What must happen when an individual policy or annuity has been delivered by hand to the policy owner?

What must happen when an individual policy or annuity has been delivered by hand to the policy owner?
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In which type of annuity is the individual credited with return that is based on changes in an index?

Description : In which type of annuity is the individual credited with return that is based on changes in an index?

Last Answer : index annuity

A commission or fee paid, when an agent or an individual sells an investment such as mutual funds or annuity is known as _________ A. Redemption fee B. Service Charge C. Regressive tax D. Sales tax

Description : A commission or fee paid, when an agent or an individual sells an investment such as mutual funds or annuity is known as _________ A. Redemption fee B. Service Charge C. Regressive tax D. Sales tax

Last Answer : A. Redemption fee Explanation: A mutual fund redemption fee, also referred to as a -market timing fee , or -short-term trading fee , is a charge by a mutual fund company to discourage investors from ... (i.e. a purchase, typically a transfer, followed by a sale within a short period of time).

The policy regarding engagement of casual workers reviewed by government as per the judgment of Supreme Court delivered on attend personally the due amount to the officials forwarded by service money order to the concerned officials The above action is a. Correct b. Not correct

Description : The policy regarding engagement of casual workers reviewed by government as per the judgment of Supreme Court delivered on attend personally the due amount to the officials forwarded by service money order to the concerned officials The above action is a. Correct b. Not correct

Last Answer : a. Correct

A bailment allows an owner of a personal property to transfer possession of it to another individual for any one of the following purpose; except: a) Sale b) Transportation c) Storage d) Lease

Description : A bailment allows an owner of a personal property to transfer possession of it to another individual for any one of the following purpose; except: a) Sale b) Transportation c) Storage d) Lease

Last Answer : d) Lease

In obtaining a warrant, an investigator must convince the judge on all of the following Points except: a. Evidence of a crime is in existence b. A crime has been committed c. The owner or resident of the place to be searched is likely to have committed The crime d. The evidence is likely to exist at the place to be searched

Description : In obtaining a warrant, an investigator must convince the judge on all of the following Points except: a. Evidence of a crime is in existence b. A crime has been committed c. The owner or ... likely to have committed The crime d. The evidence is likely to exist at the place to be searched

Last Answer : c. The owner or resident of the place to be searched is likely to have committed The crime

As of 4/4/01 I show I invested $45,000 in an annuity at 5.75% - Provident Mutual 2. Do I still have that account. If so- value If not when was it withdrawn and by whom Necia A. Black 40 Lennox Ave,Amherst,NY It would have been 51 High Park Blvd?

Description : As of 4/4/01 I show I invested $45,000 in an annuity at 5.75% - Provident Mutual 2. Do I still have that account. If so- value If not when was it withdrawn and by whom Necia A. Black 40 Lennox Ave,Amherst,NY It would have been 51 High Park Blvd?

Last Answer : This is something that only the finincial institute can answer.

Using ______ARQ, a sending modem must wait for a return ACK for each sent block before sending the next block. (A) discrete (B) efficient (C) continuous (D) delivered

Description : Using ______ARQ, a sending modem must wait for a return ACK for each sent block before sending the next block. (A) discrete (B) efficient (C) continuous (D) delivered

Last Answer : (A) discrete

In the NetBill’s protocol for small payments for services available in the internet. (i) the customer is charged only when the information is delivered (ii)the vendor is guaranteed payment when information is delivered (iii) the customer must have a certified credit card (iv) the customer must have a valid public key a. i, ii b. i, ii, iii c. i, ii, iii, iv d. i, ii, iv

Description : In the NetBill's protocol for small payments for services available in the internet. (i) the customer is charged only when the information is delivered (ii)the vendor is guaranteed payment when information is delivered  (iii) the customer ... , ii b. i, ii, iii c. i, ii, iii, iv d. i, ii, iv 

Last Answer : d. i, ii, iv

What individual is personally trying to influence public policy?

Description : What individual is personally trying to influence public policy?

