Seniors Need Catastrophic Health Insurance?

Seniors Need Catastrophic Health Insurance?
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1 Answer

Answer :

We all want to believe that we will never be affected by a catastrophic health event. However, we all know as we age that the chances of a debilitating stroke, degenerative disease or other lingering catastrophic illness is quite possible. Senior citizens should research catastrophic health insurance or talk to an insurance provider. Medicare and regular health plans do not have the resources to provide the long term care that is needed in these cases. With catastrophic health insurance, senior citizens are better prepared for whatever the future holds.
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Related questions

What types of damage or events are included under catastrophic insurance coverage?

Description : What types of damage or events are included under catastrophic insurance coverage?

Last Answer : Catastrophic insurance coverage includes many damage or events caused by both natural disasters or other accidental damage to your home. Damage by events such as flooding, lightning, wind damage, and other ... policies also cover damage done by fire, but check with your insurance company to be sure.

How do I determine the best level of insurance for catastrophic medical coverage?

Description : How do I determine the best level of insurance for catastrophic medical coverage?

Last Answer : The best way to determine the best level of coverage for catastrophic medical insurance, is to first figure out how healthy you are and what type of coverage you would like. There are many websites out there that will help in figuring out the best level of coverage for you and you family.

Is it necessary to buy catastrophic medical insurance for people covered by regular medical insurace?

Description : Is it necessary to buy catastrophic medical insurance for people covered by regular medical insurace?

Last Answer : Catastrophic medical insurance is insurance only for large payments when something major happens to you. If you have regular health insurance, you do not need to purchase catastrophic insurance as well.

Do you think that the Great Flood of Biblical fame, is a human racial memory of a real, but less catastrophic, event?

Description : Do you think that the Great Flood of Biblical fame, is a human racial memory of a real, but less catastrophic, event?

Last Answer : Probably. A lot of ancient civilizations have stories about major floods, which isn't surprising given that those same civilizations all lived alongside large bodies of water prone to flooding. All it takes ... major blizzards (which is easy to do in the Northeast given how many blizzards they get).

An almost catastrophic ride home, can it be stopped halfway?

Description : An almost catastrophic ride home, can it be stopped halfway?

Last Answer : answer:If you yourself do not feel secure in your own ability to get out of harms way on your bike I would stop doing what you are doing right now. I see so many people shaving, putting on makeup, giving ... hell is fully awake at 6:30 am and that IMO is just nuts and he is just asking for it.

The Russians made a catastrophic film in which ....

Description : ... saved the world from the threat of a pandemic or nuclear catastrophe, as it is filmed in the US?

Last Answer : I can only think of the Night Watch and the Day Watch and then the Fall of Berlin

my wife has a catastrophic illness and has to draw upon her IRA. How will this affect our taxes filing jointly

Description : my wife has a catastrophic illness and has to draw upon her IRA. How will this affect our taxes filing jointly

Last Answer : You may be safe from paying a tax. People may need to tap into their individual retirement account before turning age fifty-nine and a half. Withdrawing money before that age subjects the funds to an ... Read more: http://taxes.about.com/b/2008/09/22/taking-early-distributions-from-an-ira.htm

CAN abbreviation in catastrophic injury?

Description : CAN abbreviation in catastrophic injury?

Last Answer : Need answer

When the indication for surgery is without delay, the nurse recognizes that the surgery will be classified as a) emergency. Emergency surgery means that the patient requires immediate attention and the disorder may be life-threatening. b) urgent. Urgent surgery means that the patient requires prompt attention within 24-30 hours. c) required. Required surgery means that the patient needs to have surgery, and it should be planned within a few weeks or months. d) elective. Elective surgery means that there is an indication for surgery, but failure to have surgery will not be catastrophic.

Description : When the indication for surgery is without delay, the nurse recognizes that the surgery will be classified as a) emergency. Emergency surgery means that the patient requires immediate attention and the ... there is an indication for surgery, but failure to have surgery will not be catastrophic.

Last Answer : a) emergency. Emergency surgery means that the patient requires immediate attention and the disorder may be life-threatening.

