Everyone needs some form of auto insurance in order to be ableto legally operate their vehicle. And for most people, that expenseis one they'd rather lower, but the problem is they don't know how.There are actually many different things you can do to lower yourauto insurance premium. Here are some secrets that can help you thenext time you shop for a Texas car insurance quote.First off, realize that the kind of car you drive does play arole in your insurance rate. You're going to pay a higher premiumfor a newer car, and you'll also need to pay more for sports carsand luxury cars. Extremely high end luxury cars can incursignificant premiums because many of those models can only beworked on at certain shops which have special tools and equipment.So if you're shopping for a new car you may wa