Do lenders provide amortization schedules for free?

Do lenders provide amortization schedules for free?
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1 Answer

Answer :

Bankrate.com offers the best free, fast, and confidential amortization schedules online for use by their users. Sign up for free at bankrate.com and you will instantly be able to use bankrate's intuitive features.
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Do You Have To Receive An Amortization Schedule From Lenders?

Description : Do You Have To Receive An Amortization Schedule From Lenders?

Last Answer : An amortization schedule is a document that lays out how much money you are expected to pay each month on a loan. It will tell you how much interest you are paying, how much of your payment is going ... to rely on their lenders to be honest and upfront about the loan that they have just taken out.

How To Calculate Amortization Schedules?

Description : How To Calculate Amortization Schedules?

Last Answer : Amortization schedules are methods of scheduling payments, usually with interest, over an extended period of time. These schedules are easily figured using a number of calculators online or a spreadsheet program ... in which you may pay your purchases off faster than the expected length of the loan.

What are amortization schedules?

Description : What are amortization schedules?

Last Answer : Amortization schedules are used when detailing an amortizing loan. They lay out how much and when you will pay off your debt. Specifically an amortization schedule deals with the percentage of the actual loan you will be paying off as compared to the interest per payment.

The element of the audit planning process most likely to be agreed upon with the client before implementation of the audit strategy is the determination of the a. Methods of statistical sampling to be used in confirming accounts receivable. b. Pending legal matters to be included in the inquiry of the client's attorney. c. Evidence to be gathered to provide a sufficient basis for the auditor's opinion. d. Schedules and analyses to be prepared by the client's staf

Description : The element of the audit planning process most likely to be agreed upon with the client before implementation of the audit strategy is the determination of the a. Methods of statistical sampling to be used ... for the auditor's opinion. d. Schedules and analyses to be prepared by the client's staf

Last Answer : Schedules and analyses to be prepared by the client's staf

Where can I find a free amortization schedule?

Description : Where can I find a free amortization schedule?

Last Answer : Amortization schedule calculators can be found on-line at many financial institutions such as national banks or other lending agencies. These schedules are generally available free of charge.

When borrowing from private lenders, how should one handle the cost of the underwriting?

Description : When borrowing from private lenders, how should one handle the cost of the underwriting?

Last Answer : One way or the other the borrower pays.

Should lenders be allowed to make loans they don't expect borrowers to be able to repay?

Description : Should lenders be allowed to make loans they don't expect borrowers to be able to repay?

Last Answer : answer:No, they should not. It is greed on their parts. Should people think responsibly and not take on more debt than they can? Of course. In the case of some of these outrageous mortgages, ... simplifying the process and forcing them to disclose in plain English would go a long way to helping.

“The rich households are availing cheap credit from formal lenders whereas the poor house holds have to pay a heavy price for borrowing.” -SST 10th

Description : “The rich households are availing cheap credit from formal lenders whereas the poor house holds have to pay a heavy price for borrowing.” -SST 10th

Last Answer : . The formal sector still meets only about half of the total credit needs of the rural people. . The remaining credit needs are met from informal sources. . Most loans from informal lenders ... the rich households who receive formal credit whereas the poor have to depend on the informal sources.

What is collateral ? Why do lenders ask for collateral while lending ? Explain. -SST 10th

Description : What is collateral ? Why do lenders ask for collateral while lending ? Explain. -SST 10th

Last Answer : Collateral is an asset owned by the borrower like land, building etc, and is used as a guarantee to the lender till the loan is repaid. Lenders ask for collateral because: 1. It serves as a ... . 2. In case of failure of repayment of the loan, the lender can take the collateral as compensation.

How do the informal lenders take undue advantage of the borrowers helplessness? -SST 10th

Description : How do the informal lenders take undue advantage of the borrowers helplessness? -SST 10th

Last Answer : They charge high interest on loans. As a result, the cost to the borrower of informal loans is also very high.

Why do lenders ask for collateral while lending ? -SST 10th

Description : Why do lenders ask for collateral while lending ? -SST 10th

Last Answer : Lenders ask for collateral as security against loans. If the borrower fails to repay the loan, the lender has the right to sell the asset-or collateral to recover the payment. Collateral assets ... defaults on repayment of loan. It is for this reason that lenders ask for collateral while lending.

