tax, etc or for loan installments of financial institutions/banks or regular investments of persons.

What does ECS in banking transactions stand for ? (1) Excess Credit Supervisor (2) Extra Cash Status (3) Exchange Clearing Standard (4) lectronic Clearing Service

Description : What does ECS in banking transactions stand for ? (1) Excess Credit Supervisor (2) Extra Cash Status (3) Exchange Clearing Standard (4) lectronic Clearing Service 

Last Answer : lectronic Clearing Service

In UPI, we can Send money to any bank account through mobile without entering ____________ A. debit/credit card details B. net banking/wallet password C. receiver‘s account number. D. All of the Above E. None of the Above.

Description : In UPI, we can Send money to any bank account through mobile without entering ____________ A. debit/credit card details B. net banking/wallet password C. receiver‘s account number. D. All of the Above E. None of the Above.

Last Answer : D. All of the Above Explanation: Send money up to Rs 1 lakh to any bank account through the mobile without entering debit/credit card details, net banking/wallet password or even knowing the receiver‘s account number.

The Secure Electronic Transaction protocol is used for a. credit card payment b. cheque payment c. electronic cash payments d. payment of small amounts for internet services

Description : The Secure Electronic Transaction protocol is used for a. credit card payment b. cheque payment c. electronic cash payments d. payment of small amounts for internet services 

Last Answer : a. credit card payment  

The presence of ‐‐‐‐‐‐‐‐‐‐‐ make the smart card smart. a. Memory b. Microchip c. E‐cash d. None of the above

Description : The presence of ‐‐‐‐‐‐‐‐‐‐‐ make the smart card smart. a. Memory b. Microchip c. E‐cash d. None of the above

Last Answer : b. Microchip

Unsecured short term deposit made by one company with another (only in case of public company) a. ICD b. Overdraft c. Cash Credit d. Promissory Note

Description : Unsecured short term deposit made by one company with another (only in case of public company) a. ICD b. Overdraft c. Cash Credit d. Promissory Note

Last Answer : a. ICD

The terms 'Bull' and 'Bear' are associated with - (1) Banking (2) Foreign Trade (3) Stock Market (4) Internet Trade

Description : The terms 'Bull' and 'Bear' are associated with - (1) Banking (2) Foreign Trade (3) Stock Market (4) Internet Trade

Last Answer : (3) Stock Market Explanation: The terms 'bull' and 'bear' describe upward and downward trends respectively of the stock market. A bear market refers to a decline in prices, usually for .a period of ... group of securities or the securities market as a whole. A bull market is when prices are rising.

The terms ‘Bull’ and ‘Bear’ are associated with (1) Banking (2) Foreign Trade (3) Stock Market (4) Internet Trade

Description : The terms ‘Bull’ and ‘Bear’ are associated with (1) Banking (2) Foreign Trade (3) Stock Market (4) Internet Trade

Last Answer : Stock Market

Which one is also known as plastic money? a) Credit card b) Debit card c) Paper cash d) All of the above

Description : Which one is also known as plastic money? a) Credit card b) Debit card c) Paper cash d) All of the above

Last Answer : a) Credit card

Which one is also known as plastic money? a. Credit card b. Debit card c. Paper cash d. All of the above

Description : Which one is also known as plastic money? a. Credit card b. Debit card c. Paper cash d. All of the above

Last Answer : a. Credit card

What is "narrow money"? (1) The sum of currency in circulation and the demand deposits in banks (2) The sum of MI money and the time deposits (3) The sum of currency in circulation with the public and the cash reserves held by banks (4) The market value of the stocks held by all the holders excluding the promoters

Description : What is "narrow money"? (1) The sum of currency in circulation and the demand deposits in banks (2) The sum of MI money and the time deposits (3) The sum of currency in circulation with the ... reserves held by banks (4) The market value of the stocks held by all the holders excluding the promoters

Last Answer : (1) The sum of currency in circulation and the demand deposits in banks Explanation: The four main monetary aggregates of measures of money supply which reflect the state of the monetary sector ... This category of money is considered to be the most readily available for transactions and commerce.

What is “narrow money” ? (1) The sum of currency in circulation and the demand deposits in banks (2) The sum of MI money and the time deposits (3) The sum of currency in circulation with the public and the cash reserves held by banks (4) The market value of the stocks held by all the holders excluding the promoters

Description : What is narrow money ? (1) The sum of currency in circulation and the demand deposits in banks (2) The sum of MI money and the time deposits (3) The sum of currency in circulation with ... reserves held by banks (4) The market value of the stocks held by all the holders excluding the promoters

Last Answer : The sum of currency in circulation and the demand deposits in banks

Which term is not related to banking? (1) C.R.R. (2) N .E.E .R. (3) S.L.R. (4) Fixed Deposits

Description : Which term is not related to banking? (1) C.R.R. (2) N .E.E .R. (3) S.L.R. (4) Fixed Deposits

Last Answer : (2) N.E.E.R. Explanation: NEER stands for Nominal Effective Exchange Rate which represents the relative value of a home country's currency compared to the other major currencies being traded (U.S. ... etc.). It also represents the approximate relative price a consumer will pay for an imported good.

