Which of the following is not an aspect of appraisal of term loans by commercial banks?
A. Financial feasibility.
B. Technical feasibility.
C. Economic feasibility.
D. Societal feasibility.

1 Answer

Answer :

D. Societal feasibility.

Related questions

Description : _________________ implies the availability or otherwise of plant and machinery and technical know how to produce the product. A. Economic viability. B. Financial feasibility. C. Technical feasibility. D. Managerial competence

Last Answer : C. Technical feasibility.

Description : The process of preparing an inventory of skills needed for effective implementation of the project is called as ____________. A. Economic viability. B. Financial feasibility. C. Technical feasibility. D. Managerial competence.

Last Answer : D. Managerial competence.

Description : _____________ is primarily concerned with the identification, qualification and evaluation of the project resources. A. Techno-economic analysis. B. Feasibility analysis. C. Input analysis. D. Financial analysis.

Last Answer : B.Feasibility analysis.

Description : ____________ is primarily concerned with the identification of the project demand potential and the selection of the optimal technology. A. Techno-economic analysis. B. Feasibility analysis. C. Input analysis. D. Financial analysis.

Last Answer : A. Techno-economic analysis.

Description : Project mission and objectives, procedures and systems used, and organization resources used typically appear in the _____ section of the final project report. A. Analysis B. Recommendation C. lessons learned D. financial feasibility

Last Answer : A. Analysis

Description : Which of the following sources is not use for medium term financing? A. Issue of equity shares. B. Issue of debentures. C. Term loans from banks. D. Sale of current asset.

Last Answer : A. Issue of equity shares.

Description : A key aspect of the financial section of the business plan is _________. A. A statement of management skills. B. A realistic sales forecast. C. Production capacity. D. A description of competitors.

Last Answer : B. A realistic sales forecast.

Description : ______________ describes the direction, the enterprise is going in, what its goals are, where it wants to be,and how it is going to get there. A. project report B. technical anlaysis C. market analysis D. financial analysis

Last Answer : A. project report

Description : ______________ is the analysis of costs and benefits of a proposed project with the goal of assuming a rational allocation of limited funds. A. Project formulation. B. Project evaluation. C. Project appraisal . D. Project Design.

Last Answer : C. Project appraisal .

Description : __________________ is the systematic development of a project idea for the eventual purpose of arriving at an investment decision. A. Project identification. B. Project formulation. C. Project feasibility. D. Project evaluation.

Last Answer : B. Project formulation.

Description : The technical feasibility aspect of a project relates to the earning capacity of the project.  (True/False)

Last Answer : Ans. False

Description : In backward areas, term loans for expansion or setting up a new unit are available at __________ . A. concessional terms. B. differential terms. C. standard terms. D. specific terms.

Last Answer : A. concessional terms.

Description : A commercial banker would prefer a ____________ debt-equity ratio over the years as it indicates financial strength of a unit. A. Declining. B. Increasing. C. Stable. D. Fluctuating.

Last Answer : A. Declining A commercial banker would prefer a declining debt-equity ratio over the years as it indicates the financial strength of a unit. A declining debt-equity ratio means that the company ... fluctuating ratio might indicate that the company is not able to manage its debt and equity properly.

Description : The term ___________ denotes bonus or financial aid which is given by a government to an industry to help it compete with other units A. Incentive. B. Subsidy. C. Bounty. D. Concession.

Last Answer : C. Bounty.

Description : SIPCOT's financial assistance is in the form of __________. A. term loan. B. seed capital scheme. C. underwriting the capital issues. D. All of the above.

Last Answer : D. All of the above.

Description : Which one of the following is not considered as one of the building blocks of the model entrepreneur? A. technical skills. B. management competencies. C. business awareness. D. personal attributes.

Last Answer : C. business awareness.

Description : DGTD stands for __________. A. Directorate General of Technical Development. B. District General of Technical Development. C. District General of Taxation Deduction. D. Directorate General of Taxation Deduction.

Last Answer : A. Directorate General of Technical Development.

