Understanding Pennsylvania Car Insurance Laws?

Understanding Pennsylvania Car Insurance Laws?
by

1 Answer

Answer :

Drivers with currently registered vehicles in the state of Pennsylvania must carry liability insurance according to Pennsylvania car insurance laws. Car insurance protects other motorists driving on Pennsylvania roads by covering property damage or injuries that you have caused. Pennsylvania car insurance laws state that drivers can be penalized if they fail to maintain adequate liability insurance.Mandatory Coverage Required in PennsylvaniaAutomotive insurance is mandatory for drivers in Pennsylvania. The minimum amount of coverage required by state law is $15,000 per individual, $30,000 per incident involving more than one person and $5,000 for property damage. Drivers desiring to protect their personal assets may purchase additional coverage. If you are involved in an accident that is considered your fault and the value of the other driver's claims exceed your policy coverage, the driver has the right to take action against you concerning the amount that was not covered by your insurance policy.Penalties for Not Maintaining Vehicle Insurance in PennsylvaniaDrivers who fail to comply with Pennsylvania car insurance laws may face severe penalties. A driver whose insurance coverage has expired for longer than one month will receive a vehicle registration suspension for 90 days. A driver whose insurance coverage has been expired for less than one month must confirm with PennDOT that the car was not driven while the insurance was expired. Individuals driving vehicles without the proper insurance coverage in Pennsylvania will also have their driver's license suspended for 90 days. PennDOT requires that drivers turn in their vehicle registration plate, card, sticker and driver's license while serving the suspension. Drivers can reinstate their vehicle registration and driver's license by paying a $50 reinstatement fee and submitting proof of insurance.Insurance Company RequirementsPennsylvania car insurance laws allow insurance companies to use consumers' personal credit histories to determine insurance coverage and rates. Insurance companies are required to notify PennDOT when a Pennsylvania driver's insurance policy is cancelled. State law does not require insurance companies to notify PennDot of insurance policy reinstatement. That is the responsibility of the driver.
by

Related questions

Do Pennsylvania car insurance laws require you to have collision?

Description : Do Pennsylvania car insurance laws require you to have collision?

Last Answer : Yes they do. You will have to get at least get collision insurance if you want to drive a car in Pennsylvania. More insurance is good though.

What are the minimum requirements for Pennsylvania car insurance policies?

Description : What are the minimum requirements for Pennsylvania car insurance policies?

Last Answer : The minimum amount required for car insurance in Pennsylvania is $15,000 per individual and $30,000 incident.

How Are Pennsylvania Car Insurance Rates Calculated?

Description : How Are Pennsylvania Car Insurance Rates Calculated?

Last Answer : It doesn't matter what state a person drives in, that person is required to have car insurance to cover that vehicle. This is no different in the state of Pennsylvania. Unfortunately, like in most states, ... things like the model of the car, the age of the driver and that driver's marital status.

Discounts Available On Car Insurance For Student Drivers In Pennsylvania?

Description : Discounts Available On Car Insurance For Student Drivers In Pennsylvania?

Last Answer : Many student drivers are also new drivers or young drivers by auto insurance company standards. Rates can be very high for students who are driving, but there are a number of different ways that ... does not get into accidents, does not receive traffic tickets, and maintains a clean driving record.

Factors That Affect The Cost Of Pennsylvania Car Insurance For New Drivers?

Description : Factors That Affect The Cost Of Pennsylvania Car Insurance For New Drivers?

Last Answer : New drivers face many obstacles when first attempting to purchase an insurance policy in Pennsylvania. With no previous driving experience on record, many insurance companies will charge very high ... months since some companies might offer lower rates once a driver has a little experience.

Qualifying For Classic Car Insurance In Pennsylvania?

Description : Qualifying For Classic Car Insurance In Pennsylvania?

Last Answer : Classic car insurance is a special type of policy that provides coverage for vehicles that are considered valuable because of their age, make, or model. One of the most important aspects in acquiring ... an accident. A poor record could result in higher premiums or a denial of classic car coverage.

Which car insurance companies are based in Pennsylvania?

Description : Which car insurance companies are based in Pennsylvania?

Last Answer : There are many major companies that are available in Pennsylvania. These include 21st Century and Allstate. They will find the perfect plan for you no matter what you drive.

What kind of car insurance should I get for a new driver in Pennsylvania?

Description : What kind of car insurance should I get for a new driver in Pennsylvania?

Last Answer : The type of car insurance that you get really depends upon if you're a young driver, if you need Classic Car Insurance and etc. All drivers in Pennsylvania are required to have at least a $5,000 Property Insurance just in case you hit a fence or something.

