Will they receive death compensation from the insurance company ? The government of our country forces us to insure cars. The car owner does not benefit from this. If the car hits someone , causing the person to be injured or killed, the family of the deceased files a lawsuit against the insurance company. In this case, the family of the injured or killed gets compensation. There is no benefit or inconvenience to the car owner by paying this compensation. What is the ruling ? Note that the family of the deceased forgives the owner of the car and our country is governed by man-made laws.

1 Answer

Answer :

Alhamdulillah. One: Trade insurance is included in the haram agreement. All the methods of this insurance are haram. It is not permissible for anyone to have such insurance ; Unless one is completely helpless ; Such as being a victim of coercion. Two: The fact that it is haram to insure does not mean that it is haram to take its due rights from the insurance company ; If the insurance company is responsible for paying compensation on behalf of the person who caused the accident. Therefore , there is no objection to receiving compensation (diyat) for the death of the unintentional victim of the road accident or for the injured person ; Whether the claimant is referred to the killer or to any party on behalf of the court to accept it ; Be it insurance company or any other party. Because the claimants of Diyat are the claimants of fair rights. It is not their responsibility whether the transaction of the other party with the insurance company is halal or not. When we asked Sheikh bin Jibreen about accepting compensation from the insurance company, he replied: "It is permissible. Because these companies have taken responsibility for the mistake that will happen on the part of the insurer. No. If someone dies as a result of an accident, there will be nothing left but the atonement for the accidental death ; if the accident happened by mistake. " GOD is Omniscient.

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