Will they receive death compensation from the insurance company ? The government of our country forces us to insure cars. The car owner does not benefit from this. If the car hits someone , causing the person to be injured or killed, the family of the deceased files a lawsuit against the insurance company. In this case, the family of the injured or killed gets compensation. There is no benefit or inconvenience to the car owner by paying this compensation. What is the ruling ? Note that the family of the deceased forgives the owner of the car and our country is governed by man-made laws.