What happens if your stolen artwork gets returned after long period of time?

1 Answer

Answer :

I believe the Insurance company owns the paintings, or the person who received payment has to pay it back.

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Description : My iPhone was stolen and my insurance has not yet provided a voucher number. How do I procede with this?

Last Answer : All cell phones can be traced. Get your cell phone provider to track its location. This should had been the first thing to do as well as talking to the security at the store for video of the theft ... would be suspicious as to who was telling you to purchase a new one and then yours is lost? hmmmm

Description : When a person gets a DUI, how does it affect their car insurance and for how long?

Last Answer : It depends on the laws where your license is issued. It also depends on whether it’s a first offense or a repeat. The best way to be sure is to go to the Motor Vehicle agency website for where your license is from.

Description : Where can I get cheap home renters insurance , In Canada, for a short period of time?

Last Answer : From what little I know about insurance, it may cost you a lot more than $20 for a week if they would even write a one week policy (the paperwork for the policy and office are the ... should include the insurance and licensing fees which in the USA is hundreds if not thousands of dollars.

Description : With the Affordable Healthcare Act, what happens if there is a gap in my coverage?

Last Answer : answer:Can you (or his HR people) contact the Insurance Agent for his company to get a copy of the forms? Or can they send them to you in PDF format? Your situation is not likely to be ... ACA, but Consumer Reports has a site to help with some of the questions: http://www.healthlawhelper.org/

Description : What happens with the increased insurance premiums collected when there are no major catastrophes?

Last Answer : More profit to the insurance companies.

Description : What happens when you're the defendant in a civil suit over a car accident?

Last Answer : answer:In short, the other person must sue you before insurance will pay. My mother had to sue my stepfather when he totalled her car in a single-vehicle accident. He didn't have to pay a penny ... the deductible)) but he had to be named as the defendant before the insurance would accept the claim.

Description : My 16 yr old got a speeding ticket. What happens now?

Last Answer : get her using the cruise control when she's on the highway. Also, explain to her in detail, how speeding doesn't really save her any time, and that she should just be a patient driver. Consider ... I had my first ticket. Speeding doesn't save you enough time to justify doing it, plain and simple.

Description : Select the word which best expresses the MEANING of the word in BOLD. The person who returned the stolen necklace to the police showed a great deal of probity. (a) Expanse (b) Determination (c) Virtue (d) Proclivity

Last Answer : (c) Virtue

Description : How long does it take for car insurance costs to go down after recieving a DUI?

Last Answer : Have you called your car insurance to ask them?

Description : How long do you carry full coverage insurance on your vehicle?

Last Answer : I drop Comp and Collision after about 6–8 years or when the value of the car is such that it probably wouldn’t be worth repairing if it was damaged. Liability of course, you keep forever.

Description : Do you think it is best to have additional disability insurance or long term care insurance?

Last Answer : answer:You're still too young to worry about long term care insurance. Get the extra disability and revisit this in ten or fifteen years. Disabilities are more likely to allow you to remain home. Disabilities ... So bottom line, I'd lean towards more disability and hold off on the ltc for a while.

Description : Why would a health insurance company not want to pay for something that will save them money in the long run, even if they have to pay in the short run (for example weight loss surgery)?

Last Answer : answer:We’re asking why anything insurance companies do makes sense? They’re a company that profits off taking money from people that can’t afford it, and telling those same people they don’t deserve to be treated for their illnesses. They are, indeed, the scum of the universe.

Description : How long do you have to file with workman's comp?

Last Answer : You have no choice but to talk to the employer who told you to let them know if you had to see a doctor. HOWEVER, that's why people who are familiar with Workman's Comp know to go to the doctor AS ... documented that I was in pain at the time of the injury. If that's the case, you might be OK.

Description : Does Home Insurance cover the expense of living after home damage due to Flood?

Last Answer : answer:Regular home insurance does not cover flood from the outside at all. If you flood from your plumbing that is usually covered. If you have water damage from the wind breaking ... refer to flood insurance they specifically are talking about flooding from the outside unless otherwise specified.

Description : How should I proceed after getting in an accident?

Last Answer : answer:My guess is he doesn’t have insurance. He’s trying to avoid getting in trouble with the law. However, it sounds like the damage is relatively minor. Maybe you could find replacement bumper at salvage, or on the internet somewhere.

