What's the lowest interest credit card I can get?

1 Answer

Answer :

Credit Cards (http://www.creditcards.com) and Card Rating (http://www.cardrating.com) are two websites where you can compare offers from credit card companies and find the lowest interest rates currently available.

Related questions

Description : Which credit cards have the lowest interest?

Last Answer : There are many credit companies offering low and competitive interest rates, which depend on the individual's credit rating. Some of the best companies are Citi Simplicity and Slate from Chase. ... Other companies with low and/or competitive rates are BarclayCard MasterCard and the Discover It Card.

Description : Does Chase offer the lowest APR credit card?

Last Answer : It really depends on the situation. Some credit card companies will offer you different rates based on your previous credit history or history with them.

Description : Credit card interest computation on minimum payments?

Last Answer : Without knowing which card you’re referring to I’m guessing they use the 30/360 method. Find the APR and multiply that by the principal balance. Divide that number by 360 to come up with the daily interest charge, or the per diem. Multiply that by 30 to come up with the monthly interest charge.

Description : Will the new credit card laws in the U.S. reinstate old interest rates for the customers they gouged before the new law?

Last Answer : Actually, what I read and the notice I recieved from MasterCard, interest rates are going up to close to 30%. I am going to see if our local loan shark issues plastic. I think we can ... credit card interest rates, and 30% healt insurance premimums. Do you wonder why the middle class is shrinking?

Description : Have you ever called your credit card company to lower your interest rate?

Last Answer : Consumerist has tons of articles about credit rates and limits. And I’d agree that you have nothing to lose. Give them a call, but review consumerist first.\ Edit: Well, look at that! A script to use to lower your interest rate. :) Good luck! Keep up updated.

Description : What bank offers the best interest rate for a business credit card?

Last Answer : Bank of America offers the best interest rate for a business credit card. You can Compare Credit Card Offers at CreditCards.com

Description : Which would be better to do, pay of a closed credit card that is at a good rate or pay off the open credit card that has a much higher interest rate Both cards have a large balance.?

Last Answer : It is better to pay off the open card that has the higher interest rate.

Description : What company has low interest on credit card payments?

Last Answer : Most major credit card's annual percentage rate are about the same. I would stick with either Visa or MasterCard. I would also advice that you stay away from store cards as their interest rates tend to be higher.

Description : What are the ranges in credit card interest rates?

Last Answer : Credit card interest rates go form 1% to 5%. In general they are around 2%, but it also depends upon which company you use. Some try to scam unsuspecting customers.

Description : What is a good interest rate for a business credit card?

Last Answer : Good interest rates for a business credit card would range anywhere from 0% to 10%. However, most credit card companies offer 0% interest rates for new customers for a few months, then ease into really low interest rates after the few months of the 0% interest rate are up.

Description : Is there a bank that is offering a 0 interest credit card?

Last Answer : The Capital One Venture credit card, Citi Platinum Select, Capital One Cash credit card and many others have a 0% interest rate. In many cases, this is for a limited introductory period. There may also be annual fees, late payment fees and other charges involved.

Description : Which banks offer the lowest mortgage interest rates?

Last Answer : It depends on your situation. Some banks will be able to give you better rates than others who usually are higher and vice verse.

Description : Fastest and easiest personal loans with no credit check and guaranteed lowest rates on no credit check loans. Fast cash loan today in one hour or less.?

Last Answer : Online there are many places to find a fast cash loan that also can be very reliable and trustworthy. Also if you are signed up with banks that have online loans it can be quick as a whistle and you can be off to wherever you need to go with a loan.

Description : How can there be enough money to pay for credit default insurance if the general rate of interest is too low to cover the risk of the loan?

Last Answer : It has to do with fractional reserve banking and the extensive money (whatever that is) which is created by selling debt. Debt multiplies money held in reserves. The actual worthless paper dollars ... but I imagine their debt is insured by the same companies as the bank. Companies like AIG.

Description : "Are there any credit cards that pay interest like a savings account?

Last Answer : You mean a debit/credit card? I have one of them.

Description : Does anyone have any suggestions for good credit cards (good rewards program, low interest, etc.)?

Last Answer : I LOVE my JetBlue American Express Card. Now, I take a vacation every year and my flight is always free.

Description : does credit score affect a HARP interest rate

Last Answer : Need Answer

Description : What is the average interest rate on a short term loan with great credit?

Last Answer : The average interest rate on a short term loan is 4.5% if you have great credit. You may need to shop around to find this, but you'll be able to.

Description : Are there any credit cards available with a permanent 0% interest rate?

Last Answer : No, there are no credit cards available with a permanent 0% interest rate. You can however get the low interest rates one at www.which4u.com.au/credit-cards/lowest-interest-rate -

Description : What interest do department store credit cards charge?

Last Answer : Department store credit card interest rates very from store to store. The rates could be as low as 10% and as high as 30% per year. Check with each individual store.

