Description : If our house was destroyed, would we have to build a new house on our current lot, or could we build it somewhere else?
Last Answer : I don’t know but would be interested to find out and so am going to follow the question.
Description : How long does it take for car insurance costs to go down after recieving a DUI?
Last Answer : Have you called your car insurance to ask them?
Description : I was in a no fault fender bender yesterday in which the car behind me hit me as I avoided another car. I was skidding on ice and was sliding down the road perpendicular to the lanes. Will my insurance go up?
Last Answer : no.. (i think not) well.. it depends on what the inspector sent by the insurance company thinks about it.
Description : How do you think the devastation from Sandy will affect our willingness to insure shore homes?
Last Answer : answer:Should we encourage people to rebuild in places where storms can come along like this and wipe them all out? Like New Orleans?
Description : With our crazy 'socialist' health care system, how come England is healthier that the USA?
Last Answer : I like my personal healthcare system the best. I pay for my own medical care and expect nobody else to contribute a dime. I like supporting myself and my family, am just funny that way. I'm an ... really a not let some strangers make your healthcare decisions for you type of effect, not a placebo.
Description : What's the best way to obtain insurance for a first-time car buyer?
Last Answer : Have her get quotes from AAA, State Farm, and Geico. All will give you free quotes. Has your daughter been on anyone else's (yours) insurance? That insurance will happily give her a rate based on moving ... on my policy so she could give it to the agent, even though she was coming off my policy.
Description : How do I sell my first car?
Last Answer : It's not too hard but it's not like selling a bicycle. You'll need the title and once you are paid you will have to sign it over to the new owner. If you have it it's easy if not here ... sure it is done. Also don't forget to take your license plate off, cancel your insurance and remove your stuff.
Description : How many car accidents (wrecks) have you been in?
Last Answer : Only one, and a French gypsy told me I would never be in another accident. Thus, I have no fear of flying.
Description : Mandatory health insurance, car insurance... Why not mandatory life, home, renter insurance too?
Last Answer : In many cases home insurance is mandatory or they will not let you buy the home.
Description : Can I own a car without a licence or insurance if I don't plan to drive it?
Last Answer : I don’t know the laws in Canada but in the US (California anyway) you would have to file an affidavit stating that the car was non operative. You can get XM on a handheld device and if you want to spend money on a nice chair you can
Description : What was the answer for this bizarre extra credit question, involving car insurance?
Last Answer : Car insurance goes by the car, not by the person. So the car owner’s insurance would cover if the damage is considered a covered event by the insurance company.
Description : When a person gets a DUI, how does it affect their car insurance and for how long?
Last Answer : It depends on the laws where your license is issued. It also depends on whether it’s a first offense or a repeat. The best way to be sure is to go to the Motor Vehicle agency website for where your license is from.
Description : Car Insurance Question: Would a policy cover this damage?
Last Answer : If the other driver is insured, his/her liability insurance would cover some of it up to his coverage limits. If they're uninsured it would come back to your insurance. In that case you'd have ... policy and what are the dollar limits. You could be covered or screwed, depending on what's covered.
Description : Would I be at fault if I hit a guy on a bike with my car?
Last Answer : answer:If you were turning left you have to yield to all straight through traffic. An easy way to judge this is if it had been a car, would I have had the right of way? Bicycles are ... width to have cars pass safely without crossing the center of the road. Be careful and watch for bicycles!
Description : Question about selling my car (details inside).
Last Answer : I’m Polish so I can’t help you with this, but why not ask the DMV and get a straight answer from the source… instead of asking (pardon the epithet) ‘random strangers on teh interwebs’? Cheers!
Description : What do I do if I am unable to do my job after a car accident?
Last Answer : What country do you live in? Different governments have different rules on how this type of situation is to be handled.
Description : If you collide with someone while your car is parking itself who is responsible?
Last Answer : You are. And chances are the manufacturers AGB already excluded any liability for damages resulting from the use of the device, so the probability of a successful lawsuit are slim at best.
Description : Boring question #38: Your self-parking car causes and accident, who takes the blame?