What does the letter `e' denotes in the term `e - banking'? (1) Essential Banking (2) Economic Banking (3) Electronic Banking (4) Expansion Banking

Description : What does the letter `e' denotes in the term `e - banking'? (1) Essential Banking (2) Economic Banking (3) Electronic Banking (4) Expansion Banking

Last Answer : (3) Electronic Banking Explanation: 'e-banking' stands for electronic banking which involves the use of computers to carry out banking transactions such as withdrawals through cash dispensers or transfer of funds at point of sale. It is also known as online or interne banking.

What does the letter ‘e’ denotes in the term ‘e - banking ’ ? (1) Essential Banking (2) Economic Banking (3) Electronic Banking (4) Expansion Banking

Description : What does the letter ‘e’ denotes in the term ‘e - banking ’ ? (1) Essential Banking (2) Economic Banking (3) Electronic Banking (4) Expansion Banking

Last Answer : Electronic Banking

Which term is not related to banking ? (1) C.R.R. (2) N.E.E.R. (3) S.L.R. (4) Fixed Deposits

Description : Which term is not related to banking ? (1) C.R.R. (2) N.E.E.R. (3) S.L.R. (4) Fixed Deposits

Last Answer : N.E.E.R.

The main source of long-term credit for a business unit is - (1) sale of stocks and bonds to the public (2) borrowing from banks (3) loans from the Government (4) deposits from the public and financial institutions

Description : The main source of long-term credit for a business unit is - (1) sale of stocks and bonds to the public (2) borrowing from banks (3) loans from the Government (4) deposits from the public and financial institutions

Last Answer : (1) sale of stocks and bonds to the public Explanation: Companies issue securities called stocks and bonds to raise necessary capital which funds the company's daily operations and growth. ... issuing stock to owners called stockholders doesn't require the company's repayment of investor principal.

The main source of long-term credit for a business unit is (1) sale of stocks and bonds to the public (2) borrowing from banks (3) loans from the Government (4) deposits from the public and financial institutions

Description : The main source of long-term credit for a business unit is (1) sale of stocks and bonds to the public (2) borrowing from banks (3) loans from the Government (4) deposits from the public and financial institutions

Last Answer : sale of stocks and bonds to the public

What are plastic cards the size of a credit card that contains an embedded chief on which digital information can be stored? a) Customer relationship management system cards b) E-government identity cards c) FEDI cards d) Smart cards

Description : What are plastic cards the size of a credit card that contains an embedded chief on which digital information can be stored? a) Customer relationship management system cards b) E-government identity cards c) FEDI cards d) Smart cards

Last Answer : d) Smart cards

What are plastic cards the size of a credit card that contains an embedded chip on which digital information can be stored? a. Customer relationship management systems cards b. E-government identity cards c. FEDI cards d. Smart cards

Description : What are plastic cards the size of a credit card that contains an embedded chip on which digital information can be stored? a. Customer relationship management systems cards b. E-government identity cards c. FEDI cards d. Smart cards

Last Answer : d. Smart cards

What are plastic cards the size of a credit card that contains an embedded chip on which digital information can be stored? a. Customer relationship management systems cards b. E-government identity cards c. FEDI cards d. Smart cards

Description : What are plastic cards the size of a credit card that contains an embedded chip on which digital information can be stored? a. Customer relationship management systems cards b. E-government identity cards c. FEDI cards d. Smart cards

Last Answer : d. Smart cards

What are plastic cards the size of a credit card that contains an embedded chip on which digital information can be stored? a. Customer relationship management systems cards b. E‐government identity cards c. FEDI cards d. Smart cards

Description : What are plastic cards the size of a credit card that contains an embedded chip on which digital information can be stored? a. Customer relationship management systems cards b. E‐government identity cards c. FEDI cards d. Smart cards

Last Answer : d. Smart cards

In the NetBill’s protocol for small payments for services available in the internet. (i) the customer is charged only when the information is delivered (ii)the vendor is guaranteed payment when information is delivered (iii) the customer must have a certified credit card (iv) the customer must have a valid public key a. i, ii b. i, ii, iii c. i, ii, iii, iv d. i, ii, iv

Description : In the NetBill's protocol for small payments for services available in the internet. (i) the customer is charged only when the information is delivered (ii)the vendor is guaranteed payment when information is delivered  (iii) the customer ... , ii b. i, ii, iii c. i, ii, iii, iv d. i, ii, iv 

