If the endorsement makes the payment of a bill subject to the fulfilment of a condition the endorsement is called _______ A. Restrictive Endorsement B. Partial Endorsement C. Conditional Endorsement D. Facultative Endorsement E. Both (A) and (B)

If the endorsement makes the payment of a bill subject to the fulfilment of a condition the endorsement is called _______ A. Restrictive Endorsement B. Partial Endorsement C. Conditional Endorsement D. Facultative Endorsement E. Both (A) and (B)
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C. Conditional Endorsement Explanation: If the endorsement makes the payment of a bill subject to the fulfilment of a condition the endorsement is called Conditional Endorsement.
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Which of the following endorsement specifies the name of the transferee for the payment of the bill? A. Restrictive Endorsement B. Partial Endorsement C. Conditional Endorsement D. Facultative Endorsement E. Special Endorsement

Description : Which of the following endorsement specifies the name of the transferee for the payment of the bill? A. Restrictive Endorsement B. Partial Endorsement C. Conditional Endorsement D. Facultative Endorsement E. Special Endorsement

Last Answer : E. Special Endorsement Explanation: An endorsement which specifies the name of the transferee for the payment of the bill is called special endorsement.

Which of the following is an endorsement that restrict the further negotiation of the bill? A. Restrictive Endorsement B. Partial Endorsement C. Conditional Endorsement D. Facultative Endorsement E. Sans recourse Endorsement

Description : Which of the following is an endorsement that restrict the further negotiation of the bill? A. Restrictive Endorsement B. Partial Endorsement C. Conditional Endorsement D. Facultative Endorsement E. Sans recourse Endorsement

Last Answer : A. Restrictive Endorsement Explanation: An endorsement which restrict the further negotiation of the bill.

Which of the following endorsements is not valid? A. Restrictive Endorsement B. Partial Endorsement C. Conditional Endorsement D. Facultative Endorsement E. Both (A) and (B)

Description : Which of the following endorsements is not valid? A. Restrictive Endorsement B. Partial Endorsement C. Conditional Endorsement D. Facultative Endorsement E. Both (A) and (B)

Last Answer : B. Partial Endorsement Explanation: If the bill purposes to be endorsed for a part of the amount payable, the endorsement is called partial. It is legally ineffective.

The endorser expresses that he/she would not be liable for any expenses incurred by endorsee or any holder, in case of dishonour of the instrument the endorsement is called __________ A. Restrictive Endorsement B. Partial Endorsement C. Conditional Endorsement D. Facultative Endorsement E. Sans recourse Endorsement

Description : The endorser expresses that he/she would not be liable for any expenses incurred by endorsee or any holder, in case of dishonour of the instrument the endorsement is called ... Endorsement B. Partial Endorsement C. Conditional Endorsement D. Facultative Endorsement E. Sans recourse Endorsement

Last Answer : E. Sans recourse Endorsement Explanation: The endorser expresses that he would not be liable for any expenses incurred by endorsee or any holder, in case of dishonour of the instrument the endorsement is called Sans recourse Endorsement.

When an endorsee give up some of his/her rights then it is called __________ A. Restrictive Endorsement B. Partial Endorsement C. Conditional Endorsement D. Facultative Endorsement E. Blank Endorsement

Description : When an endorsee give up some of his/her rights then it is called __________ A. Restrictive Endorsement B. Partial Endorsement C. Conditional Endorsement D. Facultative Endorsement E. Blank Endorsement

Last Answer : D. Facultative Endorsement Explanation: When notice of dishonour is received by the endorsee instead of endorser it is known as facultative endorsement.

If the endorser signs, but does not give his/her name to whom he/she wishes to transfer the cheque is called _________ A. Restrictive Endorsement B. Partial Endorsement C. Conditional Endorsement D. Facultative Endorsement E. Blank Endorsement

Description : If the endorser signs, but does not give his/her name to whom he/she wishes to transfer the cheque is called _________ A. Restrictive Endorsement B. Partial Endorsement C. Conditional Endorsement D. Facultative Endorsement E. Blank Endorsement

Last Answer : E. Blank Endorsement Explanation: If the endorser signs, but does not give his name to whom he wishes to transfer the cheque is called Blank Endorsement.

What is facultative Endorsement?

Description : What is facultative Endorsement?