What is PIP car insurance in Pennsylvania?

Description : What is PIP car insurance in Pennsylvania?

Last Answer : PIP is Personal Injury Protection. It pays for your medical bills if you are ever injured in an accident. In Pennsylvania, it is mandatory you have PIP coverage.

Which rental car insurance policy is the best one in Pennsylvania for a temporary period?

Description : Which rental car insurance policy is the best one in Pennsylvania for a temporary period?

Last Answer : Nationwide and travelers seem to have the highest ratings out of any car insurance policy in the Penn area. The cheapest and best insurance place would be travelers in Pennsylvania.

Is there any car insurance company in Pennsylvania that gives discounted rates to bad drivers?

Description : Is there any car insurance company in Pennsylvania that gives discounted rates to bad drivers?

Last Answer : Insurance companies do not give discounts to bad drivers. If you were given a ticket and the judge said you have to pay that ticket, then your insurance rates do increase.

Is it possible to get cheap insurance in Pennsylvania without sacrificing benefits?

Description : Is it possible to get cheap insurance in Pennsylvania without sacrificing benefits?

Last Answer : Yes Check out www.autosinfo.com/insurance/state/Pennsylvania

Purchase Mandatory PIP Insurance In Pennsylvania?

Description : Purchase Mandatory PIP Insurance In Pennsylvania?

Last Answer : All drivers in the state of Pennsylvania must carry personal injury protection in addition to the mandatory liability coverage. Pennsylvania is considered a no-fault state, meaning that expenses to ... give an instant quote and the customer can contact the provider directly for further information.

Is insurance for uninsured motorists available in the state of Pennsylvania?

Description : Is insurance for uninsured motorists available in the state of Pennsylvania?

Last Answer : Yes insurance is available for uninsured motorists in Pennsylvania. I recommend Allstate Insurance Company. It is widely known and they offer great insurance to almost everybody at affordable prices. You can check out their site at allstateinsurance.com.

Understanding Equal Opportunity Employment Laws?

Description : Understanding Equal Opportunity Employment Laws?

Last Answer : In the United States, all citizens are guaranteed protectionagainst employment discrimination due to a body of equalopportunity employment protection that was signed into law as TitleVII of the Civil ... local governments have passed this type oflegislation.< h4>How to File an Equal Opportuni

Understanding Abortion Laws?

Description : Understanding Abortion Laws?

Last Answer : Abortion laws vary widely across the world, with some countriessuch as Nicaragua and Chile banning abortion outright, while otherssuch as Canada have no criminal punishment for abortion. Mostcountries' laws ... physical or mental health. In 2003, thePartial-Birth Abortion Ban Act was passed and sign

What is the responsibility of an auditor who is engaged to audit the financial statements of a government entity? a. Assess control risk with respect to each component of internal control. b. Assume responsibility for assuring that the entity complies with applicable laws and regulations. c. Obtain an understanding of the possible financial statement effects of laws and regulations having direct and material effects on amounts reported. d. Design the audit to provide reasonable assurance that the statements are free of material misstatements resulting from illegal acts having direct or indirect effects

Description : What is the responsibility of an auditor who is engaged to audit the financial statements of a government entity? a. Assess control risk with respect to each component of internal ... the statements are free of material misstatements resulting from illegal acts having direct or indirect effects

Last Answer : Obtain an understanding of the possible financial statement effects of laws and regulations having direct and material effects on amounts reported.

Do the laws about car insurance North Carolina say I have to have insurance on my car?

Description : Do the laws about car insurance North Carolina say I have to have insurance on my car?

Last Answer : In most states, including North Carolina, you still have to maintain some form of car insurance coverage. If the car is paid off you can drop your policy from full coverage to liability insurance.

What's the difference of Virginia car insurance laws from the other states?

Description : What's the difference of Virginia car insurance laws from the other states?

Last Answer : To find out the difference between Virginia State insurance laws and other state insurance laws, contact the local governments website and visit its insurance policy page. It should have all the information you need.

What are the New Jersey Car Insurance laws?

Description : What are the New Jersey Car Insurance laws?

Last Answer : Read up on New Jersey insurance laws at the New Jersey government webpage, they will have detailed information on the laws and policies of state. They will vary from state to state, so it is wise to research and learn the laws before heading out on the road in that state.

Where can I learn about NJ car insurance laws?

Description : Where can I learn about NJ car insurance laws?

Last Answer : It would be recommended that you read and follow the rules of a top NJ based insurance company. This means learning the insurance laws, technicalities and statistics. As some states may differ in ... site, which could be found here; www.state.nj.us/dobi/division_consumers/.../everythingauto2006.pdf

Are Texas car insurance laws any different than the laws that most states have?