Last Answer : Need answer

Gallagher market several brands of cigarettes, including Berkeley, Silk Cut and Bensen & Hedges this is an example of which type of branding policy? A)Individual branding B)Overall family branding C)Line family branding D)Brand -extension branding

Description : Gallagher market several brands of cigarettes, including Berkeley, Silk Cut and Bensen & Hedges this is an example of which type of branding policy? A)Individual branding B)Overall family branding C)Line family branding D)Brand -extension branding

Last Answer : A)Individual branding

Persil is the best selling laundry detergent in the UK. When Lever Bros. used the Persil brand name for its washing up liquid it was adopting ------ policy. A)an individual branding B)an overall family branding C)a line family branding D)a brand extension branding

Description : Persil is the best selling laundry detergent in the UK. When Lever Bros. used the Persil brand name for its washing up liquid it was adopting ------ policy. A)an individual branding B)an overall family branding C)a line family branding D)a brand extension branding

Last Answer : D)a brand extension branding

A buyer for Debenhams Department Store orders handbags from a certain supplier because the supplier allows the buyer to maintain the store's policy of thirty-day advance purchase notice. This is an example of __________ influence on the organisational buying decision process. A)environmental B)organisational C)interpersonal D)individual E)demographic

Description : A buyer for Debenhams Department Store orders handbags from a certain supplier because the supplier allows the buyer to maintain the store's policy of thirty-day advance purchase notice. This ... decision process. A)environmental B)organisational C)interpersonal D)individual E)demographic

Last Answer : B)organisational

I'm something that gets used by the owner more than anyone else. You must tie me up before you can use me. What am I? -Riddles

Description : I'm something that gets used by the owner more than anyone else. You must tie me up before you can use me. What am I? -Riddles

Last Answer : A shoe.

What Type of Tax must a Real Property owner pay on their homes?

Description : What Type of Tax must a Real Property owner pay on their homes?

Last Answer : A Landlord must pay property taxes on the Home. In our Area a $80,000 Home is Charged $2000 a year in property taxes. Every where is different but they will be in the same ball park.

Tracy, a waitress at the Riverfront Grill, is angry that a customer complained that his soup was cold due to slow service. Riverfront owner Max Griffin informs her that she must simply focus on service quality as defined by: A)health and safety guidelines. B)restaurant guidelines. C)the customer's perceptions. D)temperature guidelines.

Description : Tracy, a waitress at the Riverfront Grill, is angry that a customer complained that his soup was cold due to slow service. Riverfront owner Max Griffin informs her that she must simply ... health and safety guidelines. B)restaurant guidelines. C)the customer's perceptions. D)temperature guidelines.

Last Answer : C)the customer's perceptions.

For a weak entity set to be meaningful, it must be associated with another entity set in combination with some of their attribute values, is called as : (A) Neighbour Set (B) Strong Entity Set (C) Owner entity set (D) Weak Set

Description : For a weak entity set to be meaningful, it must be associated with another entity set in combination with some of their attribute values, is called as : (A) Neighbour Set (B) Strong Entity Set (C) Owner entity set (D) Weak Set

Last Answer : (C) Owner entity set 

Why is the annuity industry so backwards and difficult to work with?

Description : Why is the annuity industry so backwards and difficult to work with?

Last Answer : Didn’t you ask this question last month? https://www.fluther.com/229331/i-can-buy-my-own-stocks-through-sites-like-e-trade-and/

Take a lump sum, annuity, or pension?

Description : Take a lump sum, annuity, or pension?

Last Answer : I would take the roll over and reinvest it in an IRA so you don't pay taxes or penalty. The 22 a month isn't very much and if you take that, it will be about 6,000 by the time you are 65. If ... may not be alive. If you did leave the money where it is and take it out at 65, is it earning interest?

How can you invest the one time payout to match the yield of the lottery's annual annuity? (See details)

Description : How can you invest the one time payout to match the yield of the lottery's annual annuity? (See details)

Last Answer : answer:Assuming the lump sum is 77.4 million dollars, and you want to eventually get to 153 million (within the 30 years it would've taken to get the whole amount from them).... just invest ... read up a bit on the stock market and invest there and probably rather quickly make up that difference.

My parents opened an annuity trust with a company called Old Mutual, have you heard of them?

Description : My parents opened an annuity trust with a company called Old Mutual, have you heard of them?

Last Answer : I googled the name and came up with about 2 million results. Old Mutul Funds, Old Mutual Insurance, etc. You may want to have the complete name and look it up.

What is a monthly annuity?

Description : In one competition, the monthly rent is CZK 5,000 for one year, what does this mean?