Last Answer : d. i, ii, iv

A commercial bank law creates credit only if it has - (1) Cash in the vault (2) Excess reserves (3) Permission of Reserve Bank of India (4) (4) Cooperation of other banks

Description : A commercial bank law creates credit only if it has - (1) Cash in the vault (2) Excess reserves (3) Permission of Reserve Bank of India (4) (4) Cooperation of other banks

Last Answer : (1) Cash in the vault Explanation: A commercial bank is a profitseeking business, dealing in money and credit. It is a financial institution dealing in money in the sense that it accepts deposits of ... received as the deposits to needy people. So it creates credit from the cash deposits with it.

A commercial bank law creates credit only if it has (1) Cash in the vault (2) Excess reserves (3) Permission of Reserve Bank of India (4) Cooperation of other banks

Description : A commercial bank law creates credit only if it has (1) Cash in the vault (2) Excess reserves (3) Permission of Reserve Bank of India (4) Cooperation of other banks 

Last Answer : Cash in the vault

What happens if you don't have cash to pay for a taxi ride , but the credit card machine is not charged?

Description : What happens if you don't have cash to pay for a taxi ride , but the credit card machine is not charged?

Last Answer : Most likely the driver would insist on getting the cash. So he’d probably offer to take you to the nearest ATM to withdraw it. Just my guess though. I’ve never been in that situation before (despite having to take some pretty expensive cab rides).

What's better when traveling, use your credit card to get cash or use your bank debit card?

Description : What's better when traveling, use your credit card to get cash or use your bank debit card?

Last Answer : I would guess that withdrawing cash from an ATM is cheaper using a debit card than a credit card as the credit card company nomally charge you a fee on top of the higher rate of interest.

Credit card with the best cash back?

Description : Credit card with the best cash back?

Last Answer : I have a great citi card that gives me up to $300 back on any purchases. low interest rate too.

Do taxis in Hampton Roads take cash if you don't have a credit card?

Description : Do taxis in Hampton Roads take cash if you don't have a credit card?

Last Answer : By inference (some say they accept most major credit cards), you can pay cash.

Is Cash back a credit card perk?

Description : Is Cash back a credit card perk?

Last Answer : Yes.

I already have a checking account. What are your credit card options Do you have one with cash back?

Description : I already have a checking account. What are your credit card options Do you have one with cash back?

Last Answer : American Express has a great credit card that gives 5 percent cash back on purchases.

What are the benefits of having a cash back credit card?

Description : What are the benefits of having a cash back credit card?

Last Answer : There are many benefits to having a cash back credit card because mainly, you get cash back through making purchases with your credit cards. The APR rates are about the same, but they are better to have than regular credit cards because they save you money and have low interest rates too.

___________ is basically charged when a person uses a credit card to obtain cash. A. Early Repayment Charge B. Redemption Fee C. Transaction Fee D. Cash Advance Fee

Description : ___________ is basically charged when a person uses a credit card to obtain cash. A. Early Repayment Charge B. Redemption Fee C. Transaction Fee D. Cash Advance Fee

Last Answer : D. Cash Advance Fee Explanation: A cash advance fee is a charge that a credit card issuer charges a customer for accessing the cash credit line on his or her account, either through an ATM, convenience check or at a bank‘s teller window.

Which one is not online payment mode? a) Cash on delivery b) Debit card c) Credit card d) E-cheque

Description : Which one is not online payment mode? a) Cash on delivery b) Debit card c) Credit card d) E-cheque

Last Answer : d) E-cheque

Credit card facility is an excellent example of revolving credit_____(a) Cash credit b) secured credit c) revolving credit)

Description : Credit card facility is an excellent example of revolving credit_____(a) Cash credit b) secured credit c) revolving credit)

Last Answer : c) revolving credit)

…………………. Is a form of E - Currency that exists only in cyber space. a. ATM Card b. Credit Card c. Digital Cash d. Debit Card

Description : …………………. Is a form of E - Currency that exists only in cyber space. a. ATM Card b. Credit Card c. Digital Cash d. Debit Card

Last Answer : c. Digital Cash

Which one is not an online payment mode? a. Cash on delivery b. Debit card c. Credit card d. e‐cheque

Description : Which one is not an online payment mode? a. Cash on delivery b. Debit card c. Credit card d. e‐cheque

Last Answer : a. Cash on delivery

Which one is an offline payment mode? a. Cash on delivery b. Cash before delivery c. Credit card d. Both a and b

Description : Which one is an offline payment mode? a. Cash on delivery b. Cash before delivery c. Credit card d. Both a and b