Last Answer : In a facultative endorsement, the endorser waives some of his rights, like the right to receive notice of dishonor.

The indorser is excluded from his liability for dishonour of instrument towards his subsequent holder in case of A. Sans Recourse Endorsement B. Facultative Endorsement C. Sans Frais Endorsement D. None of the above.

Description : The indorser is excluded from his liability for dishonour of instrument towards his subsequent holder in case of A. Sans Recourse Endorsement B. Facultative Endorsement C. Sans Frais Endorsement D. None of the above.

Last Answer : B. Facultative Endorsement

Banks issue a letter to beneficiary on behalf of its constituents like guarantee for making payment on their behalf on fulfilment of its terms and conditions. What is this arrangement known in banking context? A. Line of Credit B. Loan to Client C. Loan on Credit D. Letter of Credit

Description : Banks issue a letter to beneficiary on behalf of its constituents like guarantee for making payment on their behalf on fulfilment of its terms and conditions. What is this arrangement known in banking context? A. Line of Credit B. Loan to Client C. Loan on Credit D. Letter of Credit

Last Answer : D. Letter of Credit Explanation: A letter issued by a bank to another bank (especially one in a different country) to serve as a guarantee for payments made to a specified person under specified conditions.

Where the transfer of the property in the goods is to take place at a future time or subject to some condition, then such contract is called: A. An agreement to sell B. A contract to Sale C. Future Contract D. Conditional contract

Description : Where the transfer of the property in the goods is to take place at a future time or subject to some condition, then such contract is called: A. An agreement to sell B. A contract to Sale C. Future Contract D. Conditional contract

Last Answer : A. An agreement to sell

A cheque for a fixed amount that may be cashed or used in payment abroad after endorsement by the holder‟s signature is known as ___________ A. Travellers cheque B. Multicity Cheque C. Mutilated Cheque D. Crossed Cheque

Description : A cheque for a fixed amount that may be cashed or used in payment abroad after endorsement by the holder‟s signature is known as ___________ A. Travellers cheque B. Multicity Cheque C. Mutilated Cheque D. Crossed Cheque

Last Answer : A. Travellers cheque Explanation: Traveller‘s cheque is a medium of exchange that can be used in place of hard currency. Traveller‘s cheques are often used by individuals travelling on vacation to foreign countries.

_______ is a cheque that is not crossed on the left corner and payable at the counter of the drawee bank on presentation of the cheque. A. Crossed Cheque B. Open Cheque C. General Crossing D. Restrictive Crossing E. None of the Above

Description : _______ is a cheque that is not crossed on the left corner and payable at the counter of the drawee bank on presentation of the cheque. A. Crossed Cheque B. Open Cheque C. General Crossing D. Restrictive Crossing E. None of the Above

Last Answer : B. Open Cheque Explanation: An open cheque is a cheque that is not crossed on the left corner and payable at the counter of the drawee bank on presentation of the cheque.

_______ is an integrated bill payment system which will offer inter operable bill payment service to customers online as well as through a network of agents on the ground. A. BBPS B. IMPS C. AEPS D. APBS E. None of the Above

Description : _______ is an integrated bill payment system which will offer inter operable bill payment service to customers online as well as through a network of agents on the ground. A. BBPS B. IMPS C. AEPS D. APBS E. None of the Above

Last Answer : A. BBPS Explanation: The Bharat Bill Payment System (BBPS) is a RBI mandated system which will offer integrated and interoperable bill payment services to customers across geographies with certainty, reliability and safety of transactions.

While making the payment of amount which is due for civil work to government agencies , the full amount can be paid The above statement is a. True b. False c. Subject condition and considering the circumstance , the advance payment of full amount shall be drawn

Description : While making the payment of amount which is due for civil work to government agencies , the full amount can be paid The above statement is a. True b. False c. Subject condition and considering the circumstance , the advance payment of full amount shall be drawn

Last Answer : c. Subject condition and c

Which of the following is subject to payment of Stamp Duty under Indian Stamp Act, 1899 (Central Act)? A. Commercial Paper B. Treasury Bills C. Certificate of Deposit D. Both (A) and (C) E. None of the Above

Description : Which of the following is subject to payment of Stamp Duty under Indian Stamp Act, 1899 (Central Act)? A. Commercial Paper B. Treasury Bills C. Certificate of Deposit D. Both (A) and (C) E. None of the Above

Last Answer : C. Certificate of Deposit Explanation: CD is subject to payment of Stamp Duty under Indian Stamp Act, 1899 (Central Act).

