Auto loans banks include online lenders as well as local, regional and national banks. Almost all are reputable financial institutions, and the way to choose between auto loans banks includes checking not only the terms of the loan but also customer service. For instance, being able to pay online at the last minute may save money on late fees, so that auto loans banks that offer online payment are often a very convenient choice. In addition, check to see which auto loans banks are offering bonuses or discounts on insurance or road assistance club membership before deciding on a loan.