Description : Did Hobby Lobby provide for IUD's, the "morning after" pill, etc. before the ACA went into effect?

Last Answer : Yes, but they stopped in 2012 when they filed the lawsuit. I can’t find where I originally read it, but here’s one source from googling: http://www.politifact.com/punditfact/statements/2014/jul/01/sally-kohn/did-hobby-lobby-once-provide-birth-control-coverag/

Description : What do I do if I am unable to do my job after a car accident?

Last Answer : What country do you live in? Different governments have different rules on how this type of situation is to be handled.

Description : Can an insurance company cancel your policy or raise your rates after a roof claim?

Last Answer : answer:I had wind damage from a tornado and Nationwide replaced my roof and my rates stayed the same. You should not have this problem of your rates being raised, just because of a claim that was created by an act of God. Read your policy.

Description : What action do I take after falling at work?

Last Answer : Have you filled out an accident report at work for your supervisor’s records yet? That is the first thing you really have to do no matter how small you think the injury is. That important paperwork is what keeps you in the running if this gets big later.Of course be sure you keep your copy.

Description : Will adults with disabilities be able to keep their parents insurance for life or after twenty six?

Last Answer : It will not matter. Under the new Health plan you can not be turned down due to a preexsisting condition. Thanks Mr. President

Description : After losing my job, do I continue coverage with COBRA or go with an individual plan?

Last Answer : Before you change, check to make sure the new insurance will cover the preexisting condition. If it does, I would go with the cheaper option.

Description : If I have CHIP or Medicaid that covers the three days that I was in the hospital, should it cover my tubal ligation as well even if this will be 6 weeks after giving birth?

Last Answer : Which state are you in?

Description : How can we develop a software that would only work if its in the hand of its original user, using the finger print technology, so that if it gets stolen or if anyone else tries to use it, they would not be able to do so?

Last Answer : If you have to ask…

Description : What can you do if your iphone gets stolen?

Last Answer : well if you have an old iphone ( the new iphone 3g comes out in july) you have to go to att and get it deactivated but if you are getting the 3g they have a new feature where they can remotely wipe it clean of all information. and if you have a warranty on it they should replace it.

Description : What kind of security devices are available to protect my data in case my laptop gets stolen?

Last Answer : You can get a lock with figerprint recognition software,that will only allow you to use your computer.

Description : What's the best way to obtain insurance for a first-time car buyer?

Last Answer : Have her get quotes from AAA, State Farm, and Geico. All will give you free quotes. Has your daughter been on anyone else's (yours) insurance? That insurance will happily give her a rate based on moving ... on my policy so she could give it to the agent, even though she was coming off my policy.

Description : Doesn't this prove that Obamacare is hurting workers, getting more moved to part time.

Last Answer : Anyone who asks a question with a negative – as in “Doesn’t this prove….” has already closed their mind to reasonable answers.

Description : How do I get an accident off of my record (besides the passage of time)

Last Answer : answer:Unless you are under the age of 18 (which judging by the law school thing I'm guessing your not), they will never go off your record. BUT, most car insurers no longer count them against you ... insurer may cover most of that bill, you'll make up for it and then some by your increased rates.

Description : Which car insurance is best for a first time driver?

Last Answer : My fiancé made the mistake of not shopping around before choosing his insurance. He went right to Progressive Insurance and believed them when they assured him they have the cheapest policies available ... try and take extra driving courses and classes. It will often help lower your insurance cost.

Description : So we have decided that it is time to get Health and Dental insurance for the people that work at my small business.

Last Answer : answer:The NCQA independently rates and accredits health plans. You should be able to compare health plans available in Oregon with their report card feature. http://hprc.ncqa.org/ You're probably ... 't know whether their commission comes from you or from the health plans they represent, though.

Description : Isn't it about time we forever end Insurance Company discrimination practices?

Last Answer : answer:If we did that, then everyone in the lower-risk groups would pay considerably higher premiums, and those in the higher-risk groups would pay much lower premiums. That would have ... I disagree that the actuarial tables are meaningless. They are constantly updated to reflect current trends.

Description : Do you have pet insurance?

Last Answer : What company is doing pet insurance?

Description : How to sell "security" technologies to banks, insurance companies or FinTechs (tips and tricks)?

Last Answer : Is the methodology to reach out to decision makers and interview/survey them? or simply glean insights from experienced insiders with knowledge of this process? Those seem like excellent questions, and ... on that to look for patterns such as seasonality or correlations with data breaches etc.?

