How do you think the devastation from Sandy will affect our willingness to insure shore homes?

How do you think the devastation from Sandy will affect our willingness to insure shore homes?
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1 Answer

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answer:Should we encourage people to rebuild in places where storms can come along like this and wipe them all out? Like New Orleans?
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What are your thoughts about the delay announced yesterday regarding ObamaCare to not impose a penalty until 2015 on businesses that don't insure?

Description : What are your thoughts about the delay announced yesterday regarding ObamaCare to not impose a penalty until 2015 on businesses that don't insure?

Last Answer : answer:Typical, business gets the breaks. And, only businesses with over 50 employees I believe. Maybe this is the first step in a single-payer universal health care plan. Not sure how but I can hope can’t I?

How can I insure my belongings for an out-of-state move when I don't know my new permanent address?

Description : How can I insure my belongings for an out-of-state move when I don't know my new permanent address?

Last Answer : Nationwide is on your side. Give them a call and see what they have to offer.

What would you insure on yourself?

Description : What would you insure on yourself?

Last Answer : My arse .I’d be lost without it.

How do you insure a vintage vehicle that's not in Blue Book?

Description : How do you insure a vintage vehicle that's not in Blue Book?

Last Answer : I thought all vehicles that were built over .. oooh a CB, all vehicles that were built before a certain date could have a vintage tag?

When a person gets a DUI, how does it affect their car insurance and for how long?

Description : When a person gets a DUI, how does it affect their car insurance and for how long?

Last Answer : It depends on the laws where your license is issued. It also depends on whether it’s a first offense or a repeat. The best way to be sure is to go to the Motor Vehicle agency website for where your license is from.

How should we go about fixing the scratch on our car?

Description : How should we go about fixing the scratch on our car?

Last Answer : Insurance will have a deductible that it may be under. I would take it back to the dealer and see what they suggest. They may fix it for not too much or tell you what you can do.

If our house was destroyed, would we have to build a new house on our current lot, or could we build it somewhere else?

Description : If our house was destroyed, would we have to build a new house on our current lot, or could we build it somewhere else?

Last Answer : I don’t know but would be interested to find out and so am going to follow the question.

With our crazy 'socialist' health care system, how come England is healthier that the USA?

Description : With our crazy 'socialist' health care system, how come England is healthier that the USA?

Last Answer : I like my personal healthcare system the best. I pay for my own medical care and expect nobody else to contribute a dime. I like supporting myself and my family, am just funny that way. I'm an ... really a not let some strangers make your healthcare decisions for you type of effect, not a placebo.

After seeing all the devastation in Louisiana, I have been wondering if having underground electrical lines would have kept the electricity on?

Description : After seeing all the devastation in Louisiana, I have been wondering if having underground electrical lines would have kept the electricity on?

Last Answer : I have wondered that, but the water table is so high that it might not be feasible. Up here in New England, though, I believe it would really help.

I'm tall and twisted;Narrow and fast;I'm there for a moment,But my devastation lasts.What am I? -Riddles

Description : I'm tall and twisted;Narrow and fast;I'm there for a moment,But my devastation lasts.What am I? -Riddles

Last Answer : A Tornado.

The cyclone that brought devastation in Bangladesh was named as - (1) Shary (2) Sidr (3) Wendy (4) Erin

Description : The cyclone that brought devastation in Bangladesh was named as - (1) Shary (2) Sidr (3) Wendy (4) Erin

Last Answer : (2) Sidr Explanation: El Azizia had the distinction of having recorded a high temperature of 57.8 °C in 1922 which was long considered the highest temperature ever measured on Earth. However, the World ... now 56.7 °C recorded on 10 July 1913 at Greenland Ranch in Death Valley, California, USA.

The cyclone that brought devastation in Bangladesh was named as (1) Shary (2) Sidr (3) Wendy (4) Erin

Description : The cyclone that brought devastation in Bangladesh was named as (1) Shary (2) Sidr (3) Wendy (4) Erin

Last Answer : Sidr

Can you explain why we should give citizenship status to people who have demonstrated a willingness to break our laws?

Description : Can you explain why we should give citizenship status to people who have demonstrated a willingness to break our laws?

