Do annuity rates remain steady or are they variable?

Do annuity rates remain steady or are they variable?
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1 Answer

Answer :

This actually depends on the annuity. A "fixed" annuity always gets you the same rate, while the rate of a "variable" annuity is indexed to some other rate, usually the federal prime rate. Rates are variable over the long term. It is possible to lock a steady rate in but it costs more to do so.
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