Description : The minimum amount of------------------,irrespective of such private participation,could be specified at a minimum 17.5 per cent of project costs by lending institutions. A. bank loans B. promotors contribution C. fixed capital D. working capital

Last Answer : B. promotors contribution

Description : The Key considerations involved in the feasibility analysis is / are ………………. A) Economic B) Technical C) Behavioral D) A, B, C

Last Answer : D) A, B, C

Description : Investigation for important bridges may be carried out in which stage a) Technical feasibility study (reconnaissance survey) b) Techno-economic feasibility study (preliminary engineering survey) c) Detailed survey and project report stage (final location survey) d) All the above *

Last Answer : d) All the above

Description : Which allows banks and other financial institution to auction residential or commercial properties to recover loans? A. Industrial Disputes Act 1947 B. Foreign Exchange Management Act, 1999 C. Banking Regulation Act, 1949 D. SARFAESI Act, 2002 E. None of the Above

Last Answer : D. SARFAESI Act, 2002 Explanation: The Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002 (also known as the SARFAESI Act) is an ... allows banks and other financial institution to auction residential or commercial properties to recover loans.

Description : Trademarks relate to _______. A. Practice and knowledge acquired through experience B. The protection of proprietary information of commercial value C. The right to reproduce ones own original work D. Brand identity

Last Answer : D

Description : As a new company grows, the entrepreneur will need to _________. A. be responsive to changes in the market. B. ensure financial controls are maintained. C. build a management team. D. all the above.

Last Answer : D. all the above.

Description : Institutional agencies grant financial assistance to small scale industries for _________. A. participation in equity capital only. B. acquisition of fixed assets. C. working capital assistance. D. all of the above.

Last Answer : D. all of the above.

Description : SFC is prohibited from granting financial assistance to any company whose aggregate paid up capital exceed__________. A. 1 crore. B. 1.5 crores. C. 2 crores. D. 2.5 crores.

Last Answer : A. 1 crore.

Description : To provide financial assistance to entrepreneurs the government has set up a number of___________. A. financial advisors. B. financial intermediaries. C. Industrial estates. D. financial institutions.

Last Answer : D. financial institutions.

Description : Someone legally appointed to resolve the financial difficulties of an insolvent firm is called____________. A. an administrator. B. a predator. C. an auditor. D. a turnaround consultant.

Last Answer : A. an administrator.

Description : Which of the following is the reason for business failure __________. A. Lack of market research. B. Poor financial control. C. Poor management. D. All the above.

Last Answer : D. All the above.

Description : Which could provide an individual with the motivation to start a new business venture? A. The financial rewards. B. A desire to be independent. C. Risk taking D. All the above.

Last Answer : D. All the above.

Description : Industry analysis should include information on – a) Market size of competitor’s product b) Growth rate of suppliers c) New product entry d) Economic conditions

Last Answer : d) Economic conditions

Description : Entrepreneurial development is the key to achieve all-round __________ through A. economic development B. increase in profits C. shareholders value D. business development

Last Answer : A. economic development

Description : The main source of long-term credit for a business unit is - (1) sale of stocks and bonds to the public (2) borrowing from banks (3) loans from the Government (4) deposits from the public and financial institutions

Last Answer : (1) sale of stocks and bonds to the public Explanation: Companies issue securities called stocks and bonds to raise necessary capital which funds the company's daily operations and growth. ... issuing stock to owners called stockholders doesn't require the company's repayment of investor principal.

Description : The main source of long-term credit for a business unit is (1) sale of stocks and bonds to the public (2) borrowing from banks (3) loans from the Government (4) deposits from the public and financial institutions

Last Answer : sale of stocks and bonds to the public

Description : The term Capitalization is used in relation to ______. A. sole-proprietorship. B. Partnership. C. joint stock companies. D. co-operative societies

Last Answer : C. joint stock companies.

Description : Seed capital assistance ___________. A. a long-term assistance. B. initial assistance C. a help for the purchase of seeds. D. a short-term assistance.