Last Answer : d. Both a and b

In Electronic cash payment a. a debit card payment system is used b. a customer buys several electronic coins which are digitally signed by coin issuing bank c. a credit card payment system is used d. RSA cryptography is used in the transactions

Description : In Electronic cash payment a. a debit card payment system is used b. a customer buys several electronic coins which are digitally signed by coin issuing bank c. a credit card payment system is used d. RSA cryptography is used in the transactions 

Last Answer : b. a customer buys several electronic coins which are digitally signed by coin issuing bank 

In term of digital evidence , a smart card of use of example of (a) Communication system (b) Open system (c) Embedded system (d) None of above

Description : In term of digital evidence , a smart card of use of example of (a) Communication system (b) Open system (c) Embedded system (d) None of above

Last Answer : (c) Embedded system

What is the difference between a secured and unsecured credit card?

Description : What is the difference between a secured and unsecured credit card?

Last Answer : A secured credit card is a credit card that requires a security deposit. Secured credit cards are generally for individuals whose credit is damaged or who have no credit history. Your credit line will ... credit. http://lmgtfy.com/?q=What+is+the+difference+between+a+secured+and+unsecured+credit+card

Kisan Credit Card scheme was introduced in - (1) 1991 (2) 1996 (3) 1998 (4) 2000

Description : Kisan Credit Card scheme was introduced in - (1) 1991 (2) 1996 (3) 1998 (4) 2000

Last Answer : (3) 1998 Explanation: Kisan Credit Card Scheme (KCC) aims at providing adequate and timely support from the banking system to t he farmers for their short-term credit needs for cultivation of ... to introduce flexibility to the system and improve cost efficiency. It was introduced in August 1998.

In the recent budget, the facility of Kisan Credit Card (KCC) scheme has been extended by the government to which other sectors? a. Poultry and Apiculture b. Fisheries and Poultry c. Apiculture and Horticulture d. Fisheries and Animal Husbandry

Description : In the recent budget, the facility of Kisan Credit Card (KCC) scheme has been extended by the government to which other sectors? a. Poultry and Apiculture b. Fisheries and Poultry c. Apiculture and Horticulture d. Fisheries and Animal Husbandry

Last Answer : d. Fisheries and Animal Husbandry

2. Which of the following is a component of M-1? a. savings deposits b. credit card c. checkable deposits d. gold

Description : 2. Which of the following is a component of M-1? a. savings deposits b. credit card c. checkable deposits d. gold

Last Answer : c. checkable deposits

Kisan Credit Card scheme was introduced in (1) 1991 (2) 1996 (3) 1998 (4) 2000

Description : Kisan Credit Card scheme was introduced in (1) 1991 (2) 1996 (3) 1998 (4) 2000

Last Answer : 1998

Scheduled banks are required to keep cash reserve with RBI, interms of _______ A. Section 24 of the Banking Regulation Act, 1949 B. Section 20 of the Banking Regulation Act, 1949 C. Section 42(i) of the RBI Act, 1934 D. Section 42 of Negotiable Instruments Act

Description : Scheduled banks are required to keep cash reserve with RBI, interms of _______ A. Section 24 of the Banking Regulation Act, 1949 B. Section 20 of the Banking Regulation Act, 1949 C. Section 42(i) of the RBI Act, 1934 D. Section 42 of Negotiable Instruments Act

Last Answer : C. Section 42(i) of the RBI Act, 1934 Explanation: Every bank included in the Second Schedule shall maintain with the Bank an average daily balance the amount.

The Aadhaar-Enabled Payment Systems(AEPS) is a bank led model that facilitates banking facilities by allowing transactions at Point of Sale through the Business Correspondent (BC) using the Aadhaar authentication number. Aadhaar enabled basic types of banking do not include A. Balance Enquiry B. Cash Withdrawal C. Online Payment D. Cash Deposit E. Aadhaar to Aadhaar funds transfer

Description : The Aadhaar-Enabled Payment Systems(AEPS) is a bank led model that facilitates banking facilities by allowing transactions at Point of Sale through the Business Correspondent (BC) using the Aadhaar ... . Cash Withdrawal C. Online Payment D. Cash Deposit E. Aadhaar to Aadhaar funds transfer

Last Answer : C. Online Payment Explanation: Services Offered by AEPS: Balance Enquiry Cash Withdrawal Cash Deposit Aadhaar to Aadhaar Fund Transfer Gateway Authentication Services

................. uses electronic means to transfer funds directly from one account to another rather than by cheque or cash? (A) M-Banking (B) E-Banking (C) O-Banking (D) C-Banking

Description : ................. uses electronic means to transfer funds directly from one account to another rather than by cheque or cash? (A) M-Banking (B) E-Banking (C) O-Banking (D) C-Banking

Last Answer : (B) E-Banking