Last Answer : this means that if you win they will send you 5000 CZK every month for 1 year

What annuity can individuals choose to invest purchase payments from a range of investment options which are typically mutual funds?

Description : What annuity can individuals choose to invest purchase payments from a range of investment options which are typically mutual funds?

Last Answer : variable annuity

Fixed Annuity Calculator?

Description : Fixed Annuity Calculator?

Last Answer : Fixed Annuity CalculatorA Fixed Annuity can provide a very secure, tax-deferredinvestment. It can provide a guaranteed minimum interest rate, withno taxes due on any earnings until they are withdrawn ... this calculator to help you determine how a FixedAnnuity might fit into your retirement plan.

Immediate Annuity Calculator?

Description : Immediate Annuity Calculator?

Last Answer : Immediate Annuity CalculatorAn immediate annuity is a product sold by insurance companiesthat is designed to provide you with an income stream for life. Theincome, by definition, is designed to ... . This calculator is designed to help you estimate yourmonthly payments from an immediate annuity.

Variable Annuity Calculator?

Description : Variable Annuity Calculator?

Last Answer : Variable Annuity CalculatorContributing to a Variable Annuity creates long termtax-deferred growth. Use this calculator to see how a VariableAnnuity might fit into your retirement plan.

Advantages and Disadvantages of a Fixed Annuity?

Description : Advantages and Disadvantages of a Fixed Annuity?

Last Answer : Fixed annuities offer a low risk investment option with a very reliable and steady income. Unfortunately, when dealing with investments, low risk typically means a lower rate of return, which ... inflation protection. Annuities are designed to provide income starting at the time of retirement and co

What is an annuity payout?

Description : What is an annuity payout?

Last Answer : An annuity payout is cash recieved from an annuity that you build through investment. There are several types of annuity payouts, such as the Life option, which pays retirement based on your life expectancy, ... on your fixed annuity payment that you recieve if you wish to have all your money now.,

What is the largest annuity payout possible?

Description : What is the largest annuity payout possible?

Last Answer : Annuities with the Highest Immediate Annuity Payouts and the Highest Annuity Interest Rates available. Immediate Annuities, Fixed Deferred Annuities www.jdsannuities.com/ The largest annuity payout possible ... . You must get really lucky and you should understand investments comes with risk.

How does a cash annuity settlement work?

Description : How does a cash annuity settlement work?

Last Answer : A cash annuity is usually work by the person receiving the annuity is getting a montly fund which can pre-taxed or you will have to take the taxes out every year. Many people do not like the monthly so they try to sell it order to get a lump sum.

Who would benefit from a fixed annuity?

Description : Who would benefit from a fixed annuity?

Last Answer : Fixed annuities have a guaranteed interest rate for a set time period. So, if interest rates go up and you are locked into a rate you are the loser. But the reverse can also work, if rates ... So, either the person or financial group could be the loser depending upon what happens to interest rates.

What are some important things to know regarding annuity payments?

Description : What are some important things to know regarding annuity payments?

Last Answer : Important things to know are how much you are being charged and the amount you can expect. Also, you may want to know how long the payments will last and if they are taxable.

Do annuity rates remain steady or are they variable?

Description : Do annuity rates remain steady or are they variable?

Last Answer : This actually depends on the annuity. A "fixed" annuity always gets you the same rate, while the rate of a "variable" annuity is indexed to some other rate, usually the federal prime rate. Rates are variable over the long term. It is possible to lock a steady rate in but it costs more to do so.

How is a defined benefit retirement plan different from an annuity plan?

Description : How is a defined benefit retirement plan different from an annuity plan?

Last Answer : A defined benefit plan is one that your employer pays for over the period of time you are employed with them. An annuity plan is a program that you invest in for your retirement. Both are payable ... of your retirement. Defined plan is a fixed amount. Annuity depends on the terms of your contract.

I have a retirement annuity that I cant touch for 12 more years. how do I get cash from it now?

Description : I have a retirement annuity that I cant touch for 12 more years. how do I get cash from it now?

Last Answer : I think you can sell it to someone else for current value and tranfer it to them.

What is structured annuity?

Description : What is structured annuity?

Last Answer : A structured settlement annuity is an agreement where an insurance company will pay an individual the predetermined amount of money over a finite period of time.

What is an annuity settlement?

Description : What is an annuity settlement?