Last Answer : Actually, that sounds like a good idea to me. I’m no expert on immigration, but it seems to me that if they’re living here, they might as well be paying taxes and contributing to our society. I’m looking forward to these other responses.

willingness to take turns is one way we can express our attitudes through -General Knowledge

Description : willingness to take turns is one way we can express our attitudes through -General Knowledge

Last Answer : Willingness to take turns is one way we can express our attitudes through: body language.

What do you think about my following speech about health care (in other words, details if you click)?

Description : What do you think about my following speech about health care (in other words, details if you click)?

Last Answer : Probably accurate, but completely naive. In the US at least, big business controls all parts of health care and drug manufacturing, and they are not going to want to lose their hold on their parts ... public utilities. So, @luigirovatti - what you wrote is a dream, but it will never become reality,

Why does the government think I don't have insurance when I do?

Description : Why does the government think I don't have insurance when I do?

Last Answer : Talk to United and Humana and get a proof of payment to submit.

Do you think healthcare and prescription meds in USA are still unaffordable for most people? How do we fix it?

Description : Do you think healthcare and prescription meds in USA are still unaffordable for most people? How do we fix it?

Last Answer : answer:The only way it gets fixed' is by legislation and price controls, and that will never happen. The problem with price controls is that it takes any incentive away from the ... and unplanned for consequences which sometimes work perversely to kill the principle they are trying to save.

Do you think it is best to have additional disability insurance or long term care insurance?

Description : Do you think it is best to have additional disability insurance or long term care insurance?

Last Answer : answer:You're still too young to worry about long term care insurance. Get the extra disability and revisit this in ten or fifteen years. Disabilities are more likely to allow you to remain home. Disabilities ... So bottom line, I'd lean towards more disability and hold off on the ltc for a while.

Do you think religiously run institutions should be mandated to cover birth control in the health insurance they offer?

Description : Do you think religiously run institutions should be mandated to cover birth control in the health insurance they offer?

Last Answer : answer:As a Roman Catholic, I say yes. Catholic Health Services cover a large percentage of the local hospitals, to deny parts of necessary health care to people is unconscionable. A very high percentage of Catholics use birth control of one sort or another.

What do you think of my health care insurance problem?

Description : What do you think of my health care insurance problem?

Last Answer : How much was the procedure? How much has been paid for by First Choice? I would think that Tri-Care should pay the difference.

Do you think insurance companies would ever get to the point where obese people are required to have weight loss surgery or be dropped from their health insurance policies?

Description : Do you think insurance companies would ever get to the point where obese people are required to have weight loss surgery or be dropped from their health insurance policies?

Last Answer : No, I don't think surgery will be required. I predict the rates obese people pay for insurance will be significantly higher first. I can foresee a time when a notice will be give that at your ... BMI must either be below a certain number, or you must show an x% reduction since the previous year.

Do you think Government healthcare is good or bad for us ?

Description : Do you think Government healthcare is good or bad for us ?

Last Answer : To be honest, since my husband is a disabled vet, our whole family has been on government healthcare for the past 20 years. It works fine for us once we got to understand the system. However, the cost of it will be the biggest problem.

Do you think tampons should be covered by medical insurance?

Description : Do you think tampons should be covered by medical insurance?

Last Answer : Not any more than cold medication should be covered.

Can the people who are against universal healthcare explain to me specifically why they are against it, and what they think is the best solution for health care in America?

Description : Can the people who are against universal healthcare explain to me specifically why they are against it, and what they think is the best solution for health care in America?

Last Answer : I was in the military also and it was okay but it is not the same as my local charity hospital. I fear that place. I would sell stuff to be able to go to a private hospital before that place. I don’t know the answer but universal healthcare is not it either.

Will they receive death compensation from the insurance company ? The government of our country forces us to insure cars. The car owner does not benefit from this. If the car hits someone , causing the person to be injured or killed, the family of the deceased files a lawsuit against the insurance c

Description : Will they receive death compensation from the insurance company ? The government of our country forces us to insure cars. The car owner does not benefit from this. If the car hits someone , causing the ... of the deceased forgives the owner of the car and our country is governed by man-made laws.

