How to Calculate Short Term Disability Insurance?

How to Calculate Short Term Disability Insurance?
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Can you apply for Social Security I along with your short term disability?

Description : Can you apply for Social Security I along with your short term disability?

Last Answer : Social Security Disability payments are available to those who have a disability expected to last more than a year. Short term disability is considered to be for six months and is not included in benefits. This is from the Disability Benefits brochure available online.

Do you think it is best to have additional disability insurance or long term care insurance?

Description : Do you think it is best to have additional disability insurance or long term care insurance?

Last Answer : answer:You're still too young to worry about long term care insurance. Get the extra disability and revisit this in ten or fifteen years. Disabilities are more likely to allow you to remain home. Disabilities ... So bottom line, I'd lean towards more disability and hold off on the ltc for a while.

What is the best disability insurance carrier?

Description : What is the best disability insurance carrier?

Last Answer : Mass Mutual is pretty good. They put out a good product and it’s a mutual insurance company, which means you own part of it, and you might get some refunds occasionally. My insurance agent recommended it for me, and I would recommend you get an agent to find it for you.

How To Lower Your Disability Insurance Quotes?

Description : How To Lower Your Disability Insurance Quotes?

Last Answer : Many people decide to buy disability insurance, and it's a particularly useful insurance type for family breadwinners that need to protect their families' financial futures. However, disability insurance can ... health from a doctor, it should be much easier to find low cost disability insurance q

What is the best company that offers disability insurance?

Description : What is the best company that offers disability insurance?

Last Answer : MetLife Disability Income is the best company that offers disability insurance. You can read more about Flexible Disability Income Insurance and Policies at metlife.com

Why would I need an attorney to deal with my disability insurance carrier?

Description : Why would I need an attorney to deal with my disability insurance carrier?

Last Answer : If you are having a problem getting funds from them for your disability then you may need a lawyer. Otherwise you may not.

How can someone with a disability get the best rates for life insurance?

Description : How can someone with a disability get the best rates for life insurance?

Last Answer : Yes, disabled people can get the best rates for life insurance.

My son receives Social Security disability and Medicare. I also carry him as a dependent on my group health insurance through work. Which insurance (group health from my employer or Medicare) is his primary insurance?

Description : My son receives Social Security disability and Medicare. I also carry him as a dependent on my group health insurance through work. Which insurance (group health from my employer or Medicare) is his primary insurance?

Last Answer : Your job insurance is the primary. Usually medicare/disability comes first then others supplement.

Purchase Disability Insurance?

Description : Purchase Disability Insurance?

Last Answer : form_title=Purchase Disability Insurance form_header=If you're suffering from a disability, insurance can help pay for bills and other needs. Have you received disability insurance in the past?= () Yes () No Does ... () Yes () No How quickly, and for how long, do you need disability insurance?=_

Disability insurance needs to have tighter restrictions?

Description : Disability insurance needs to have tighter restrictions?

Last Answer : Disability insurance needs to have tighter restrictions

Does state farm isurance include disability insurance coverage?

Description : Does state farm isurance include disability insurance coverage?

Last Answer : The level of disability coverage that you possess from State Farm can be located by consulting your insurance policy. State Farm does offer disability coverage, but it must be purchased.

Disability Insurance?

Description : Disability Insurance?

Last Answer : form_title=Disability Insurance form_header=Disability insurance will protect your income when you are unable to. Get a policy that will provide security for financial future. Do you currently have any disabilities?= () Yes ... insurance?= () Yes () No Who would you like to add as a beneficiary?=_

Do companies sell individual disability insurance?

Description : Do companies sell individual disability insurance?

Last Answer : I have never handled anything relating to insurance of any kind. I can only suggest that you seek a professional help by an individual who works with such things daily.

Understand Disability Insurance Income?

Description : Understand Disability Insurance Income?

Last Answer : Many people depend on disability insurance income for paying off medical bills and receiving funds for basic necessities in life. If you are receiving income from a disability insurance company, be ... that inform you paying taxes on disability insurance is essential because it is not necessary.

Paying Taxes on Disability Insurance?

Description : Paying Taxes on Disability Insurance?

Last Answer : In most cases, people who receive benefits from disability insurance will not be required to owe any taxes on that money. However, there are some cases when people with certain income levels will be required ... , then he or she will have to pay taxes on a greater portion of the disability income.

will a lump sum pension payment affect my long term disability pay

Description : will a lump sum pension payment affect my long term disability pay

Last Answer : Need Answer

Who is the best long term disability lawyer in California?

Description : Who is the best long term disability lawyer in California?

Last Answer : The firm of Roboostoff & Kalkin in San Francisco has garnered national attention for the aggressive representation they provide their clients. The firm specializes in ERISA cases and disability is most of what they do.

I am looking for short term health and dental insurance?

Description : I am looking for short term health and dental insurance?

