As you surely already know, a home is more than just “a house”. If I manage to save the structure – and its contents – then I’ll consider it a win. On the other hand, the risk that the homeowner takes to stand and make that battle in a wildfire situation is fairly outsized, too. What kind of contents (and structure) are worth the risk of one’s own life? This is the kind of thing that has to be planned and prepared for well in advance, with fire-resistant green landscaping (or no plants at all) and firebreaks already in place, structure (and roof, especially) of materials and design to repel fire and to be immune from the extreme heat of nearby conflagration, and some kind of fail-safe area or hidey-hole to retreat to if the firefighting effort fails. That is, a place to hide in for an hour or two while the fire burns over and moves on, and until it is safe to come out again.