Last Answer : B. initial assistance

Description : In the aspect of banking business what is the term used of giving loans to companies on a large scale?

Last Answer : Wholesale banking

Description : The key considerations involved in the feasibility analysis is include i) Economical ii) Technical iii) Behavioral iv) Personal A) i, ii, iv B) i, ii, iii C) ii, iii, iv D) All of the above

Last Answer : B) i, ii, iii

Description : Software feasibility is based on which of the following (A) business and marketing concerns (B) scope, constraints, market (C) technology, finance, time, resources (D) technical prowess of the developers

Last Answer : (C) technology, finance, time, resources

Description : Bank Rate refers to the interest rate at which - (1) Commercial banks receive deposits from the public (2) Central bank gives loans to Commercial banks (3) Government loans are floated (4) Commercial banks grant loans to their customers

Last Answer : (2) Central bank gives loans to Commercial banks Explanation: Bank rate is the interest rate at which a nation's central bank lends money to domestic banks. Often these loans are very short in duration.

Description : Which of the following is not the function of commercial banks? (a) Issue of paper notes. (b) Credit control. © Acceptance of deposits (d) Advancing loans.

Last Answer : (a) Issue of paper notes.

Description : The International Bank for Reconstruction and Development(IBRD) is an international financial institutions that offer loans to _____ A. Multinational Banks B. Multinational Financial Institutions C. Middle Income Developing Countries D. Non Government Organizations E. None of the Above

Last Answer : C. Middle Income Developing Countries Explanation: The International Bank for Reconstruction and Development (IBRD) is an international financial institution that offers loans to middle-income developing countries.

Description : Sub-prime lending refers to ________ A. lending done by banks at rates below PLR B. Funds raised by the banks at sub-libor rates C. Group of banks which are not rated as ... institutions including banks to customers not meeting with normally required credit appraisal standards E. All of the Above

Last Answer : D. lending done by financing institutions including banks to customers not meeting with normally required credit appraisal standards Explanation: In finance, subprime lending (also referred to ... schedule, sometimes reflecting setbacks, such as unemployment, divorce, medical emergencies, etc.

Description : Factors that affect global human resource management are A. economic factors B. societal factorsC. cultural factors D. all of the above

Last Answer : all of the above

Description : Lynx has demonstrated against the sale of coats made of animal furs.This group's efforts to change shoppers' attitudes represents _________ for fur retailers. A)an opportunity B)self-regulation C)a societal force D)an economic force E)a technological force

Last Answer : C)a societal force

Description : Compaq Computers collects information about political, legal, regulatory, societal, VU Cafeteria economic, competitive and technological forces that may affect its marketing activities. This ... scanning B)survey of environment C)marketing information analysis D)environmental analysis

Last Answer : D)environmental analysis

Description : PEST is an acronym which stands for ________. A. Political, Environment, Societal, Technology. Share institution privatization. B. Political, Economic, Societal, Technological. C. Political, Economic, Social, Technological. D. People, Economy, Standards, Transport.

Last Answer : C. Political, Economic, Social, Technological.

Description : What is a good name for my brand?

Last Answer : I would leave the word “Period” off of your slogan. You could just use your name Jonet Su, it’s so nice and unique in America. Is Jonet pronounced the English way (Jon-et) or French way (Jon-ay)? Sue’s Styles Jonet Su’s Styles Jonet Su’s Wardrobing

Description : Which are the best TV shows to learn business?

Last Answer : I’m sure there are videos on You Tube that are instructive. I don’t know of any television shows but watching news shows Like Washington Week in Review could make you aware of general trends.

Description : Should or could the USA be compensated for protecting the world?

Last Answer : The US already benefits hugely from its military power, and US intervention in the world is rarely-if ever-a purely altruistic endeavor. Leaving aside whatever deterrent effects having the world's most ... don't have the political willpower to do so regardless of whether or not they want to.

Description : How can I promote a local-pickup item I'm selling on Craigslist?

Last Answer : Can’t you just list it as pick up only on Craigslist?