Where do we get private lenders who will lend to real estate investors?

Description : Where do we get private lenders who will lend to real estate investors?

Last Answer : Many private lenders will come through referrals within your own real estate network. Second, it is a good idea to build your contact list from people outside of the real estate industry. This ... colleagues, and anyone who is not currently an investor but might be looking for new opportunities.

What Amount of money owed by a country to its lenders?

Description : What Amount of money owed by a country to its lenders?

Last Answer : Need answer

Why do lenders ask for collateral while lending?

Description : Why do lenders ask for collateral while lending?

Last Answer : Feel Free to Answer

All About Hard Money Lenders?

Description : All About Hard Money Lenders?

Last Answer : Hard money lenders make loans of money with real estate used ascollateral. The amount of the money lent is usually about 60-70 percent of the value of the property, or what it could ... Some states have usury laws that apply toindividual loans but not to commercial loans. Consumers also haveregula

Are Fannie Mae and Freddie Mac FHA lenders?

Description : Are Fannie Mae and Freddie Mac FHA lenders?

Last Answer : No Fannie Mae and Freddie Mac are not FHA lenders. FHA loans are guaranteed loans and the others are not. FHA loans also have different guidelines and qualification tools.

Who are the top commercial mortgage lenders?

Description : Who are the top commercial mortgage lenders?

Last Answer : Congratulations to your Aunt for purchasing her first business. Some of the better commercial mortgage lenders are State Farm Bank, Wells Fargo, and Visa.

Which commercial mortgage lenders charge the lowest mortgage points?

Description : Which commercial mortgage lenders charge the lowest mortgage points?

Last Answer : You will have to shop around in order to get the best rate on a mortgage. Different companies will offer you different rates based on several other factors.

Debt financing is a cheaper source of finance because of A. Time value of Money B. Rate of Interest C. Tax deductibility of Interest D. Dividends not payable to lenders.

Description : Debt financing is a cheaper source of finance because of A. Time value of Money B. Rate of Interest C. Tax deductibility of Interest D. Dividends not payable to lenders.

Last Answer : C. Tax deductibility of Interest

The importance of ‘Trading on Equity’ lies in the fact that if the company is earning more profit, it can make use of borrowed capital and preference share capital and by doing so, it can increase the income of: a. Preference Shareholders b. Lenders c. Equity Shareholders d. Government

Description : The importance of ‘Trading on Equity’ lies in the fact that if the company is earning more profit, it can make use of borrowed capital and preference share capital and by doing so, it can increase the income of: a. Preference Shareholders b. Lenders c. Equity Shareholders d. Government

Last Answer : c. Equity Shareholders

Which of the below-mentioned institutes are linked with the financial sector of India controlled by the Reserve Bank of India (RBI)? a) Commercial Bank b) Money Lenders c) Stock Exchange Operations d) All the above

Description : Which of the below-mentioned institutes are linked with the financial sector of India controlled by the Reserve Bank of India (RBI)? a) Commercial Bank b) Money Lenders c) Stock Exchange Operations d) All the above

Last Answer : Answer- c

Tell me best websites which send free sms alerts to mobiles on schedules, anniversaries,birthdays etc?

Description : Tell me best websites which send free sms alerts to mobiles on schedules, anniversaries,birthdays etc?

Last Answer : you could always setup a Google Calendar and then setup the alerts to go to your phone

What does an amortization table show me?

Description : What does an amortization table show me?

Last Answer : An amortization table is a report of all pertinent information regarding a loan including the terms of the loan and a list of each calculated loan payment. Each loan payment entry could show:the ... of interest in this payment)portion of payment that reduces the principal for the next payment entry

The Importance of an Amortization Schedule?

Description : The Importance of an Amortization Schedule?

Last Answer : An amortization schedule is a loan payment plan based on thedifference between the interest you owe and the principle you oweon a large ticket item. Amortization schedules are usually ... properly calculatedamortization schedule, you will be able to plan your entire paymentseries from the d

How do I calculate the loan amortization schedule?

Description : How do I calculate the loan amortization schedule?