Wind is the prime lateral load and its combination with self-weight of the tower shell can cause the buckling instability leading to …………….failure. a) polytropic c) catastrophic b) both a) & b) d) none of above

Description : Wind is the prime lateral load and its combination with self-weight of the tower shell can cause the buckling instability leading to …………….failure. a) polytropic c) catastrophic b) both a) & b) d) none of above

Last Answer : catastrophic

What is a detailed process for recovering information or an IT system in the event of a catastrophic disaster such as a fire or flood? a. Disaster recovery plan b. Hot site c. Cold site d. Disaster recovery cost curve

Description : What is a detailed process for recovering information or an IT system in the event of a catastrophic disaster such as a fire or flood? a. Disaster recovery plan b. Hot site c. Cold site d. Disaster recovery cost curve

Last Answer : a. Disaster recovery plan

In order to avoid catastrophic consequences of climate change, there is general agreement among the countries of the world to limit the rise in average surface temperature of earth compared to that of pre-industrial times by

Description : In order to avoid catastrophic consequences of climate change, there is general agreement among the countries of the world to limit the rise in average surface temperature of earth compared to that of pre-industrial times by 

Last Answer : (A) 1.5 oC to 2 oC

Is home health care or a retirement community/assisted living facility a better choice for disabled seniors?

Description : Is home health care or a retirement community/assisted living facility a better choice for disabled seniors?

Last Answer : answer:The better choice is which place they prefer to live at depending on how much they can afford. Some seniors would love to stay at home and in some instances have a hard time adjusting in a ... days at home. Usually, it's whatever works .but finding that out might require trial periods.

Health Clubs Are Beneficial For Seniors?

Description : Health Clubs Are Beneficial For Seniors?

Last Answer : Seniors today are much healthier and more active than the seniors of 50 to 60 years ago. Most of the population in their 60s, 70s, 80s and even 90s don't even look their age or, if they're ... are much softer on the body for those who are just beginning to get into the workout habit.For those se

How can seniors save money on auto insurance?

Description : How can seniors save money on auto insurance?

Last Answer : answer:(I thought at first this question was spam.) As it says in the article, if they are driving shorter distances they should report that to their agent and see if that will lower their premiums. Also, ... is more important is if one would have enough money to live on if the other is ill or dies.

Types of travel insurance for seniors and expense?

Description : Types of travel insurance for seniors and expense?

Last Answer : There are many types of Travel Insurance available. The different types depend on the company that you choose. The website www.gninsurance.com will give you a good idea of the different types of travel insurance as well as a quote of their prices.

What companies offer travel insurance for seniors over 65?

Description : What companies offer travel insurance for seniors over 65?

Last Answer : Most insurance companies offer Travel Insurance. It's illegal to decline travel insurance base on age. A good place to look is a travel agency or AAA. Traveler's insurance is also a good one.

Where can I find cheap travel insurance for seniors?

Description : Where can I find cheap travel insurance for seniors?

Last Answer : Travel Insurance can be found through many insurance companies. If you are flying, some airline companies also provide insurance. To get the best rates, use this online site to determine the best company http://www.worldtravelcenter.com/

How much does travel insurance cost for seniors?

Description : How much does travel insurance cost for seniors?

Last Answer : The price of Travel Insurance is affected by many different factors not just age. That said you may be able to get a senior discount for being involved in a program such as aarp.

What do you need to know about reverse mortgages for seniors?

Description : What do you need to know about reverse mortgages for seniors?

Last Answer : You should find out the terms and costs for getting reverse mortgages for seniors

Do seniors play Dungeons and Dragons in retirement homes?

Description : Do seniors play Dungeons and Dragons in retirement homes?

Last Answer : It is conceivable that resident retirement communities could play role playing games. You can become a resident when you turn 55 (one resident in the apartment or cottage must be at least 55)-some are ... plenty of time and lots of spaces. The social dynamics I see, support a lot of interests.

What would the political landscape in the US be like once most of the baby boomers are gone and the X-gen are seniors?

Description : What would the political landscape in the US be like once most of the baby boomers are gone and the X-gen are seniors?

Last Answer : Austere. Very austere from paying off the national debt.

Should immortals, like Thor , get a seniors discount at the theater?

Description : Should immortals, like Thor , get a seniors discount at the theater?

Last Answer : old people get discounts, because they are more likely to be poor. thor is not poor, so no.

Why are hip fractures in seniors so frequently deadly?