Last Answer : answer:You just know this is going to happen eventually. Who takes the blame? Nobody. Who gets sued? That's easy. The party with the deepest pockets. Who benefits? The lawyers, obviously. I'll ... the papers, casework and research, like vultures on a desert rock, waiting for the inevitable slip-up.
Description : Can you put an adult child on your car insurance policy, even if the title to the car is in their name?
Last Answer : KatawaGrey has her own car, in her name, but my policy covers us both. We have Progressive and we live in CT. Does that help?
Description : How to loan someone a car with car insurance?
Last Answer : Your auto insurance should cover having other people drive your car.
Description : What do I actually do when I sell my car?
Last Answer : Yes, just sign the title over to him and hand him the keys along with a bill of sale just to cover your butt…that is what I did when I sold my car.
Description : How to get a fair trade value of my car during Total Loss process?
Last Answer : answer:Find your policy and read it carefully. This should be covered somewhere in the fine print. I can’t give you a more difinitive answer as there are too many variables from policy to policy to make a decent estimate. The insurance will probably give you Kelly Blue Book value.
Description : Can anone help me as to how can I get insurance renewed for my two year old car without paying too much for insurance?
Last Answer : You could go online and do some comparison shopping between direct companies, but unless you either raise your deductible, lower your liability limits or drop comp and collision (not a good idea ... similar premium. Talking to a good insurance agent about your specifics is probably the best idea.
Description : Can you get (cheaper) car insurance for a rental car? I.E. Not from the rental company?
Last Answer : If you own a car, ask your insurance company if your insurance covers rentals.
Description : What happens when you're the defendant in a civil suit over a car accident?
Last Answer : answer:In short, the other person must sue you before insurance will pay. My mother had to sue my stepfather when he totalled her car in a single-vehicle accident. He didn't have to pay a penny ... the deductible)) but he had to be named as the defendant before the insurance would accept the claim.
Description : I was rear ended by a car yesterday and the guy doesn't have insurance. What are my options?
Last Answer : Are there charges from the car in front of you that you hit? Can you just give the guy the estimate from the repair company and let him pay for it like he told you to? If it wasn't your fault, I ... your insurance company will make you pay for it even if the other guy doesn't. Right? I don't know.
Description : Which car insurance is best for a first time driver?
Last Answer : My fiancé made the mistake of not shopping around before choosing his insurance. He went right to Progressive Insurance and believed them when they assured him they have the cheapest policies available ... try and take extra driving courses and classes. It will often help lower your insurance cost.
Description : Car insurance question?
Last Answer : was the truck parked in your driveway or on the street?
Description : Car accident liability? Help!
Last Answer : I found this Excerpt: In some situations both you and the car behind you will be stopped when a third car runs into the car behind you which pushes into the rear of your car. In that case it is the ... liability insurance you would file a claim. Sorry,tf. That is a bummer. I hope you weren't hurt.
Last Answer : Look around for another company. See what you would be charged. Most insurance companies give a safe-driver discount, and when you have a claim, the discount is removed, therefore higher payments.
Description : If I am insured for car A and buy car B is car B covered?
Last Answer : Not even a little bit. You need to transfer your insurance to the new car. Most insurance companies will let you do this online.
Description : Should I buy collision insurance for my older car?
Last Answer : Depends. The insurance you need to have is liability and damage to another vehicle so that if you injure someone, or damage someone's car in an accident, you have some coverage. Collision insurance for an old car ... tends to go up. If the car is worth less than $4000, it's probably not worth it.
Description : Should I buy comprehensive insurance for my used car?
Last Answer : answer:If it is the classic in your picture- yeah, probably. Comprehensive covers things other than crashes with other cars (e.g. a flood ruins your car). It's just about risk vs. benefit I suppose. You might ... it or vice versa. However, you asked this in 2006 and I assume you're all set by now :)
Description : Who should I use for car insurance in California?
Last Answer : If you can become a member of USAA (by have a parent or grandparent in the militray--I didn't realize I was eligable for years), they are by FAR the best. Amazing service, absurb prices.
