Although Lloyds TSB Bank Plc was technically founded in 1995, the history of this important British clearing bank dates all the way back to 1765. Over the years, the bank has grown to become one of the most important lending institutions in the United Kingdom. More recently, a number of well-publicized controversies and surge in customer complaints has begun to color Lloyds TSB Bank in a much more negative light.A Brief History Lloyds TSB BankWhen the original Lloyds Bank opened in Birmingham in 1765, it started a private bank belonging to the highly influential Taylors and Lloyds families. By the middle of the 19th century, the bank had become a public company, and the financial institution was traded under the name Lloyds Bank Limited throughout the majority of the 20th Century. In 1995,