How do I start being a responsible grownup with my finances?

1 Answer

Answer :

Okay, baby steps. incidentally, I have BOA too and they’re okay by me, when compared to my previous banks My initial advice to you would be to try to eliminate all credit cards in your life and work with 1 checking account and 1 debit card. You should also get a grasp on your credit history and credit score – if you go to https://www.annualcreditreport.com/cra/index.jsp you will not have to pay for it (no hidden fees, either) Second thing, set up a savings account (not through your bank) – through ING, for example – where you put about $500—$1000 initially and don’t touch it, keep adding to it…it has a good return yield.

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