Description : Boring question #38: Your self-parking car causes and accident, who takes the blame?
Last Answer : answer:You just know this is going to happen eventually. Who takes the blame? Nobody. Who gets sued? That's easy. The party with the deepest pockets. Who benefits? The lawyers, obviously. I'll ... the papers, casework and research, like vultures on a desert rock, waiting for the inevitable slip-up.
Description : What happens when you're the defendant in a civil suit over a car accident?
Last Answer : answer:In short, the other person must sue you before insurance will pay. My mother had to sue my stepfather when he totalled her car in a single-vehicle accident. He didn't have to pay a penny ... the deductible)) but he had to be named as the defendant before the insurance would accept the claim.
Description : Car accident liability? Help!
Last Answer : I found this Excerpt: In some situations both you and the car behind you will be stopped when a third car runs into the car behind you which pushes into the rear of your car. In that case it is the ... liability insurance you would file a claim. Sorry,tf. That is a bummer. I hope you weren't hurt.
Description : Advice for car accident claim?
Last Answer : answer:usually the only way you can get a new car out of an accident is if the car is considered totaled . If the car doesn't run because of the accident and the estimated repairs equal a high ... dealer, then you could get money from that company to pay the difference in what you owe on the car.
Description : How should I proceed after getting in an accident?
Last Answer : answer:My guess is he doesn’t have insurance. He’s trying to avoid getting in trouble with the law. However, it sounds like the damage is relatively minor. Maybe you could find replacement bumper at salvage, or on the internet somewhere.
Description : Is AAA accident insurance a good idea?
Last Answer : Here’s a good source of car insurance reviews .
Description : Texas Auto Accident - Which insurance company do you make a claim against?
Last Answer : You call your own company and get a police report.
Description : How do I get an accident off of my record (besides the passage of time)
Last Answer : answer:Unless you are under the age of 18 (which judging by the law school thing I'm guessing your not), they will never go off your record. BUT, most car insurers no longer count them against you ... insurer may cover most of that bill, you'll make up for it and then some by your increased rates.
Description : How to determine if accident is worth reporting to insurance company vs. paying the amount yourself?
Last Answer : Couldn’t you call your insurance agent/claims adjuster and ask a “Let’s suppose this scenario happened” question?
Description : In fl, if two vehicles are in an accident and both leave, who is required to pay what?
Last Answer : Call your agent. His rationale that he doesn’t need insurance because he “owns” his vehicle is whacked. You have insurance because the state requires you to have it. Do not give him cash. Florida is a “no fault” state.
Description : What is the average insurance payout for a motorcycle accident?
Last Answer : usually medical bills, replacing the bike, and any lost wages.
Description : After losing my job, do I continue coverage with COBRA or go with an individual plan?
Last Answer : Before you change, check to make sure the new insurance will cover the preexisting condition. If it does, I would go with the cheaper option.
Description : If I am insured for car A and buy car B is car B covered?
Last Answer : Not even a little bit. You need to transfer your insurance to the new car. Most insurance companies will let you do this online.
Description : How long does it take for car insurance costs to go down after recieving a DUI?
Last Answer : Have you called your car insurance to ask them?
Description : Would you hire someone who lost their job at Walmart for helping someone?
Last Answer : It’s Bud Light. Imo it’s so petty to go on a foot chase with a thief let alone on a truck ride! That’s what the police are for.
Description : New job, how do I smartly choose the best health insurance option?
Last Answer : answer:Congrats! Hope you like the new job. PPO generally gives you better rates/copays for staying in their network of preferred providers (doctors with whom the health insurance company has negotiated favorable ... m 90% certain the above is correct, but talk to your HR manager to be 100% sure.
Description : What's the best way to obtain insurance for a first-time car buyer?
Last Answer : Have her get quotes from AAA, State Farm, and Geico. All will give you free quotes. Has your daughter been on anyone else's (yours) insurance? That insurance will happily give her a rate based on moving ... on my policy so she could give it to the agent, even though she was coming off my policy.