Description : What is a reasonable credit interest rate?

Last Answer : The credit interest rate vary from 7% to 36% in the US. When you say reasonable it would be around 20%. But you need really high credit score to obtain a low interest card.

Description : What companies offer interest-free credit cards?

Last Answer : Here is a site that talks about interest free for 18 months credit cards www.moneysavingexpert.com Cards , Here is a site that talks about credit cards www.moneysupermarket.com/credit-cards

Description : What is the interest like on student loans for people with bad credit?

Last Answer : There are a number of government loans that are offered with no credit checks. In order to be eligible for these loans, you must fill out the Free Application for Federal Student Aid (FAFSA). The FAFSA ... as well as yourself. If you are independent of your parents, the form will only apply to you.

Description : Do banks offer interest free credit cards?

Last Answer : Collecting interest is how a lender makes its money. While it is not in a bank's best interest to issue "interest free" credit cards, most do extend such offers for limited periods of time. For example, ... interest-free. The best way to avoid interest on a credit card is to pay it off each month.

Description : B) CaixaBank Explanation: As per the agreement, they will expand banks guarantee transaction businesses by jointly providing credit to Indian-Spanish joint ventures and Indian local ... finance and export credit agency finance, infrastructure finance and networking services, among others.

Last Answer : Recently an Indian bank launched next generation features on its app „iMobile‟ which will enable customers to instantly pay taxes and book railway tickets within the app. Name the bank. A) Federal Bank B) Punjab National Bank C) Kotak Mahindra Bank D) ICICI Bank E) Bandhan Bank

Description : The process by which the central bank of a country controls the supply of money in the economy by exercising its control over interest rates in order to maintain price stability and achieve high economic ... A. Economic Policy B. Monetary Policy C. Fiscal Policy D. Credit Policy E. Budgetary Policy

Last Answer : B. Monetary Policy Explanation: Monetary Policy is the process by which monetary authority of a country, generally a central bank controls the supply of money in the economy by exercising its control over ... Bank of India (RBI). is so designed as to maintain the price stability in the economy.

Description : The amount of maturity inclusive of interest if becomes Rs 20000/- or above shall be paid by a) Cash only b) By crossed cheque c) By Credit into saving accounts d) Either B or C

Last Answer : d) Either B or C

Description : How did the Code of Ethics define public interest? a. A distinguishing mark of a profession is the acceptance of its responsibility to the public. b. The accountancy profession's public ... serves. d. The standards of the accountancy profession are heavily determined by the public interest

Last Answer : The collective well-being of the community of people and institutions the professional accountant serves.

Description : If a company is given credit terms of 2/10, n/30, it should a. hold off paying the bill until the end of the credit period, while investing the money at 10% annual interest during ... desperate for cash and withhold payment until the end of the credit period while negotiating a lower sales price.

Last Answer : b. pay within the discount period and recognize a savings.

Description : Stine Company purchased merchandise with an invoice price of $2,000 and credit terms of 2/10, n/30. Assuming a 360 day year, what is the implied annual interest rate inherent in the credit terms? a. 20% b. 24% c. 36% d. 72%

Last Answer : c. 36%

Description : ___________ is the risk that an issuer will fail to satisfy the terms of the agreement with respect to the timely payment of interest and principal. a) Default risk b) Credit spread risk c) Volatility risk d) Downgrade risk

Last Answer : a) Default risk

Description : If the economy is in such bad shape that the president is signing bail-out bills, why are charge card companies allowed to increase their interest rate?

Last Answer : They sneaked the increases in before the legislation took hold.

Description : What's the better option: a third-time reshipment or a credit to my card?

Last Answer : I would take my money back and find another seller.

Description : What's better when traveling, use your credit card to get cash or use your bank debit card?

Last Answer : I would guess that withdrawing cash from an ATM is cheaper using a debit card than a credit card as the credit card company nomally charge you a fee on top of the higher rate of interest.

Description : What's the best way that someone should pay off this credit card scenario?

Last Answer : Honestly the best thing you can do, and its what I am doing. Eliminate the small ones first, card 2 and 5 can be paid off quick. Then keep working your way up.

Description : What's the best miles-earning credit card?

Last Answer : I have a gold American Express, and i get points that i can apply to hotels or airlines. They often run programs where if you buy at certain stores or certain products (groceries, gas, etc) ... ), everything is double points, and you get a companion ticket when you buy a business class ticket.

Description : What's wrong with my credit card security code in iTunes?

Last Answer : i think the iTunes store is down in general.

Description : What's the difference between a debit and a credit card ?

Last Answer : If you use debit card you spend money from your bank account and if you use credit card you will get it as your loan so you will have to repay the loan later. The advantage of a credit card is that ... anyone, you can borrow from that. As a result, you have to pay interest on the loan to the bank.