Description : Would the following description given in "Without a Hitch" by Andrew Price be realistic?

Last Answer : Bogus Sure, they make a cursory effort to collect the debts, but they give up quickly and write them off their taxes. To cover their losses, they buy insurance. Since they have insurance, they won't ... the theft. They can't write off the loss and get insurance payments, that would be fraud !

Description : Is it insurance fraud to have insurance but choose to self pay for medical services?

Last Answer : That’s a stupid computer system. You are not required to use insurance if you don’t want to. If you want to pay cash, that’s your choice, not theirs.

Description : Find old insurance policy information?

Last Answer : Good luck. You might find evidence of this in corporate records, if they still exist. But no insurance company would pay out on the basis of that sort of evidence. If it's flood insurace - that's ... (fire, theft, etc.) is likely long lost, since the policies would have expired 50 years ago.

Description : Can a life insurance company deny payment to someone who has chosen NOT to get the Covid vaccination?

Last Answer : Suicide is defined by intent. If you kill yourself by accident (reckless driving, extreme sports, accidental overdose, etc.), life insurance would likely pay out to your beneficiaries. If there is evidence ... not their intended outcome - so, no. (All this courtesy of my law school graduate wife)

Description : Is AAA accident insurance a good idea?

Last Answer : Here’s a good source of car insurance reviews .

Description : How do you approach bosses to let them know they’re wrong?

Last Answer : I agree. You probably can't have both an HSA and an FSA If you qualify for an HSA, you cannot elect to set up both an HSA and an FSA, unless the FSA is a limited purpose FSA ... , using a limited purpose FSA for expected vision and dental expenses could be a smart choice. Nerdwallet dot com

Description : If you had a chance to shame Congress into doing the right thing, what right thing would you choose?

Last Answer : This has got to be one of fluther's best ever questions. I am a strong believer that schools need more than just some safety bill to improve. I believe they need total restructuring; physically and ... will save that for my address to Congress. I don't need a celebrity to present for me.

Description : What do you think about my following speech about health care (in other words, details if you click)?

Last Answer : Probably accurate, but completely naive. In the US at least, big business controls all parts of health care and drug manufacturing, and they are not going to want to lose their hold on their parts ... public utilities. So, @luigirovatti - what you wrote is a dream, but it will never become reality,

Description : What is the purpose of a doctor referral?

Last Answer : They have data that says that if your primary physician is maintained as a gatekeeper, it cuts down on utilization. Less utilization, more money for the third party payer.

Description : How should we go about fixing the scratch on our car?

Last Answer : Insurance will have a deductible that it may be under. I would take it back to the dealer and see what they suggest. They may fix it for not too much or tell you what you can do.

Description : Is it against the law to ask a repairman to charge you extra so to be covered by renters or landowners inurance?

Last Answer : It isn’t the deductible, and it is called fraud.

Description : Why does this guy want a bill of sale on this salvage vehicle?

Last Answer : So there is a way to trace the car to prove it wasn’t stolen. The guy is really trying to protect himself and I would too. I would assume it’s the same with showing insurance.

Description : Does health insurance cover aides coming to your house?

Last Answer : No, not normal insurance. Health aides are covered for a period of time (change dressing, take BP, administer medicines). Housework like cleaning, cooking, etc. – is not covered by normal health insurance. You can get supplemental (Aflac and such) that will cover other services, but that’s extra.

Description : Should I feel bad? (details inside)

Last Answer : No. It sounds like your friend has far more issues to deal with besides his irrational fear of “socialism” and his desire to feed corporate power.

Description : Do motorized wheelchairs need insurance and do the users need a drivers licence where you live?

Last Answer : NO, they're not treated like automobiles more like bicycles so no insurance, no drivers license & no tags. They are also not supposed to be used in the roadway but are supposed to be used on the ... moments. Don't think I've heard of anybody here being run over by an electric wheelchair either!!!

Description : How do senior citizens on fixed incomes afford dental services?

Last Answer : Dental schools sometimes have free discounted dental work with the students. So that the students can practice with a real person. It might even be free. Go ask.

Description : Should my friend hire an attorney?

Last Answer : I was involved in a very serious accident some years ago and was being sued. The car was a business car and the lawyer who represented me was selected and paid for by the insurance company that insured ... to so they have a vested interest in your interests as well. At least that was my experience.