Which one of the following will constitute a valid acceptance? (a) An enquiry as to fitness of the subject matter of contract. (b) A provisional acceptance (c) Addition of a superfluous term, while accepting an offer. (d) A conditional acceptance.

Description : Which one of the following will constitute a valid acceptance? (a) An enquiry as to fitness of the subject matter of contract. (b) A provisional acceptance (c) Addition of a superfluous term, while accepting an offer. (d) A conditional acceptance.

Last Answer : (a) An enquiry as to fitness of the subject matter of contract.

________ have been awarded the license by the Central Bank to operate Bharat Bill Payment System (BBPS) recently. A. Common Service Centres (CSC) B. Financial Institutions C. Only (A) D. Both (A) and (B) E. None of the Above

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__________ is the process by which the ownership of the credit instrument is transferred from one person to another. A. Assignment B. Endorsement C. Negotiation D. All of the Above E. None of the Above

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Last Answer : C. Negotiation Explanation: In documentary credit, usually the beneficiary‘s bank which agrees to pay the beneficiary by purchasing a negotiable instrument (importer‘s or buyer‘s draft). Also called accrediting party.

A bill of exchange contains a/an A. Unconditional undertaking B. Unconditional order C. Conditional undertaking D. Conditional order.

Description : A bill of exchange contains a/an A. Unconditional undertaking B. Unconditional order C. Conditional undertaking D. Conditional order.

Last Answer : A. Unconditional undertaking

“Islamic Banking” the term used for _______ A. Covering Banking to Islamic nation B. prohibition of the collection and payment of interest C. Sharing of Profit and loss D. Both (A) and (B) E. Both (B) and (C)

Description : “Islamic Banking” the term used for _______ A. Covering Banking to Islamic nation B. prohibition of the collection and payment of interest C. Sharing of Profit and loss D. Both (A) and (B) E. Both (B) and (C)

Last Answer : E. Both (B) and (C) Explanation: Two basic principles behind Islamic banking are the sharing of profit and loss and, significantly, the prohibition of the collection and payment of interest by lenders and investors. Collecting interest is not permitted under Islamic law.

When a cell has conditional formatting and the condition is false the cell is formatted?

Description : When a cell has conditional formatting and the condition is false the cell is formatted?

Last Answer : It takes on the default or previously set formatting, whichcould be defined by another condition. A format can be set if acondition is true and if it is false.

In a conditional proposition the part which expresses the condition by ‘if’ or its equivalent is A) Antecedent B) Consequent C) Opposite D) Meaning

Description : In a conditional proposition the part which expresses the condition by ‘if’ or its equivalent is A) Antecedent B) Consequent C) Opposite D) Meaning 

Last Answer : A) Antecedent 

Reserve Bank of India has granted in principle approval to the common service Centres to act as which operating unit to make bill payments in rural? A) Bharat Bill Payment B) National Bill Payment C) Non Banking Financial D) Mobile Banking Payment E) None of these

Description : Reserve Bank of India has granted in principle approval to the common service Centres to act as which operating unit to make bill payments in rural? A) Bharat Bill Payment B) National Bill Payment C) Non Banking Financial D) Mobile Banking Payment E) None of these

Last Answer : A) Bharat Bill Payment Explanation: Reserve Bank of India has granted in-principle nod to the common service centres RBI (CSCs) as Bharat Bill Payment Operating Unit to make bill payments at centres in rural bands.

In which of the following mode, the BBPOU receives all the bill payment requests for that particular biller without any validation? A. Online Mode B. Offline Mode (A) C. Offline Mode (B) D. All of the Above E. None of the Above

Description : In which of the following mode, the BBPOU receives all the bill payment requests for that particular biller without any validation? A. Online Mode B. Offline Mode (A) C. Offline Mode (B) D. All of the Above E. None of the Above

Last Answer : C. Offline Mode (B) Explanation: In Offline Mode (B) receives all the bill payment requests for that particular biller without any validation.