Last Answer : Alhamdulillah. One: Trade insurance is included in the haram agreement. All the methods of this insurance are haram. It is not permissible for anyone to have such insurance ; Unless one is completely ... atonement for the accidental death ; if the accident happened by mistake. " GOD is Omniscient.

How long do you carry full coverage insurance on your vehicle?

Description : How long do you carry full coverage insurance on your vehicle?

Last Answer : I drop Comp and Collision after about 6–8 years or when the value of the car is such that it probably wouldn’t be worth repairing if it was damaged. Liability of course, you keep forever.

Do you have pet insurance?

Description : Do you have pet insurance?

Last Answer : What company is doing pet insurance?

What's the best way to obtain insurance for a first-time car buyer?

Description : What's the best way to obtain insurance for a first-time car buyer?

Last Answer : Have her get quotes from AAA, State Farm, and Geico. All will give you free quotes. Has your daughter been on anyone else's (yours) insurance? That insurance will happily give her a rate based on moving ... on my policy so she could give it to the agent, even though she was coming off my policy.

How to sell "security" technologies to banks, insurance companies or FinTechs (tips and tricks)?

Description : How to sell "security" technologies to banks, insurance companies or FinTechs (tips and tricks)?

Last Answer : Is the methodology to reach out to decision makers and interview/survey them? or simply glean insights from experienced insiders with knowledge of this process? Those seem like excellent questions, and ... on that to look for patterns such as seasonality or correlations with data breaches etc.?

Would the following description given in "Without a Hitch" by Andrew Price be realistic?

Description : Would the following description given in "Without a Hitch" by Andrew Price be realistic?

Last Answer : Bogus Sure, they make a cursory effort to collect the debts, but they give up quickly and write them off their taxes. To cover their losses, they buy insurance. Since they have insurance, they won't ... the theft. They can't write off the loss and get insurance payments, that would be fraud !

Is it insurance fraud to have insurance but choose to self pay for medical services?

Description : Is it insurance fraud to have insurance but choose to self pay for medical services?

Last Answer : That’s a stupid computer system. You are not required to use insurance if you don’t want to. If you want to pay cash, that’s your choice, not theirs.

Find old insurance policy information?

Description : Find old insurance policy information?

Last Answer : Good luck. You might find evidence of this in corporate records, if they still exist. But no insurance company would pay out on the basis of that sort of evidence. If it's flood insurace - that's ... (fire, theft, etc.) is likely long lost, since the policies would have expired 50 years ago.

Can a life insurance company deny payment to someone who has chosen NOT to get the Covid vaccination?

Description : Can a life insurance company deny payment to someone who has chosen NOT to get the Covid vaccination?

Last Answer : Suicide is defined by intent. If you kill yourself by accident (reckless driving, extreme sports, accidental overdose, etc.), life insurance would likely pay out to your beneficiaries. If there is evidence ... not their intended outcome - so, no. (All this courtesy of my law school graduate wife)

Is AAA accident insurance a good idea?

Description : Is AAA accident insurance a good idea?

Last Answer : Here’s a good source of car insurance reviews .

How do you approach bosses to let them know they’re wrong?

Description : How do you approach bosses to let them know they’re wrong?

Last Answer : I agree. You probably can't have both an HSA and an FSA If you qualify for an HSA, you cannot elect to set up both an HSA and an FSA, unless the FSA is a limited purpose FSA ... , using a limited purpose FSA for expected vision and dental expenses could be a smart choice. Nerdwallet dot com

My iPhone was stolen and my insurance has not yet provided a voucher number. How do I procede with this?

Description : My iPhone was stolen and my insurance has not yet provided a voucher number. How do I procede with this?

Last Answer : All cell phones can be traced. Get your cell phone provider to track its location. This should had been the first thing to do as well as talking to the security at the store for video of the theft ... would be suspicious as to who was telling you to purchase a new one and then yours is lost? hmmmm

If you had a chance to shame Congress into doing the right thing, what right thing would you choose?

Description : If you had a chance to shame Congress into doing the right thing, what right thing would you choose?

Last Answer : This has got to be one of fluther's best ever questions. I am a strong believer that schools need more than just some safety bill to improve. I believe they need total restructuring; physically and ... will save that for my address to Congress. I don't need a celebrity to present for me.