Description : How should we go about fixing the scratch on our car?
Last Answer : Insurance will have a deductible that it may be under. I would take it back to the dealer and see what they suggest. They may fix it for not too much or tell you what you can do.
Description : How do I sell my first car?
Last Answer : It's not too hard but it's not like selling a bicycle. You'll need the title and once you are paid you will have to sign it over to the new owner. If you have it it's easy if not here ... sure it is done. Also don't forget to take your license plate off, cancel your insurance and remove your stuff.
Description : How many car accidents (wrecks) have you been in?
Last Answer : Only one, and a French gypsy told me I would never be in another accident. Thus, I have no fear of flying.
Description : Mandatory health insurance, car insurance... Why not mandatory life, home, renter insurance too?
Last Answer : In many cases home insurance is mandatory or they will not let you buy the home.
Description : Can I own a car without a licence or insurance if I don't plan to drive it?
Last Answer : I don’t know the laws in Canada but in the US (California anyway) you would have to file an affidavit stating that the car was non operative. You can get XM on a handheld device and if you want to spend money on a nice chair you can
Description : What was the answer for this bizarre extra credit question, involving car insurance?
Last Answer : Car insurance goes by the car, not by the person. So the car owner’s insurance would cover if the damage is considered a covered event by the insurance company.
Description : When a person gets a DUI, how does it affect their car insurance and for how long?
Last Answer : It depends on the laws where your license is issued. It also depends on whether it’s a first offense or a repeat. The best way to be sure is to go to the Motor Vehicle agency website for where your license is from.
Description : Car Insurance Question: Would a policy cover this damage?
Last Answer : If the other driver is insured, his/her liability insurance would cover some of it up to his coverage limits. If they're uninsured it would come back to your insurance. In that case you'd have ... policy and what are the dollar limits. You could be covered or screwed, depending on what's covered.
Description : Would I be at fault if I hit a guy on a bike with my car?
Last Answer : answer:If you were turning left you have to yield to all straight through traffic. An easy way to judge this is if it had been a car, would I have had the right of way? Bicycles are ... width to have cars pass safely without crossing the center of the road. Be careful and watch for bicycles!
Description : Question about selling my car (details inside).
Last Answer : I’m Polish so I can’t help you with this, but why not ask the DMV and get a straight answer from the source… instead of asking (pardon the epithet) ‘random strangers on teh interwebs’? Cheers!
Description : If you collide with someone while your car is parking itself who is responsible?
Last Answer : You are. And chances are the manufacturers AGB already excluded any liability for damages resulting from the use of the device, so the probability of a successful lawsuit are slim at best.
Description : Can you put an adult child on your car insurance policy, even if the title to the car is in their name?
Last Answer : KatawaGrey has her own car, in her name, but my policy covers us both. We have Progressive and we live in CT. Does that help?
Description : How to loan someone a car with car insurance?
Last Answer : Your auto insurance should cover having other people drive your car.
Description : What do I actually do when I sell my car?
Last Answer : Yes, just sign the title over to him and hand him the keys along with a bill of sale just to cover your butt…that is what I did when I sold my car.
Description : How to get a fair trade value of my car during Total Loss process?
Last Answer : answer:Find your policy and read it carefully. This should be covered somewhere in the fine print. I can’t give you a more difinitive answer as there are too many variables from policy to policy to make a decent estimate. The insurance will probably give you Kelly Blue Book value.
Description : Can anone help me as to how can I get insurance renewed for my two year old car without paying too much for insurance?
Last Answer : You could go online and do some comparison shopping between direct companies, but unless you either raise your deductible, lower your liability limits or drop comp and collision (not a good idea ... similar premium. Talking to a good insurance agent about your specifics is probably the best idea.
Description : Can you get (cheaper) car insurance for a rental car? I.E. Not from the rental company?