In which of the following mode, BBPOU will confirm the bill payment basis the bill information dump provided by the respective biller? A. Online Mode B. Offline Mode (A) C. Offline Mode (B) D. All of the Above E. None of the Above

Description : In which of the following mode, BBPOU will confirm the bill payment basis the bill information dump provided by the respective biller? A. Online Mode B. Offline Mode (A) C. Offline Mode (B) D. All of the Above E. None of the Above

Last Answer : B. Offline Mode (A). Explanation: In Offline Mode (A) BBPOU will confirm the bill payment basis the bill information dump provided by the respective biller.

Which of the following will function as the Bharat Bill Payment Central Unit (BBPCU), single authorized entity operating the BBPS? A. RBI B. NPCI C. GOI D. All of the Above E. None of the Above

Description : Which of the following will function as the Bharat Bill Payment Central Unit (BBPCU), single authorized entity operating the BBPS? A. RBI B. NPCI C. GOI D. All of the Above E. None of the Above

Last Answer : B. NPCI Explanation: National Payments Corporation of India (NPCI) will function as the authorized Bharat Bill Payment Central Unit (BBPCU), which will be responsible for setting business ... BBPCU, will also undertake clearing and settlement activities related to transactions routed through BBPS.

Which of the following is an Internet-based company that makes it easy for one person to pay another over the Internet? a. electronic cheque b. electronic bill payment c. Conversion rates d. Financial cybermediary

Description : Which of the following is an Internet-based company that makes it easy for one person to pay another over the Internet? a. electronic cheque b. electronic bill payment c. Conversion rates d. Financial cybermediary

Last Answer : d. Financial cybermediary

Which of the following is an Internet‐based company that makes it easy for one person to pay another over the Internet? a. electronic check b. electronic bill presentment and payment c. conversion rates d. financial cybermediary

Description : Which of the following is an Internet‐based company that makes it easy for one person to pay another over the Internet? a. electronic check b. electronic bill presentment and payment c. conversion rates d. financial cybermediary

Last Answer : d. financial cybermediary

The vision of a common nationhood for India is a beautiful ideal and has a poetic appeal, but looking into the present conditions and the unconscious trends of the two communities appears incapable of fulfilment.” These are the words coined by A. Muhammad Ali Jinnah B. Sir Syed Ahmad Khan C. Allama Iqbal D. None of them

Description : The vision of a common nationhood for India is a beautiful ideal and has a poetic appeal, but looking into the present conditions and the unconscious trends of the two communities appears incapable of fulfilment. ... by A. Muhammad Ali Jinnah B. Sir Syed Ahmad Khan C. Allama Iqbal D. None of them

Last Answer : ANSWER: C

The vision of a common nationhood for India is a beautiful ideal and has a poetic appeal, but looking into the present conditions and the unconscious trends of the two communities appears incapable of fulfilment.” These are the words coined by A. Muhammad Ali Jinnah B. Sir Syed Ahmad Khan C. Allama Iqbal D. None of them

Description : The vision of a common nationhood for India is a beautiful ideal and has a poetic appeal, but looking into the present conditions and the unconscious trends of the two communities appears incapable of fulfilment. ... by A. Muhammad Ali Jinnah B. Sir Syed Ahmad Khan C. Allama Iqbal D. None of them

Last Answer : ANSWER: C

The vision of a common nationhood for India is a beautiful ideal and has a poetic appeal, but looking into the present conditions and the unconscious trends of the two communities appears incapable of fulfilment.” These are the words coined by 7 A. Muhammad Ali Jinnah B. Sir Syed Ahmad Khan C. Allama Iqbal D. None of them

Description : The vision of a common nationhood for India is a beautiful ideal and has a poetic appeal, but looking into the present conditions and the unconscious trends of the two communities appears incapable of fulfilment. ... 7 A. Muhammad Ali Jinnah B. Sir Syed Ahmad Khan C. Allama Iqbal D. None of them

Last Answer : ANSWER: C

The research is an ethical process’. Here the meaning of ethics is Options: A) The external beauty of the research B) The quality of the research content C) The fulfilment of research values in an investigation D) None of the above

Description : The research is an ethical process’. Here the meaning of ethics is Options: A) The external beauty of the research B) The quality of the research content C) The fulfilment of research values in an investigation D) None of the above