What is the purpose of a doctor referral?

Description : What is the purpose of a doctor referral?

Last Answer : They have data that says that if your primary physician is maintained as a gatekeeper, it cuts down on utilization. Less utilization, more money for the third party payer.

Is it against the law to ask a repairman to charge you extra so to be covered by renters or landowners inurance?

Description : Is it against the law to ask a repairman to charge you extra so to be covered by renters or landowners inurance?

Last Answer : It isn’t the deductible, and it is called fraud.

Why does this guy want a bill of sale on this salvage vehicle?

Description : Why does this guy want a bill of sale on this salvage vehicle?

Last Answer : So there is a way to trace the car to prove it wasn’t stolen. The guy is really trying to protect himself and I would too. I would assume it’s the same with showing insurance.

Does health insurance cover aides coming to your house?

Description : Does health insurance cover aides coming to your house?

Last Answer : No, not normal insurance. Health aides are covered for a period of time (change dressing, take BP, administer medicines). Housework like cleaning, cooking, etc. – is not covered by normal health insurance. You can get supplemental (Aflac and such) that will cover other services, but that’s extra.

Should I feel bad? (details inside)

Description : Should I feel bad? (details inside)

Last Answer : No. It sounds like your friend has far more issues to deal with besides his irrational fear of “socialism” and his desire to feed corporate power.

Do motorized wheelchairs need insurance and do the users need a drivers licence where you live?

Description : Do motorized wheelchairs need insurance and do the users need a drivers licence where you live?

Last Answer : NO, they're not treated like automobiles more like bicycles so no insurance, no drivers license & no tags. They are also not supposed to be used in the roadway but are supposed to be used on the ... moments. Don't think I've heard of anybody here being run over by an electric wheelchair either!!!

How do senior citizens on fixed incomes afford dental services?

Description : How do senior citizens on fixed incomes afford dental services?

Last Answer : Dental schools sometimes have free discounted dental work with the students. So that the students can practice with a real person. It might even be free. Go ask.

Should my friend hire an attorney?

Description : Should my friend hire an attorney?

Last Answer : I was involved in a very serious accident some years ago and was being sued. The car was a business car and the lawyer who represented me was selected and paid for by the insurance company that insured ... to so they have a vested interest in your interests as well. At least that was my experience.

If someone steals my check and cashes it, who takes the loss?

Description : If someone steals my check and cashes it, who takes the loss?

Last Answer : I would think that if you can prove the theft, and if you can enlist the client's bank (via a request from the client, because it's in the interests of all parties to resolve the issue) to ... else, then they acted badly, it would seem, and need to overhaul their processes, at the very least.

Has anyone applied for the Market Place 2018 (Obama) health care insurance or had it before?

Description : Has anyone applied for the Market Place 2018 (Obama) health care insurance or had it before?

Last Answer : I did it for 2017. I feel like I didn't have great advice from other people when I did. I will likely make too much money and wind up owing money. I knew I would be cutting it close though, ... marketplace and subsidy was going to be my best option, I wish I had had a broader discussion with her.

Can one buy employment insurance privately and not just from the government?

Description : Can one buy employment insurance privately and not just from the government?

Last Answer : One should never need to buy insurance for unemployment. One can pay whatever one assumes the premiums should be into a savings account - and then draw down on that account during times of unemployment ... your door, and beat it down to buy your product and live off of your generosity forever.

If your house is a lone survivor of a wildfire, are you better off or not?

Description : If your house is a lone survivor of a wildfire, are you better off or not?

Last Answer : As you surely already know, a home is more than just a house . If I manage to save the structure - and its contents - then I'll consider it a win. On the other hand, the risk that the homeowner takes ... an hour or two while the fire burns over and moves on, and until it is safe to come out again.

Is Trump right that the the subsidies for health care raise prices?

Description : Is Trump right that the the subsidies for health care raise prices?

Last Answer : Economics 101: marginal subsidies decrease the cost to the consumer while increasing the revenue of the producer. This is true regardless of whether the subsidy is on consumption or production. There ... government subsidies that drive up the cost of college tuition. It's the student loan system.