Last Answer : The mortgage calculator is a great way to see how much sooner you can pay off your loan. There are a few online, and very accurate, such as the one here: http://www.amortization-calc.com/

Does a mortgage amortization table show me interest paid?

Description : Does a mortgage amortization table show me interest paid?

Last Answer : Yes, most mortgage amortization tables will show you both the principal paid and the interest paid over every year of the life of the loan. There are many free amortization calculators online, including one at http://www.myamortizationchart.com.

What does a mortgage amortization calculator do?

Description : What does a mortgage amortization calculator do?

Last Answer : The mortgage amortization calculator is for working out your monthly mortgage payments. It will also calculate into the equation when and if you make extra monthly payments on your mortgage. So it will help you keep track of your mortgage and let you know how things stand.

What exactly is an auto loan amortization ?

Description : What exactly is an auto loan amortization ?

Last Answer : The term "auto loan amortization" simply refers to the payment shedule associated with an auto loan. Auto loans can be obtained at a variety of financial establishments, whilst amortization schedules for such loans are available online.

Where can I find a tool to create a detailed amortization schedule for my student loans and mortgage?

Description : Where can I find a tool to create a detailed amortization schedule for my student loans and mortgage?

Last Answer : If you are looking for an a tool to create an amortization schedule, you can find them on numerous websites. They can be found at websites such Mackenzie financial and amortization-schedule.

Where to download amortization schedule?

Description : Where to download amortization schedule?

Last Answer : If you are interested in using an amortization schedule, you can find them on most banking websites. To be more specific, websites such as bankrate and Bank of Canada have them available.

Which is a better loan to obtain, an Amortization Loan or a a Bullet Loan?

Description : Which is a better loan to obtain, an Amortization Loan or a a Bullet Loan?

Last Answer : Amortization Loans and Bullet Loans both have their advantages and disadvantages. If you plan to pay the loan back right a way, a Bullet Loan would be a good choice for you, however if you plan to pay the loan back over an extended time, an Amortization loan might suit you better.

Where can I find an amortization chart online?

Description : Where can I find an amortization chart online?

Last Answer : You can find an amortization calculator, which will produce a chart based on your numbers, online at http://www.myamortizationchart.com You can use this chart for free and print out your final copy if you so desire.

Reading an Amortization Table?

Description : Reading an Amortization Table?

Last Answer : Amortization tables are used to help customers who have a loan see how the loan is progressing. An amortization table is normally used for mortgages. An amortization table can help you see how ... loan you still need to pay by subtracting your monthly principal payment from last month's balance.

Amortization Schedule?

Description : Amortization Schedule?

Last Answer : When you take out a loan, you may be given an amortization schedule that tells you how long it will take to pay off your loan. This schedule should also tell you how much interest you are paying over the ... find that you couldn't afford as much house or as big of a car as you thought your could.

Where can I get the amortization table?

Description : Where can I get the amortization table?

Last Answer : You may find information regarding which mortgage sites have amortization table calculator at the following websites....www.amortization-calc.com/ or www.bankrate.com/calculators/.../amortization-calculator.aspx

How can I do a mortgage amortization?

Description : How can I do a mortgage amortization?

Last Answer : You can find legitimate information about mortgage amortization at the following websites...cdrates.bankaholic.com/cd-interest-rate-calculator/ or banking.about.com Money Banking / Loans Mortgages

Can I download an app for an Amortization mortgage calculator?

Description : Can I download an app for an Amortization mortgage calculator?

Last Answer : Yes, you can get an app for your iPhone for an amortization mortgage calculator at the following site...iTunes.apple.com/us/app/mortgage-calculator-extra/id396886949?.

How can I use Excel to make an amortization schedule?

Description : How can I use Excel to make an amortization schedule?

Last Answer : A good place to go to find out how to use Excel for loan amortization is www.tumcales.com. The tutorial is by Timothy Mayers. He explains everything and even shows a picture of the excel worksheet and how to do the loan amortization on excel.

How much finance is required to complete the mortgage amortization?

Description : How much finance is required to complete the mortgage amortization?

Last Answer : The amount that is amortized depends on the amount of the down payment and the interest percentage rate. It will vary with those and other factors. A good banker will be able to help calculate the exact figures with you.

What is a car loan amortization?