Last Answer : C) The fulfilment of research values in an investigation 

A teacher’s major contribution towards the maximum self-realization of the student is affected through: Options: A) Constant fulfilment of the students’ needs B) Strict control of class-room activities C) Sensitivity to students’ needs, goals and purposes D) Strict reinforcement of academic standards

Description : A teacher's major contribution towards the maximum self-realization of the student is affected through: Options: A) Constant fulfilment of the students' needs B) Strict control of class-room ... C) Sensitivity to students' needs, goals and purposes D) Strict reinforcement of academic standards

Last Answer : C) Sensitivity to students’ needs, goals and purposes 

The teacher's major contribution towards the maximum self-realization of the child is best affected through Options: A) Constant fulfilment of the child's needs B) Strict control of class-room activities C) Sensitivity to pupil needs, goals and purposes D) Strict reinforcement of a academic standards

Description : The teacher's major contribution towards the maximum self-realization of the child is best affected through Options: A) Constant fulfilment of the child's needs B) Strict control of class-room ... C) Sensitivity to pupil needs, goals and purposes D) Strict reinforcement of a academic standards

Last Answer : C) Sensitivity to pupil needs, goals and purposes 

A teacher’s major contribution towards the maximum selfrealization of the student is affected through: (A) Constant fulfilment of the students’ needs (B) Strict control of class-room activities (C) Sensitivity to students’ needs, goals and purposes (D) Strict reinforcement of academic standards

Description : A teacher’s major contribution towards the maximum selfrealization of the student is affected through: (A) Constant fulfilment of the students’ needs (B) Strict control of class-room activities (C) Sensitivity to students’ needs, goals and purposes (D) Strict reinforcement of academic standards

Last Answer : (C) Sensitivity to students’ needs, goals and purposes

The proposition “if you work hard you will succeed “ – is an example for _______ proposition. A) Categorical B) Conditional C) Negative D) Emotive

Description : The proposition “if you work hard you will succeed “ – is an example for _______ proposition. A) Categorical B) Conditional C) Negative D) Emotive

Last Answer :  B) Conditional

_______ is used for electronic dealing and reporting of transactions in government securities A. Delivery versus Payment (DvP) B. Negotiated Dealing System (NDS) C. Risk Mitigation D. All of the Above E. None of the Above

Description : _______ is used for electronic dealing and reporting of transactions in government securities A. Delivery versus Payment (DvP) B. Negotiated Dealing System (NDS) C. Risk Mitigation D. All of the Above E. None of the Above

Last Answer : B. Negotiated Dealing System (NDS) Explanation: The Negotiated Dealing System (NDS) for electronic dealing and reporting of transactions in government securities was introduced in February ... , bids or applications for primary issuance of Government Securities when auctions are conducted.

_______ percentage of Payment Bank‟s branches must be in the unbanked rural area. A. 25% B. 10% C. 15% D. 20% E. None of the Above

Description : _______ percentage of Payment Bank‟s branches must be in the unbanked rural area. A. 25% B. 10% C. 15% D. 20% E. None of the Above

Last Answer : A. 25% Explanation: 25% of Payment Bank‘s branches must be in the unbanked rural area.

Payment banks can accept a restricted deposit which is currently limited to _______ per customer account. A. Rs.1 lakh B. Rs.3 lakh C. Rs.2 lakh D. Rs.5 lakh E. None of the Above

Description : Payment banks can accept a restricted deposit which is currently limited to _______ per customer account. A. Rs.1 lakh B. Rs.3 lakh C. Rs.2 lakh D. Rs.5 lakh E. None of the Above

Last Answer : A. Rs.1 lakh Explanation: Payment banks can accept a restricted deposit which is currently limited to Rs. 1 lakh per customer account.

