answer:Unless you are under the age of 18 (which judging by the law school thing I’m guessing your not), they will never go “off” your record. BUT, most car insurers no longer count them against you after 5–7 years, and also will give you lower rates if your last accident was a while ago. In the future, I would suggest not reporting things like a scratch on your wheel. Though the insurer may cover most of that bill, you’ll make up for it and then some by your increased rates.