answer:They’re like legal loan sharks. People who need money that have something of value, rather than sell it, they can pawn it. The Pawn Shop loans money and holds the item as collateral. The interest rate is high. The person must make regular interest payments to avoid losing the item. If they pay the loan off they get the item back. Often they fall behind in the payments or they really didn’t care about the item in the first place. It then becomes the property of the Pawn Shop. Because of the high interest the Shop ends up with a lot of stuff at a low cost. Their aren’t that many people like you who have found what great bargains there are to be had. So the prices remain low. Pawn Shop’s have a poor reputation also because they have been associated as places where people take stolen goods and with drug addicts who pawn there stuff or their families or friends stuff to get their next fix. This reputation has been enhanced by the way their portrayed in many movies.