The branch logic that provides decision making capabilities in the control unit is known as_______ A. conditional transfer B. unconditional transfer C. Both (A) and (B) D. None of the above

Description : The branch logic that provides decision making capabilities in the control unit is known as_______ A. conditional transfer B. unconditional transfer C. Both (A) and (B) D. None of the above

Last Answer : B. unconditional transfer

Out of the following four assumptions used in the derivation of theequation for LMTD[LMTD = (∆t1- ∆t2)/ln(∆t1/∆t2)], which one is subject to the largest deviationin practice ?(A) Constant overall heat transfer co-efficient.(B) Constant rate of fluid flow(C) Constant specific heat(D) No partial phase change in the system

Description : Out of the following four assumptions used in the derivation of theequation for LMTD [LMTD = (∆t1 - ∆t2 )/ln(∆t1 /∆t2 )], which one is subject to the largest deviation in practice ? (A) Constant ... (B) Constant rate of fluid flow (C) Constant specific heat (D) No partial phase change in the system

Last Answer : (B) Constant rate of fluid flow

Cryptography is an interdisciplinary subject, drawing from several fields. Before the time of computers, it was closely related to linguistic. Nowadays the emphasis has shifted, and cryptography makes extensive use of technical ares of mathematics, especially those areas collectively known as _______mathematics: a) Increte b) Discrete c) Both of Above d) None of These

Description : Cryptography is an interdisciplinary subject, drawing from several fields. Before the time of computers, it was closely related to linguistic. Nowadays the emphasis has shifted, and cryptography makes extensive use ... as _______mathematics: a) Increte b) Discrete c) Both of Above d) None of These

Last Answer : b) Discrete

Cryptography is an interdisciplinary subject, drawing from several fields. Before the time of computers, it was closely related to linguistic. Nowadays the emphasis has shifted, and cryptography makes extensive use of technical ares of mathematics, especially those areas collectively known as _______mathematics: a) Increte b) Discrete c) Both of Above d) None of These

Description : Cryptography is an interdisciplinary subject, drawing from several fields. Before the time of computers, it was closely related to linguistic. Nowadays the emphasis has shifted, and cryptography makes extensive use ... as _______mathematics: a) Increte b) Discrete c) Both of Above d) None of These

Last Answer : b) Discrete

Can you make a partial payment to AT & T without getting your service interrupted?

Description : Can you make a partial payment to AT & T without getting your service interrupted?

Last Answer : Call and ask them. If you are upfront it is less likely to happen.

I've broken a partial (three teeth together) and I don't have insurance. Will anyone accept a payment plan?

Description : I've broken a partial (three teeth together) and I don't have insurance. Will anyone accept a payment plan?

Last Answer : Any dentist will accept a payment plan in exchange in services, you will have to talk to the finance department for available payments and other options.

Which of the following exceptions in the WTO rules does not permit a country to use a tariff or quota that is more restrictive than its bound tariff? A. Anti-dumping B. Countervailing duties C. Safeguards D. Balance of payments protection E. Preferential trade agreements

Description : Which of the following exceptions in the WTO rules does not permit a country to use a tariff or quota that is more restrictive than its bound tariff? A. Anti-dumping B. Countervailing duties C. Safeguards D. Balance of payments protection E. Preferential trade agreements

Last Answer : E. Preferential trade agreements

When a glove manufacturer is allowed to sell only a certain number of plastic gloves in a particular country, the firm is facing A)a tariff. B)an embargo. C)a restrictive product standard. D)a quota. E)a balance of trade restriction.

Description : When a glove manufacturer is allowed to sell only a certain number of plastic gloves in a particular country, the firm is facing A)a tariff. B)an embargo. C)a restrictive product standard. D)a quota. E)a balance of trade restriction.

Last Answer : D)a quota.

Facultative bacteria survive in A. The presence of oxygen B. The absence of oxygen C. Both cases A. and B. D. Neither A. nor B.

Description : Facultative bacteria survive in A. The presence of oxygen B. The absence of oxygen C. Both cases A. and B. D. Neither A. nor B.

Last Answer : ANS: C

is type of Label allows consumers to compare the energy consumption of similar products. a) Comparative label b) Endorsement label c) Both a & b d) None of the above

Description : is type of Label allows consumers to compare the energy consumption of similar products. a) Comparative label b) Endorsement label c) Both a & b d) None of the above

Last Answer : Comparative label

To announce the development of a new surgical breakthrough, a hospital management team feels it needs to get wide media coverage. Under these circumstances, which one of the following would probably be its best alternative? A)Captioned photograph B)Feature article C)Third party endorsement D)Television advertisement E)Press conference

Description : To announce the development of a new surgical breakthrough, a hospital management team feels it needs to get wide media coverage. Under these circumstances, which one of the following ... )Captioned photograph B)Feature article C)Third party endorsement D)Television advertisement E)Press conference

Last Answer : E)Press conference