Where can I find credit counseling to raise my score?

Where can I find credit counseling to raise my score?
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1 Answer

Answer :

Credit counseling does not always work and may actually make your credit score worse. There are no quick fixes to raise credit scores and just pay your bills.
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Related questions

How do I use a credit card to raise my credit score?

Description : How do I use a credit card to raise my credit score?

Last Answer : Always paying your bill on time keeps your credit score intact, carrying a balance doesn’t hurt you. To improve your score, have as few credit cards as possible and keep the credit limit low. Credit scoring companies look at how much credit has been extended to you as well as your paying history.

How can I raise my credit score?

Description : How can I raise my credit score?

Last Answer : It is so important to maintain a good credit score, and if youneed to raise your score, there are a variety of ways to do so.Here are a few sites that can provide you with great advise ... credit-score-to-740.aspxhttp://money.msn.com/credit-rating/9-fast-fixes-for-your-credit-scores-weston.aspx

Quick Ways To Raise Your Credit Score?

Description : Quick Ways To Raise Your Credit Score?

Last Answer : While raising your credit score can take time and dedication, there are a couple of quick ways to boost your score. Before you start shopping for a mortgage or auto loan, use these quick tips ... raise the limits on your cards, making your available credit, and therefore your credit score, higher.

Who wants to help counseling, raise your hand!

Description : Write me the best on Skype: en-hut, or email [email protected] with what you could help.

Last Answer : If any of the users want to moderate this page for a fee, I recommend that they do not do so on their original nickname. People prefer someone who is unknown to them, here under the ... it unacceptable for them. Unfortunately, even such people can be found here. Human anger and envy are boundless

Any suggestions for money management and credit counseling resources for my employee?

Description : Any suggestions for money management and credit counseling resources for my employee?

Last Answer : Try “Financial Peace University”, Dave Ramsey is a nationally recognized person. The classes are taught on the local level, usually through a individual that has used the class and process to change their life and budget. More at FPU .

Are there any legit credit counseling services or are all they all just looking out for themselves?

Description : Are there any legit credit counseling services or are all they all just looking out for themselves?

Last Answer : My opinion: the best you're going to get is "semi-legit". They may do what they say, but only for huge fees. The industry as a whole doesn't have a good reputation due to companies no paying your bills on time and charging huge fees for the "privelege".

Where can I get free credit counseling in Detroit, MI?

Description : Where can I get free credit counseling in Detroit, MI?

Last Answer : Christian Credit Counseling offers free counseling that may help you. In Detroit, they can be reached at (248) 557-7341.

What is a credit counseling agency that can help me with finances?

Description : What is a credit counseling agency that can help me with finances?

Last Answer : Credit counseling can be found at many government agencies. Locally, your personal banker may be able to direct you to a reputable credit counselor or coach.

Are there credit counseling services available to assist me?

Description : Are there credit counseling services available to assist me?

Last Answer : There are tons of credit counseling services available, just make sure to go with one that's reputable and isn't just out to steal money. The National Foundation for Credit Counseling (nfcc.org) would be a good place to start.

Using Credit Counseling Services?

Description : Using Credit Counseling Services?

Last Answer : By using a credit counseling service to help correct your consumer credit, you can avoid bankruptcy and get on a debt repayment plan. To avoid fraudulent practices, the Federal Trade Commission ... or her goals. Check that the service is accredited by the National Foundation for Consumer Credit.

~ Can one pay a fee to raise ones credit scores~?

Description : ~ Can one pay a fee to raise ones credit scores~?

Last Answer : answer:And paying a fee to raise your credit score would be as valid as a degree from a diploma mill. Pay your bills and your credit score will rise. Or not. The big three are slow to act and can be compromised too easily.

Does a credit based society discourage saving and raise prices for those who are willing to save?

Description : Does a credit based society discourage saving and raise prices for those who are willing to save?

Last Answer : Yes. Since the recession, American savings rates have increased for the first time in many years.

Where is the site in which you can pay to have your credit score raised?

Description : Where is the site in which you can pay to have your credit score raised?

Last Answer : Fraud scam !

How do you get your credit score to 800?

Description : How do you get your credit score to 800?

Last Answer : If you don't want to open more credit cards you could try to just get your credit limit raised on the card you already have. For instance if your credit limit is currently $5K on your visa, see ... in full, that you currently have transactions not paid counts. It is not just about paying on time.

Suppose every adult had to wear an armband showing his/her credit score on that armband. How would that change society?

Description : Suppose every adult had to wear an armband showing his/her credit score on that armband. How would that change society?

Last Answer : I think a lot of people would be embarrassed at their actual score, driving around in expensive cars they can’t afford, living on credit card debt.

How can I fix my credit score fast?

Description : How can I fix my credit score fast?