Last Answer : If you own a car, ask your insurance company if your insurance covers rentals.
Description : I was rear ended by a car yesterday and the guy doesn't have insurance. What are my options?
Last Answer : Are there charges from the car in front of you that you hit? Can you just give the guy the estimate from the repair company and let him pay for it like he told you to? If it wasn't your fault, I ... your insurance company will make you pay for it even if the other guy doesn't. Right? I don't know.
Description : Which car insurance is best for a first time driver?
Last Answer : My fiancé made the mistake of not shopping around before choosing his insurance. He went right to Progressive Insurance and believed them when they assured him they have the cheapest policies available ... try and take extra driving courses and classes. It will often help lower your insurance cost.
Description : I was in a no fault fender bender yesterday in which the car behind me hit me as I avoided another car. I was skidding on ice and was sliding down the road perpendicular to the lanes. Will my insurance go up?
Last Answer : no.. (i think not) well.. it depends on what the inspector sent by the insurance company thinks about it.
Description : Car insurance question?
Last Answer : was the truck parked in your driveway or on the street?
Last Answer : Look around for another company. See what you would be charged. Most insurance companies give a safe-driver discount, and when you have a claim, the discount is removed, therefore higher payments.
Description : Should I buy collision insurance for my older car?
Last Answer : Depends. The insurance you need to have is liability and damage to another vehicle so that if you injure someone, or damage someone's car in an accident, you have some coverage. Collision insurance for an old car ... tends to go up. If the car is worth less than $4000, it's probably not worth it.
Description : Should I buy comprehensive insurance for my used car?
Last Answer : answer:If it is the classic in your picture- yeah, probably. Comprehensive covers things other than crashes with other cars (e.g. a flood ruins your car). It's just about risk vs. benefit I suppose. You might ... it or vice versa. However, you asked this in 2006 and I assume you're all set by now :)
Description : Who should I use for car insurance in California?
Last Answer : If you can become a member of USAA (by have a parent or grandparent in the militray--I didn't realize I was eligable for years), they are by FAR the best. Amazing service, absurb prices.
Description : What kind of insurance should I buy from a rental car company?
Last Answer : It depends on how much liability you want to leave with your personal insurance company. this decision is completely in your court... many people buy everything to have no risk whatsoever.. other people take their chances and don't take anything... or take partial coverage, etc
Description : Whats the best car insurance?
Last Answer : I just realized this question was asked recently...
Description : What's the best car insurance in the San Francisco Bay Area?
Last Answer : AMICA is amazing.
Description : How much do you pay for car insurance?
Last Answer : answer:26 bay area male 2— acura integra 2 points currently, I have a very heavy right foot. Doesn’t help both cars are sports cars 120 on liability was 60 before the points
Description : Buying driver's insurance if I don't own a car?
Last Answer : Automobile insurance insures the car. You cannot purchase it without owning a car. Your friends’ policies in all likelihood cover other drivers. If you are not sure, ask.
Description : Am I eligible for dental insurance?
Last Answer : answer:I doubt you'll have any trouble. Dental insurance seems to work differently than medical. I think you pretty much will always qualify, but they have high premiums with very low max ... would start my contacting your current health insurance provider and see if they have any dental plans.
Description : Does Home Insurance cover the expense of living after home damage due to Flood?
Last Answer : answer:Regular home insurance does not cover flood from the outside at all. If you flood from your plumbing that is usually covered. If you have water damage from the wind breaking ... refer to flood insurance they specifically are talking about flooding from the outside unless otherwise specified.
Description : Did Hobby Lobby provide for IUD's, the "morning after" pill, etc. before the ACA went into effect?
Last Answer : Yes, but they stopped in 2012 when they filed the lawsuit. I can’t find where I originally read it, but here’s one source from googling: http://www.politifact.com/punditfact/statements/2014/jul/01/sally-kohn/did-hobby-lobby-once-provide-birth-control-coverag/