Description : Are Texas car insurance laws any different than the laws that most states have?

Last Answer : Texas, like all other states, requires that drivers carry insurance. Each state sets the standards for the minimum amount of coverage. In Texas, this rate is called "30/60/25 coverage," which specifies ... that are not financed. You can read more: http://www.tdi.texas.gov/pubs/consumer/cb020.html

What are the Texas car insurance laws about a car that is paid off?

Description : What are the Texas car insurance laws about a car that is paid off?

Last Answer : While making payments on a car, the company who you purchased it from may also be held responsible for any accidents you have while in it. For this reason, they require you to have insurance. Once ... to hold a minimum amount of insurance coverage. In Texas, this minimum is called 30/60/25 coverage.

Where can I go online to read the Texas car insurance laws?

Description : Where can I go online to read the Texas car insurance laws?

Last Answer : Please go to www.tdi.Texas.gov/auto. There you will be able to find all the information you need on Texas car insurance laws.

Do Florida car insurance laws require moped insurance?

Description : Do Florida car insurance laws require moped insurance?

Last Answer : In the state of Florida mope riders are not required to have Personal Injury Protection insurance. However, the state does recommend being well insured.

Do Georgia car insurance laws mandate under insured driver insurance?

Description : Do Georgia car insurance laws mandate under insured driver insurance?

Last Answer : The state of Georgia, like all other states, requires that all drivers carry no less than minimum coverage, which is detailed here: http://personalinsure.about.com/cs/vehicleratings/a/ ... Under Insured Motorist coverage: http://www.auto-insurance-claim-advice.com/Georgia-insurance-laws.html

How do California car insurance laws treat mopeds?

Description : How do California car insurance laws treat mopeds?

Last Answer : In California, mopeds are classified whether they are capable of speeds exceeding 30mph or 20mph. The faster mopeds require a M1 or M2 license. The slower mopeds do not require a license but have other financial requirements.

Best resources or books for understanding Life Insurance saving?

Description : Best resources or books for understanding Life Insurance saving?

Last Answer : Your agent won't tell you, because he has a vested interest in you NOT learning, but whole life insurance (or universal or whatever is being packaged and marketed these days) - the kind ... for you, because your retirement savings will be the source of whatever income you need later in life.

Understanding Uninsured Motorist Insurance In New Jersey?

Description : Understanding Uninsured Motorist Insurance In New Jersey?

Last Answer : New Jersey requires that drivers hold uninsured motorist insurance because of the number of drivers in the state who are on the roads without proper coverage. This type of insurance will cover the ... can also lead to a long litigation process once the individual who caused the accident is found.

Who is responsible for enforcing a states insurance laws?

Description : Who is responsible for enforcing a states insurance laws?

Last Answer : What is the answer ?

What states have no-fault insurance laws in the case of an auto accident?

Description : What states have no-fault insurance laws in the case of an auto accident?

Last Answer : Well, there are a number of states that have this in effect, which include amoungst other, 'Puerto Rico and nine participating states including Florida, Hawaii, Kansas, Michigan, Massachusetts, ... follows: >http://www.carsdirect.com/car-insurance/what-states-have-no-fault-auto-insurance-laws

Auto Insurance Laws and Regulations in Minnesota?

Description : Auto Insurance Laws and Regulations in Minnesota?

Last Answer : The state of Minnesota could be considered a somewhat special case when it comes to auto insurance requirements. In this case, drivers are required to have policies for numerous types of ... necessary, and drivers should think of taking out much larger policies than the minimum requirements.

[Serious] What was the floor plan of the Valley Hotel Bar & Grill in Clairton, Pennsylvania (before the fire)?

Description : [Serious] What was the floor plan of the Valley Hotel Bar & Grill in Clairton, Pennsylvania (before the fire)?

Last Answer : answer:Attention! [Serious] Tag Notice Jokes, puns, and off-topic comments are not permitted in any comment, parent or child. Parent comments that aren't from the target group will be ... performed automatically. Please contact the moderators of this subreddit if you have any questions or concerns.

It's a longshot, for sure. What will Trump do if the recounts in Wisconsin, Pennsylvania, and Michigan are successful?

Description : It's a longshot, for sure. What will Trump do if the recounts in Wisconsin, Pennsylvania, and Michigan are successful?

Last Answer : No, he wouldn’t. No way. Nor would his supporters.

If Xerxes Trump takes Pennsylvania and Wisconsin (which seems to be a lock) isn’t it a wash, game over he wins?

Description : If Xerxes Trump takes Pennsylvania and Wisconsin (which seems to be a lock) isn’t it a wash, game over he wins?