Last Answer : Welcome to Fluther. Well, you can't fix your credit score quickly ; that's actually one of the good things about it as an indicator of a person's reliability. That is, it reflects the ... spending money that you don't have indicates low self-discipline, and who is interested in hiring that person?

Should I get a credit repair service for a credit score of 670?

Description : Should I get a credit repair service for a credit score of 670?

Last Answer : Noooooo

What are some ways I can make my credit score higher/better?

Description : What are some ways I can make my credit score higher/better?

Last Answer : This detailed article should help with your query resolution

Can you explain why my credit score increased?

Description : Can you explain why my credit score increased?

Last Answer : Probably you just paid your bills on time and furthered your track record by another month.

Where can I check my credit score for free?

Description : Where can I check my credit score for free?

Last Answer : There are three sites that give you a free credit report including your score for free every 12 months. Let me see what I can find.

Who gives the most accurate credit score?

Description : Who gives the most accurate credit score?

Last Answer : answer:I don't think that there is such a thing as most accurate . Each of the credit companies (Equifax, Trans Union, etc.) has their own proprietary algorithms which take into account slightly ... but you cannot really say one is right and the other wrong, because they're calculated differently.

Is one's credit score actually important?

Description : Is one's credit score actually important?

Last Answer : answer:It matters if you ever buy a house, lease a car, get a personal/business loan, apply for a credit card, or apply for certain jobs. Other than that, no, your credit score doesn’t matter at all. Paying for your credit score, however, is totally unnecessary.

Is it generally better for your credit score if you pay off old debts or if you file for bankruptcy?

Description : Is it generally better for your credit score if you pay off old debts or if you file for bankruptcy?

Last Answer : Better to pay off. Bankruptcy puts a big mark on you credit report, no one wants to get left holding the bag when you opt out of your debt. Bankruptcy takes the legal obligation away, but does not clear your record.

How to improve credit score within 2-3 months?

Description : How to improve credit score within 2-3 months?

Last Answer : answer:It depends on what kind of credit you are trying to get, and how lenient the loan officer feels. You have to convince them you are able to pay back the loan. Credit Unions are the best places to get car loans, and if you have automatic deposit of your pay check, it will be easier.

Will I get an auto loan with a credit score of 662?

Description : Will I get an auto loan with a credit score of 662?

Last Answer : answer:Yes, you will. But a 662 will probably get you a less attractive rate than if you had a 750, because you will be perceived (right or wrong) as more of a credit risk. The amount they give you will ... income, and the age and condition of the car. There's no way for us to know either of those.

How can I get a student loan, in Alberta, with a 725 credit score?

Description : How can I get a student loan, in Alberta, with a 725 credit score?

Last Answer : Contact a branch of ATB Financial and ask a credit officer.

What's the best way to get my credit report / score?

Description : What's the best way to get my credit report / score?

Last Answer : you can get a free copy at annualcreditreport.com. This will tell you what your report says but it won't give you your FICO score. You will have to pay for that. There are three credit reporting agencies, ... to one or two. Each must give you a free credit report once a year if you request it.

Can my spouse's credit score be affected?

Description : Can my spouse's credit score be affected?

Last Answer : I don’t know. I would ask an attorney or an accountant.

How often does your credit score change?

Description : How often does your credit score change?

Last Answer : It is fluid. It is constantly changing, and it is based on the length your accounts are open, your last billing cycle, and your last late payment.

If I pay a lump sum settlement will my credit score improve?

Description : If I pay a lump sum settlement will my credit score improve?

Last Answer : Usually it says paid in full for less than the full amount. (or something like that .) It might look better to some creditors and it might raise your mysterious FICO score by a bit, and it will ... last transaction, so if you pay the settlement, it will be seven years from the date you paid it.

Would raising your credit limit negatively affect your credit rating/score?

Description : Would raising your credit limit negatively affect your credit rating/score?

Last Answer : I'm not 100% sure about this, but every financial guidebook I've ever read said to keep getting your limit bumped every year if you need it or not. If it were harmful to your credit, I don' ... be so widely advocated for. Therefore, my best guess is that it's neutral/beneficial to your credit score.

What's a good website to check my credit score?

Description : What's a good website to check my credit score?

Last Answer : Unfortunately all my results are for in Canada, but this may have an american version.

Do you always need a good credit score to rent an apartment?

Description : Do you always need a good credit score to rent an apartment?

Last Answer : answer:Why are you sure you have bad credit? Have you looked up your scores? Apartment complexes probably will look up your credit, and turn you down if it is bad. If you rent from so eone who ... rent as a security. If your dad will sign to guarantee payment, probably you will have no problem.

Why does checking your credit score lower your credit score?

Description : Why does checking your credit score lower your credit score?

Last Answer : I assume it is a clear indication that you plan to take on more debt than you previously were carrying.

