When you want to get into investing, you need to be sure that you are getting started out with more safe investments than risky ones. Since investing is so complicated, it can be very easy to make a huge mistake that you will pay dearly for if you just jump into riskier investments. While these investments generally have the higher pay yield, they are also the most dangerous to you. Until you learn a little more about investing, you should probably stick with safe investments. This way, you can learn the ropes safely and effectively. There are a number of safe investments that nearly anyone can make. Generally, safer investments will have a somewhat smaller overall payoff than riskier investments, but this is fine when you just get started. By far, some of the safest investments you can make are in mutual funds through your bank. These mutual funds are a very safe investment, though they are not guaranteed. It's important to remember that the money you place into a mutual fund is not guaranteed to be safe, and it is indeed an investment. However, mutual funds are about as safe as investments can get in these volatile economic times. Of course, there are other safe investments you can make that aren't even involved with the Stock Market or investments like that. The truth is that some of the safest investments you can make are in your own home. Investments in your home will end up adding more value to your home, which can up the resale value. For most people, their home is the only genuine asset that they actually own. Putting money into it that helps to give it more value over time is a smart way to invest your money safely. While investments can be difficult to decide on, the truth is that they really do pay off when you're smart about them. Whether you decide to invest in a mutual fund or invest in a physical asset like your home, you stand to gain quite a bit from making the right investments. In the end, you often get out more than you put in.