Last Answer : Start packing your stuff guys who want to move out.. never thought this would happen in wildest imagination.

Is Pennsylvania the only state in the US that allows self-uniting marriages?

Description : Is Pennsylvania the only state in the US that allows self-uniting marriages?

Last Answer : I had to look that one up! Seems like Pennsylvania is about it, and even then you need to be Quaker or Bah’ai to be okayed.

Does the stabbing in the Pennsylvania school demonstrate that the type of weapon does matter?

Description : Does the stabbing in the Pennsylvania school demonstrate that the type of weapon does matter?

Last Answer : Yes it does. As did the mass stabbing in China recently.

Should this atheist group be permitted to have their banner hung with the nativity display in Pennsylvania?

Description : Should this atheist group be permitted to have their banner hung with the nativity display in Pennsylvania?

Last Answer : This is a difficult question. Had the banner stopped with the first sentence, I would have said “go for it”. I need to think on this some more.

Getting a Pennsylvania license and vehicle registration?

Description : Getting a Pennsylvania license and vehicle registration?

Last Answer : 1. Go to the Penn Department Of Transportation site 2. Find the section that applies to you. 3. Follow the instructions.

What housing programs are available to first time home buyers in Wayne County Pennsylvania?

Description : What housing programs are available to first time home buyers in Wayne County Pennsylvania?

Last Answer : answer:@livingchoice contact these people and see if they can help. Good luck with your move. And, no, the first time home buyers tax credit has expired. 800.888.6770 http://www.pathstone.org/services/home-ownership-services/

Pressing charges in pennsylvania from florida?

Description : Pressing charges in pennsylvania from florida?

Last Answer : I don’t thinks so. I’d need more specifics, but text messaging charges is something I haven’t heard of.

How long does it take a package to be delivered from Pennsylvania to Belgium?

Description : How long does it take a package to be delivered from Pennsylvania to Belgium?

Last Answer : We need more details on this question- specifically, what carrier did you use? What did the package contain? What plan did you use for delivery (Express, Overnight, etc )? Also, were you given a ... able to look it up on the carrier website, or call them to check the progress of the package.

Living in Pennsylvania, is it silly to think about college in Alaska?

Description : Living in Pennsylvania, is it silly to think about college in Alaska?

Last Answer : Why don't you get admissions or transfer info from the Universities themselves? Anchorage is certainly going to look and feel different from Pittsburgh. I have a very close friend who grew up in Philadelphi ... home. They are out and about, skiing, hiking, fishing for salmon and are very happy.

Why are arrow wwd viburnums dieing in southwestern Pennsylvania?

Description : Why are arrow wwd viburnums dieing in southwestern Pennsylvania?

Last Answer : Need Answer

How do I know when it's time to harvest my Almonds in Pennsylvania

Description : How do I know when it's time to harvest my Almonds in Pennsylvania

Last Answer : Almonds take 180-240 days to mature. The pod that you are seeing will eventually start to dry and then crack open-that's harvest time.

can ruellia be grown in pennsylvania

Description : can ruellia be grown in pennsylvania

Last Answer : This grown 4 ft high and up to 3 ft wide.....can be aggressive...will winter maybe.....with lots of mulch. It likes warmer weather.

Delaware, Pennsylvania, New Jersey, Georgia, Connecticut, Massachusetts Bay, Maryland, South Carolina, New Hampshire, Virginia, North Carolina, Rhode Island, and Providence Plantations were the 12 colonies under the United Kingdom until 1776 along with the number 13th-

Description : Delaware, Pennsylvania, New Jersey, Georgia, Connecticut, Massachusetts Bay, Maryland, South Carolina, New Hampshire, Virginia, North Carolina, Rhode Island, and Providence Plantations were the 12 colonies under the United Kingdom until 1776 along with the number 13th-

Last Answer : New York

How much was paid to the assistant clerk of the Pennsylvania State Assembly, Jacob Shallus for drafting the constitution of the US?

Description : How much was paid to the assistant clerk of the Pennsylvania State Assembly, Jacob Shallus for drafting the constitution of the US?

Last Answer : He was paid $30 and given just two days

in which region is the capital of pennsylvania What symbol is used to represent the capital?

Description : in which region is the capital of pennsylvania What symbol is used to represent the capital?

Last Answer : huh.?

Pennsylvania coal miners went on strike in 1902. How did Theodore Roosevelt's response illustrate a change in the government's role?

Description : Pennsylvania coal miners went on strike in 1902. How did Theodore Roosevelt's response illustrate a change in the government's role?

Last Answer : For the first time, the federal government stepped in to help workers in a labor dispute.