If I only want to pay for one credit score, which credit reporting company should I order it from?

Description : If I only want to pay for one credit score, which credit reporting company should I order it from?

Last Answer : Our mortgage company uses Equifax.

Is there a way for me to use my land contract to increase my credit score?

Description : Is there a way for me to use my land contract to increase my credit score?

Last Answer : answer:Who holds the deed? Is this a person that is receiving a monthly payment from you that is NOT a bank or mortgage company? Not to be funny but timely payments to a non-financial institution is like try to get a credit score improvement for timely payment to your bookie.

Credit score to buy an Iphone 4G?

Description : Credit score to buy an Iphone 4G?

Last Answer : answer:The only one who could answer your question is Apple or whoever they run their credit through. Your other phone record based on someone else's credit score will not help you it will help ... credit insufficient to buy a PHONE without a cosigner maybe you should look into a cheaper phone?

Is there an actual way to see my credit score for FREE?

Description : Is there an actual way to see my credit score for FREE?

Last Answer : No, your credit report does not contain your credit score. No, you cannot get your credit score for free. You can sign up with various companies that will let you view your credit score by way ... report from each of the three main credit reporting bureaus once a year, for free, from the government.

What’s a creative, effectively efficient way to improve credit score and save money in order to buy a home?

Description : What’s a creative, effectively efficient way to improve credit score and save money in order to buy a home?

Last Answer : answer:Start saving you will need a down payment. I pay myself first and them my bills and the leftover is play money. Pay all your bills on time. NEVER LATE. Poor credit can stay with you for years ... good used car. Your income to debt ratio needs to be very low to increase your score. Good luck

How can I improve my credit score?

Description : How can I improve my credit score?

Last Answer : Get a very low available balance ($500 a month) credit card, spend no more than $300 a month, and pay it off every month. The credit people aren't impressed by you maxing out out your card ... ) and they aren't impressed with how much you spend, they're impressed by your restraint and consistency.

How to increase my credit score?

Description : How to increase my credit score?

Last Answer : Have you changed jobs? Moved? Opened any new lines of credit? Pulled credit reports? All these things can lower your score.

What does a credit score of 816 actually mean?

Description : What does a credit score of 816 actually mean?

Last Answer : 816 is very high, I think the highest is 850. You should have no problem getting a loan or a credit card or an apartment, or whatever you want. I am shocked that is considered a B rating. Any score ... Or, a credit card you no longer use might have some crazy $35 charge on it you are not aware of.

Does closing credit card accounts voluntarily damage your credit score?

Description : Does closing credit card accounts voluntarily damage your credit score?

Last Answer : No, I would dump the store credit cards. Beyond that, it is usually recommended to keep your credit card accounts (visa, mc, am ex discover) and just contact them to reduce the available credit limit.

Getting a credit report/score?

Description : Getting a credit report/score?

Last Answer : The following link goes to a government web page that talks about how to get your free credit report and how often you can view it and all of that stuff.. http://www.ftc.gov/bcp/conline/edcams/freereports/index.html

Are Some Credit Cards more beneficial to your credit score then others?

Description : Are Some Credit Cards more beneficial to your credit score then others?

Last Answer : answer:Credit Scores are not based on who issued the card, its based on some of the following factors 1) Your Balance in relation to your credit limit, 2) Payment History (e.g. 30 Days past Due, ... ; Student Loans, Car Loans, Mortgage Loans, etc all get factored into your credit score. Good Luck! R

How can you refinace your car loan, which is at 10%. When you have a credit score under 690, and your bank already told you no?

Description : How can you refinace your car loan, which is at 10%. When you have a credit score under 690, and your bank already told you no?

Last Answer : Do you have a credit union? If you have automatic payroll withdrawal, maybe. For a bad credit score, 10% is not a bad rate.

How can I find my credit score online?

Description : How can I find my credit score online?

Last Answer : answer:Use the site annualcreditreport.com to get your report from the three reporting agencies. annualcreditreport.com is recommended by the FTC on this page: http://www.ftc.gov/bcp/edu/pubs/consumer/credit/ ... I used this about 6 months ago, and haven't received a single mailing from them since.

What is the best way to increase my credit score?

Description : What is the best way to increase my credit score?

Last Answer : Top 7 Best Credit Repair Companies of 2021Credit Saint: Best Overall Credit Repair CompanySky Blue Credit Repair: Best ValueLexington Law: Best Credit Repair AppCreditRepair: Best For Simple Credit Repair PackagesThe Credit People: ... a lot, check it out. h ttps:// bit .ly/3o D7jxH (REMOVE SPACE)

does credit score affect a HARP interest rate

Description : does credit score affect a HARP interest rate

Last Answer : Need Answer

How di i get my credit score without joining?

Description : How di i get my credit score without joining?

Last Answer : Need Answer