No. Looks fair to me. You have different cards, so different rules go with both. What’s the advantage of one if both are the same? I don’t do miles or rewards or any of that, I use my card for very few things and pay it off in full every month, and ain’t interested in all the side stuff. But, still, each card comes with different interest rates and credit limits and whatevers, so it would seem point spending shouldn’t be the exception to prove this rule.