Not every person can get military auto insurance. It is a benefit reserved for those who have served America and their families. If you have access to this insurance, then you would be wise to take advantage of it. Most people do not have access to the low premiums and great coverage associated with military insurance. What you will find is that, often times, this insurance saves you hundreds of dollars every month. Even if you have only served in the reserves or National Guard, chances are good that you will qualify. You owe it to your family to see if this is an option.