Last Answer : An annuity settlement is a payment to an individual for a settlement, typically from an insurance claim. It's basically any type of settlement for legal suit or other such cases.

What are the current rates for Fixed Annuity in Omaha, NE?

Description : What are the current rates for Fixed Annuity in Omaha, NE?

Last Answer : fixed annuity rates effective from 4-15-09 can be found at http://www.rasberryagency.com/images/MofORates.pdf

My husband wants to cash in an annuity he has had since 1990,He will be 60 in May. The annuity is with Prudential. We lived in New Jersey at the time, now we live in Virginia. Do both states get a % tax, or just Virginia The annuity is under $12,000.00?

Description : My husband wants to cash in an annuity he has had since 1990,He will be 60 in May. The annuity is with Prudential. We lived in New Jersey at the time, now we live in Virginia. Do both states get a % tax, or just Virginia The annuity is under $12,000.00?

Last Answer : You would actually get the tax in New Jersey since that is where the annuity is from. You'll have to report it as income on your state taxes, and then Virginia may also tax you.

I would like know how I can get money out of my annuity?

Description : I would like know how I can get money out of my annuity?

Last Answer : Ther is probably a penalty involved, but most annuities will allow you to draw 10-15% for emergency without penalty. You should ask your provider about this.

will the current problems at the stock market, affect our annuity payments?

Description : will the current problems at the stock market, affect our annuity payments?

Last Answer : No, you annuity payment should have been fixed up front.

How do I set up a guaranteed income annuity?

Description : How do I set up a guaranteed income annuity?

Last Answer : A guaranteed income annuity can be set up at various banks including but not limited to Kiplinger, Wells Fargo, Jane Bryant, and Liberty. Local banks might also offer the same service.

Where could I get an annuity calculator?

Description : Where could I get an annuity calculator?

Last Answer : There is a simple but accurate online annuity calculator at http://www.bankrate.com/calculators/investing/annuity-calculator.aspx. Just enter your information into the form, and the website will take care of all the calculations for you.

What is the best place to find annuity rates?

Description : What is the best place to find annuity rates?

Last Answer : Annuity rates are often listed on a businesses' main website, depending on who you want of find annuity information for. Pull up the website for the business in question, and navigate to their "annuity" page.

Use A Pension Annuity Calculator With Each New Promotion?

Description : Use A Pension Annuity Calculator With Each New Promotion?

Last Answer : It is a very good idea to use a pension annuity calculator when you first get a job, as it can show you how much money you will have saved toward retirement and your pension. However, you should ... of how much money you are going to have when you retire, you need to use the calculator repeatedly.

Annuity?

Description : Annuity?

Last Answer : form_title=Set Up An Annunity form_header=An annuity can serve as an additional source of income during retirement. What age are you now?=_ How much can you invest now?=_ What other types of retirement income do you have?=_

What is a variable annuity prospectus?

Description : What is a variable annuity prospectus?

Last Answer : Variable annuity prospectus is a type of loan that stays at a fixed rate depending upon the loaner. It can be a good thing to have and search about if you need help budgeting.

How do I sign up for Vanguard variable annuity?

Description : How do I sign up for Vanguard variable annuity?

Last Answer : Now a days its very hard to find a retirement plan that offers you all the confers that a retirement plan once did and Vanguard is turning in to a popular option for people. You can sign up for an account via internet or get in touch with a Representative.

Is every insurance company a fixed annuity company?

Description : Is every insurance company a fixed annuity company?

Last Answer : No, variable annuities for insurance do exist although they are rarer. The companies then invest the money in stocks so just be aware of that. Best of luck with your annuity search.

Where online can one find the most reliable information about variable annuity ira?

Description : Where online can one find the most reliable information about variable annuity ira?

Last Answer : Variable annuities are tax deferred investment accounts similar to mutual funds. Variable annuity IRAs use money in your IRA account to fund the principal for the investment, ... annuity IRAs through FINRA. http://www.finra.org/Investors/ProtectYourself/InvestorAlerts/AnnuitiesAndInsurance/p005976

what is the definition of annuity variable?

Description : what is the definition of annuity variable?

Last Answer : A variable annuity is an annuity that has gains or losses that are based on how well investment funds chosen by the owner of the contract do. This is different from a fixed annuity in that a fixed annuity pays a fixed amount on a regular schedule no matter how the economy is doing.