Description : What is a car loan amortization?

Last Answer : Basically, Car Loan Amortization is the balance of your auto loan. It is the process of following a plan or schedule of your loans for your automobile.

Where can I find about car loan amortization?

Description : Where can I find about car loan amortization?

Last Answer : When a loan payment is made towards a loan, a part of the payment is for the interest and part of it is applied to the principal amount. This process of making equal payments to pay off a loan over its life is loan amortization.

What is an amortization calculator?

Description : What is an amortization calculator?

Last Answer : An amortization calculator helps you to figure out what your mortgage payments will be each month and what would happen if you were to pay over what your monthly payment is. Find more here: http://www.bankrate.com/calculators/mortgages/amortization-calculator.aspx

what is an amortization table used for?

Description : what is an amortization table used for?

Last Answer : A table that details the process of amortization. Amortization is the process of paying off a debt over a period of time in installments. As debts involve interest on top of principal, this can be confusing, and thus an amortization table is used.

What does amortization mean? A. Spreading payments over multiple periods B. Buying a financial instrument in order to sell the same instrument at a higher price in another market C. Issuance approval,by a credit card issuer D. Buying the underlying securities at a specified excercise price E. None of the Above

Description : What does amortization mean? A. Spreading payments over multiple periods B. Buying a financial instrument in order to sell the same instrument at a higher price in another market C. Issuance approval, ... issuer D. Buying the underlying securities at a specified excercise price E. None of the Above

Last Answer : A. Spreading payments over multiple periods Explanation: Amortization is an accounting term that refers to the process of allocating the cost of an intangible asset over a period of time. It also refers to the repayment of loan principal over time.

Amortization' in respect of financial obligation of a company means the (A) Liquidation of financial obligations on instalment basis (B) Commitment of financial obligation on priority (C) Liquidation of all the obsolete equipments of the company (D) Modernisation of the plant equipments

Description : Amortization' in respect of financial obligation of a company means the (A) Liquidation of financial obligations on instalment basis (B) Commitment of financial obligation on priority (C) Liquidation of all the obsolete equipments of the company (D) Modernisation of the plant equipments

Last Answer : Option A

Amortization' in respect of financial obligation of a company means the (A) Liquidation of financial obligations on instalment basis (B) Commitment of financial obligation on priority (C) Liquidation of all the obsolete equipments of the company (D) Modernisation of the plant equipments

Description : Amortization' in respect of financial obligation of a company means the (A) Liquidation of financial obligations on instalment basis (B) Commitment of financial obligation on priority (C) Liquidation of all the obsolete equipments of the company (D) Modernisation of the plant equipments

Last Answer : Option A

A tractor shovel has a purchase price of Rs. 4.7 lacs and could save the organization an amount of rupees one lac per year on operating costs. The salvage value after the amortization period is 10% of the purchase price. The capital recovery period will be (A) 3.7 years (B) 4.23 years (C) 5 years (D) 7.87 years

Description : A tractor shovel has a purchase price of Rs. 4.7 lacs and could save the organization an amount of rupees one lac per year on operating costs. The salvage value after the amortization period is 10% of the purchase price. The ... will be (A) 3.7 years (B) 4.23 years (C) 5 years (D) 7.87 years

Last Answer : (B) 4.23 years

How are sports teams schedules made?

Description : How are sports teams schedules made?

Last Answer : In the NHL, each team plays either four or five games against the other teams in its division (a total of 26 or 29 games in the Western Conference, 28 games in the Eastern Conference) as ... totaling 162 games. Each team plays 24 divisional series, 20 inter-divisional series, 8 inter-league series.

Why do airlines change their flight schedules so often?

Description : Why do airlines change their flight schedules so often?

Last Answer : Bottom line: their bottom line. Whatever they have to do to put more asses in seats. In today’s tough economy, airlines must constantly jockey for customers whose only loyalty is to the carrier with the best schedule/cheapest ticket.

Anyone out there that schedules regular all-nighters, as a productivity tool?

Description : Anyone out there that schedules regular all-nighters, as a productivity tool?

Last Answer : I stay up all night on a regular basis, probably two or three nights a week. Of course I can sleep during the day if I get sleepy. Don’t listen to me; I’m nuts.