Investment is any asset that is purchased today with the intention that its value will increase in the future or it will generate income for the investor in the future. Alternatively, it is also used to refer to any means that is aimed towards creating wealth for the long term. Investments, in general include buying stocks, bonds, securities, mutual funds, any residential or commercial property (either for future resale or rental income) among other things.Any individual should invest his/her money in safe investment objects and steer clear of speculative investments which are high risk and are suitable only for short term financial goals.Here is a list of reasons why an individual should invest:Investments allow for growth of wealth by using the existing financial resourcesIncome can be increased through the right investment vehiclesAfter retirement, in addition to savings, returns from an investment made in the past can help manage the daily expenses. For e.g- term deposits like fixed deposits provide steady earnings at minimal (or no) risk. Nowadays Bajaj Finance is best investment company which provide high rate of interest on their Fixed Deposit investment plans.Investments provide returns and these returns can help fill in the gaps where savings are not enough.