Description : What kind of insurance should I buy from a rental car company?
Last Answer : It depends on how much liability you want to leave with your personal insurance company. this decision is completely in your court... many people buy everything to have no risk whatsoever.. other people take their chances and don't take anything... or take partial coverage, etc
Description : Whats the best car insurance?
Last Answer : I just realized this question was asked recently...
Description : What's the best car insurance in the San Francisco Bay Area?
Last Answer : AMICA is amazing.
Description : How much do you pay for car insurance?
Last Answer : answer:26 bay area male 2— acura integra 2 points currently, I have a very heavy right foot. Doesn’t help both cars are sports cars 120 on liability was 60 before the points
Description : Buying driver's insurance if I don't own a car?
Last Answer : Automobile insurance insures the car. You cannot purchase it without owning a car. Your friends’ policies in all likelihood cover other drivers. If you are not sure, ask.
Description : Advice for car accident claim?
Last Answer : answer:usually the only way you can get a new car out of an accident is if the car is considered totaled . If the car doesn't run because of the accident and the estimated repairs equal a high ... dealer, then you could get money from that company to pay the difference in what you owe on the car.
Description : Do you think healthcare and prescription meds in USA are still unaffordable for most people? How do we fix it?
Last Answer : answer:The only way it gets fixed' is by legislation and price controls, and that will never happen. The problem with price controls is that it takes any incentive away from the ... and unplanned for consequences which sometimes work perversely to kill the principle they are trying to save.
Description : Could we have a minimum wage for middle class non-business owners?
Last Answer : Not likely. There is no uniform accepted definition as to to where the line is, and there’s certainly disagreement among the people involved. And are you stipulating that the workers of business owners be exempted? If so, who’s left?
Description : Will we have mandatory driving scores like credit scores? (Details Inside)
Last Answer : answer:That may fly in Canada, but the Fourth Amendment issues involved make it unlikely in the US, at least not without a years-long legal battle. If they want that information ... all cars built since 1996. It got canned because it contained similar information tracking/transmission abilities.
Description : Isn't it sort of like telling a lie when we use the word free in this context?
Last Answer : Of course it’s a lie. Nothing in the health care industry is free. The pills will cost us all money. Over time which cost more? The pills? Thousands of kids in the foster care system?
Description : Should we use whole life as an investment vehicle or use term and invest the rest?
Last Answer : Generally, whole life appreciates more slowly than securities, but as we have seen recently, your time horizon is very important. If you are still relatively young, invest in a nice diversified portfolio of indexed mutual funds, and change the portfolio balance as you age.
Description : So we have decided that it is time to get Health and Dental insurance for the people that work at my small business.
Last Answer : answer:The NCQA independently rates and accredits health plans. You should be able to compare health plans available in Oregon with their report card feature. http://hprc.ncqa.org/ You're probably ... 't know whether their commission comes from you or from the health plans they represent, though.
Description : My baby wont qualify for madicare, medicaid, chip..... what other insurance can i try, for emergencies like the one we had today?
Last Answer : Some states, for example, Florida have programs to insure uninsured children. Go to the state Web site and research it or if you want some help, PM what state you live in.
Description : Isn't it about time we forever end Insurance Company discrimination practices?
Last Answer : answer:If we did that, then everyone in the lower-risk groups would pay considerably higher premiums, and those in the higher-risk groups would pay much lower premiums. That would have ... I disagree that the actuarial tables are meaningless. They are constantly updated to reflect current trends.
Description : What would be a good quote to go on an insurance company's website?
Last Answer : answer:The last insurance quote I got was $6,000 for my mother’s 12 year old car after she literally ran into a brick wall. That was a good quote. Sorry, couldn’t resist. Nobody was hurt, thank goodness.
Description : Where can people without insurance go to get prescriptions filled cheaply?
Last Answer : In our town Costco has the lowest prices. Walmart has a $4 program for many drugs. For people who use prescriptions long term they can go directly to the drug company and get free or reduced rate ... I didn't know all that. It was hell getting that information when my son was without insurance.