Is there a bank that is offering a 0 interest credit card?

1 Answer

Answer :

The Capital One Venture credit card, Citi Platinum Select, Capital One Cash credit card and many others have a 0% interest rate. In many cases, this is for a limited introductory period. There may also be annual fees, late payment fees and other charges involved.

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Last Answer : d) None of These

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Description : Credit card interest computation on minimum payments?

Last Answer : Without knowing which card you’re referring to I’m guessing they use the 30/360 method. Find the APR and multiply that by the principal balance. Divide that number by 360 to come up with the daily interest charge, or the per diem. Multiply that by 30 to come up with the monthly interest charge.

Description : Will the new credit card laws in the U.S. reinstate old interest rates for the customers they gouged before the new law?

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Last Answer : Consumerist has tons of articles about credit rates and limits. And I’d agree that you have nothing to lose. Give them a call, but review consumerist first.\ Edit: Well, look at that! A script to use to lower your interest rate. :) Good luck! Keep up updated.

Description : Which would be better to do, pay of a closed credit card that is at a good rate or pay off the open credit card that has a much higher interest rate Both cards have a large balance.?

Last Answer : It is better to pay off the open card that has the higher interest rate.

Description : What company has low interest on credit card payments?

Last Answer : Most major credit card's annual percentage rate are about the same. I would stick with either Visa or MasterCard. I would also advice that you stay away from store cards as their interest rates tend to be higher.

Description : What are the ranges in credit card interest rates?

Last Answer : Credit card interest rates go form 1% to 5%. In general they are around 2%, but it also depends upon which company you use. Some try to scam unsuspecting customers.

Description : What is a good interest rate for a business credit card?

Last Answer : Good interest rates for a business credit card would range anywhere from 0% to 10%. However, most credit card companies offer 0% interest rates for new customers for a few months, then ease into really low interest rates after the few months of the 0% interest rate are up.

Description : What's the lowest interest credit card I can get?

Last Answer : Credit Cards (http://www.creditcards.com) and Card Rating (http://www.cardrating.com) are two websites where you can compare offers from credit card companies and find the lowest interest rates currently available.

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Description : What do you think of giving your bank card number to a free online credit checking website then taking all your money out of your checking account?

Last Answer : I’m sorry, that “teaches the thieves” how?

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Last Answer : I have the same issue. I save them for some reason. I don't know why. I never refer to them and actually don't even open them. I always use online banking. I guess the reasonable thing to ... keep the current month only, once you get a new statement, if everything looks good, shred the previous one.

Description : What kind background check a bank will do for the credit card processing?

Last Answer : A credit score check will be run for the credit card processing. you can read more about it at ww.creditcardprocessingsource.com/glossary.php

Description : Can I apply for a credit card online at Bank of America?

Last Answer : Yes, you can apply online for a wide variety of credit cards at Bank of America. Some of the different types of credit cards they offer include secured credit cards, rewards credit cards and student credit ... you can get the best card at the best rate. You can apply online at www.bankofamerica.com.

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Description : "Net Safe Credit Card" is introduced by which Bank?

Last Answer : HDFC Bank

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Description : Where can I find fine print information on 0 credit card offers?

Last Answer : Fine print can be very confusing to deal with in any situation. If you go to www.creditcards.com you will be able to find all of the information you are in need of.

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Description : "Are there any credit cards that pay interest like a savings account?

Last Answer : You mean a debit/credit card? I have one of them.

Description : Does anyone have any suggestions for good credit cards (good rewards program, low interest, etc.)?

Last Answer : I LOVE my JetBlue American Express Card. Now, I take a vacation every year and my flight is always free.

Description : does credit score affect a HARP interest rate

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Description : What is the average interest rate on a short term loan with great credit?

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Description : Are there any credit cards available with a permanent 0% interest rate?

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Description : What is a reasonable credit interest rate?

Last Answer : The credit interest rate vary from 7% to 36% in the US. When you say reasonable it would be around 20%. But you need really high credit score to obtain a low interest card.

Description : What companies offer interest-free credit cards?

Last Answer : Here is a site that talks about interest free for 18 months credit cards www.moneysavingexpert.com Cards , Here is a site that talks about credit cards www.moneysupermarket.com/credit-cards

Description : What is the interest like on student loans for people with bad credit?

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Description : Do banks offer interest free credit cards?

Last Answer : Collecting interest is how a lender makes its money. While it is not in a bank's best interest to issue "interest free" credit cards, most do extend such offers for limited periods of time. For example, ... interest-free. The best way to avoid interest on a credit card is to pay it off each month.

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Description : The amount of maturity inclusive of interest if becomes Rs 20000/- or above shall be paid by a) Cash only b) By crossed cheque c) By Credit into saving accounts d) Either B or C

Last Answer : d) Either B or C