Last Answer : Agile Health Insurance makes it simple to choose, compare & apply online for affordable Health Insurance from leading Health Insurance Companies with ObamaCare options, Short-Term Health & Dental Insurance too!cutt.ly/7jfAre3

What are the pros for short term insurance?

Description : What are the pros for short term insurance?

Last Answer : One good thing about short term insurance is that you do not need to pay as much as long term insurance would need. One bad thing is that once insurance is out and you get into a dilemma after it expires, you need to pay for the full damage.

State procedure to calculate premium for the third party insurance cover.

Description : State procedure to calculate premium for the third party insurance cover.

Last Answer : Third party insurance is a type of insurance policy that is designed for offering insurance coverage to the third party in case of an accident caused by the insured vehicle. This policy covers the liability ... 2. Type and age of the vehicle 3. Cubic Capacity of the engine 4. Geographical zone

Do you know that your student loans can sometimes be forgiven if you have a permanent severe disability?

Description : Do you know that your student loans can sometimes be forgiven if you have a permanent severe disability?

Last Answer : Toast with jam, if dropped will land jam side down.

What are your thoughts about the medical model of disability VS the social model of disability?

Description : What are your thoughts about the medical model of disability VS the social model of disability?

Last Answer : The disconnect between the two is that the medical model does not and cannot address all aspects of a disbale persons life, nor can it comepnsate for impairments. For instance, ... Down syndrome cannot be addressed through medical means, but call for social and eductational interventions.

Has anyone here ever taken a psychological evaluation for a learning disability?

Description : Has anyone here ever taken a psychological evaluation for a learning disability?

Last Answer : Preparing for it is counterproductive. They do some tricks that if informed would not work properly to diagnose a learning disability. Go to your assessment with a clean slate.

Do you think it’s unusual for someone to understand complex and abstract philosophical ideas but still have a learning disability in math?

Description : Do you think it’s unusual for someone to understand complex and abstract philosophical ideas but still have a learning disability in math?

Last Answer : Math is built on logic and on itself. Most students fail at math when they fall behind and try to do math without the more fundimental math. Then most give up. Also the Matrix was alluding to ... math, because the class was too perfect. No unknowns for fun answers are in the back of the textbook

Disability question: Does anyone know if Premier Disability Services is a credible company?

Description : Disability question: Does anyone know if Premier Disability Services is a credible company?

Last Answer : Probably should have checked if they were reputable before you let them access all your personal info.

Can wages be garnished from a Social Security Disability or SSI check?

Description : Can wages be garnished from a Social Security Disability or SSI check?

Last Answer : It depends on who is owed. The government can do it, but the average person with a court settlement usually cannot.

Should poverty be treated as a disease, with those in poverty placed on disability?

Description : Should poverty be treated as a disease, with those in poverty placed on disability?

Last Answer : answer:Yeah, you do hit a point where survival is so time consuming and you are dirty and food is more important than buying shoes or renting a computer at Kinkos to craft a resume. I have been there ... died under under the i-5 overpass I was living under. You missed the WWJD tag on this question.

Hypothetical: You have a 25 inch snowstorm. You're unable to shovel your own snow - perhaps age or disability.Who is more likely to help you? A member of the Tea Party? A Sanders supporter?

Description : Hypothetical: You have a 25 inch snowstorm. You're unable to shovel your own snow - perhaps age or disability.Who is more likely to help you? A member of the Tea Party? A Sanders supporter?

Last Answer : Depends for free/charity or cash?

Who do I inquire about my Social Security Disability payments being reduced?

Description : Who do I inquire about my Social Security Disability payments being reduced?

Last Answer : Call the Social Security Administration at 1–800-772–1213.

Social Security Disability?

Description : Social Security Disability?

Last Answer : Call the Social Security Administration at 1–800-772–1213. They are very easy to talk to.

If a person is receiving unemployment, can they still qualify for disability?

Description : If a person is receiving unemployment, can they still qualify for disability?

Last Answer : answer:I would say more that if they are disabled, and not able to work, they're not eligible for unemployment, as in order to receive unemployment, you must be ready and ... . Read this: http://socialsecurity.findlaw.com/social-security-disability/social-security-disability-and-unemployment.html

Can you give me some answers on applying for disability in Kansas?

Description : Can you give me some answers on applying for disability in Kansas?

Last Answer : answer:Disability is paid through Social Security and is a federal program. The individual states have nothing to do with it. I do not know Kansas law, but I have a firm suspicion that they will ... inform her that refusals because of pre-existing conditions are a thing of the past. Thanks, Obama.

Opposite of psychic ability can someone have a psychic disability?

Description : Opposite of psychic ability can someone have a psychic disability?

Last Answer : There is no evidence that psychic powers exist. There is a lot of fraud and trickery, and people who believe/claim that they are able to do it, but none of them have been able to ... to error, and self deception and selective perception are things that everyone is prone to, to some extent.

