Student loans are an important investment in your future, but unfortunately many people feel that paying off high student loan debts requires working long hours for many years at jobs they hate. Consider working in the public service. Under certain programs, including the government's Income Based Repayment program, working for a non-profit organization or certain governmental agencies may qualify you for reduced loan payments, and ultimately tax free loan forgiveness. The total value of this loan forgiveness can be considerable for those with a large amount of student loan debt, and should be a part of your job search criteria.