Should Jaycee Dugard be given a hefty disability income for the rest of her life, being that she is supposed to be damaged goods now?

Description : Should Jaycee Dugard be given a hefty disability income for the rest of her life, being that she is supposed to be damaged goods now?

Last Answer : I would think labeling her or any other person that has gone through something similar as damaged goods or un-fixable would just reinforce that fallacy. I read her book and she seems very determined to live ... be a part of society. If they get disability income, they may not feel the need to work.

How to live with an intellectual disability?

Description : How to live with an intellectual disability?

Last Answer : Could you provide some more information? How did you get through high school and college? You obviously have no problem in expressing yourself and putting it in writing. I mean no disrespect, but I am confused as to the nature of your disability.

If my wife draws disability is she also eligible to recieve her spousal social security benifits?

Description : If my wife draws disability is she also eligible to recieve her spousal social security benifits?

Last Answer : I suggest you either call the Social Security office or go there in person to inquire. They won’t give it to her if she is not eligible, but if she is, they will advise her as to what forms are necessary to apply.

Is it o.k. to purchase lotto tickets when on social assistance or disability?

Description : Is it o.k. to purchase lotto tickets when on social assistance or disability?

Last Answer : I don’t see why it would be an awful thing to buy a ticket now and then as long as the person buying the tickets realize it is for purely entertainment value only as the odds of winning are astronomical.

What does it mean when preadmission disability is dependant?

Description : What does it mean when preadmission disability is dependant?

Last Answer : I would take it to mean the amount of assistance someone needs with daily activities of living.

Disability question: does anyone know if premier disability services is credible?

Description : Disability question: does anyone know if premier disability services is credible?

Last Answer : answer:Nothing here: http://www.ripoffreport.com/reports/specific_search/premier%20disability%20services%20 Nothing here either: http://www.webutations.net/go/review/premierdisabilityservices.com Here's the report ... issues business licenses so you really know how long they've been in business.

Yes - another disability question! See details...

Description : Yes - another disability question! See details...

Last Answer : answer:I am not the Social Security worker who will review your application, nor am I the one who will make the determination. For what it's worth, neither is your psychiatrist. I don't know ... them that bipolar disorder had wrecked me. I wish you the absolute best luck in this difficult task.

Does anyone on Fluther have experience with filling out disability forms? Can you help a Jelly out?

Description : Does anyone on Fluther have experience with filling out disability forms? Can you help a Jelly out?

Last Answer : Just to clarify, are these yes/no or short answer questions?

Are you grateful for your disability?

Description : Are you grateful for your disability?

Last Answer : answer:Do you think you have learned any lessons from having a disability? Have a greater sense of empathy? These are, I suspect, the things the young man you saw was talking about. It's just a ... Right now, I don't feel so grateful. But I can fathom that someone else in another situation might.

Would you ever think of joining a community organized around a disease or disability?

Description : Would you ever think of joining a community organized around a disease or disability?

Last Answer : I’m already a member of an online support group for families and loved ones of addicts. Being able to talk to other people in similar situations didn’t help me feel normal at all. It filled me with absolute despair, panic and anger, for awhile anyways.

How do you travel in Europe with a disability?

Description : How do you travel in Europe with a disability?

Last Answer : You might find some useful information regarding London here

What are the procedures if you are on Social Security Disability and you work?

Description : What are the procedures if you are on Social Security Disability and you work?

Last Answer : answer:I suppose the answer is yes. This is a new one to me. http://www.ssa.gov/pubs/10095.html

What is the process of going out of work on disability?

Description : What is the process of going out of work on disability?

Last Answer : When I had to take a leave of absence at work I had to get papers from my HR lady to have the doctor fill out. I got paid for as much vacation and sick time I had. Where I work there is a ... and when you come back you get a job that is the same pay but not necessarily the same position you had.

Is single sided deafness a disability?

Description : Is single sided deafness a disability?

Last Answer : Technically, yes: you do not have full use of your faculties. Whether this would count towards special programs, exemptions, and benefits is unknown. You might consult with the querying party, or with the physician that you’ve been seeing about the ear.

Can a person with RSD (also known as CRPS) file for disability?

Description : Can a person with RSD (also known as CRPS) file for disability?

Last Answer : answer:There is a list of the requirements and conditions that are considered to receive benefits. You can find it on the SSI page. If it does appear on their list, your doctor has to declare that you are disabled due to the condition.

Do you think anxiety is a good reason to get disability?

Description : Do you think anxiety is a good reason to get disability?

Last Answer : If it is debilitating and affecting your everyday life and impeding your ability to work, yes.

For folks with chronic health problems, at what point do you consider pursuing going on disability?

Description : For folks with chronic health problems, at what point do you consider pursuing going on disability?

Last Answer : I went on disability when I was unable to be productive in any kind of work.