Description : Why are hip fractures in seniors so frequently deadly?

Last Answer : Consider the totality of the person. Someone whose health has deteriorated to the point where their bones are so thinned and brittle that they are susceptible to hip fracture has probably ... be bedridden and that also leads to more complications and general weakening of the entire body.

What are the essential things to learn about an iPhone for seniors who are not computer literate?

Description : What are the essential things to learn about an iPhone for seniors who are not computer literate?

Last Answer : I’d use a silver Sharpie and mark the phone to indicate places they need to touch. I also mark where the power cord is inserted and mark the cord so all they have to do is line up the silver marks. It is not a perfect solution but it does help.

Is it at all possible that walking or jogging seniors are damaging their knees?

Description : Is it at all possible that walking or jogging seniors are damaging their knees?

Last Answer : answer:I think not walking and being overweight are probably a much, much bigger factor. Extra weight puts more stress on the knee joint. Average weight for American women 140.0 pounds women in the year ... - June 12, 2015 - The average American woman now weighs as much as the average 1960s man

What causes deep vertical lines on seniors' foreheads?

Description : What causes deep vertical lines on seniors' foreheads?

Last Answer : My case I think it was the coffee table I think.

Yoga for seniors?

Description : Yoga for seniors?

Last Answer : Have her check with her physician. But it should be good for her or have her try Tai Chi for low impact exercise, stretching and balance improvement.

Do you think it's morally or ethically acceptable for seniors to hide their financial assets to then become Medicaid eligible, and eligible for other government aid?

Description : Do you think it's morally or ethically acceptable for seniors to hide their financial assets to then become Medicaid eligible, and eligible for other government aid?

Last Answer : answer:I think if they've been paying into Medicaid all their lives, they have the right to draw from it when they are of an eligible age. I also think it's utter bullshit that this is a ... our elders. YES we should take care of all of our citizens, regardless of their age and income status.

Is there a good laptop for seniors citizens?

Description : Is there a good laptop for seniors citizens?

Last Answer : answer:Yes, its called a frisbee. :-) Why tie them down? I have found the older they get the more complex it gets for them. My mom just got a laptop. She is 76. Go with the largest screen. Hers ... If you do go with a larger then normal screen you wont be able to avoid cost. But figure around $600.

Is there a good yoga class on the upper east side in NYC for seniors?

Description : Is there a good yoga class on the upper east side in NYC for seniors?

Last Answer : Simone de beauvoir is into yoga

Shouldn't seniors answer life's questions since they lived the longest?

Description : Shouldn't seniors answer life's questions since they lived the longest?

Last Answer : Age does not equal knowledge. Related, yes, but it’s just as silly to assume an old person is wise than to assume a young person is not wise.

What are some websites that seniors use frequently?

Description : What are some websites that seniors use frequently?

Last Answer : A good resource for you would be to check with your local Area Agency on Aging. These agencies are funded federally throug state budgets and administered at the local levels. They provide services for senior ctizens and have a wealth of knowledge regarding current issues and needs.

Mobile tariff for seniors with ZTP card

Description : I am a ZTP holder and I am a senior 86 years old, am I entitled to a cheaper tariff for a mobile phone and a landline? Thanks for the anwers.

Last Answer : see here: http://www.klarapomaha.cz/vyhody-pro-drzitele-prukazu-ztpp/

Do you have experience with a food supplement for seniors?

Description : I chose something, but I deliberately do not write what it is. I'm also interested in whether a suitable supplement can be used permanently or needs to be changed after some time. Thank you.

Last Answer : I don't believe in food supplements at all, and after a few experiences, when, for example, I fell apart, I don't even take them. Perhaps only Selzink +, on the skin and nails, after a skin recommendation ... t know about him at all: o And I'll use the money to buy some fruit that's still expensive.

Is there any organization that offers free companship for seniors

Description : Is there any organization that offers free companship for seniors

Last Answer : Yes, here > http://www.fedoforg.org/default/senior-companion-program

What are the Best Wearable devices for Seniors?

Description : What are the Best Wearable devices for Seniors?

Last Answer : There are many brands of activity finders, smart watches, medical alert devices to secure our still, active an independent beloved seniors.

What are the latest smart home technology for seniors?

Description : What are the latest smart home technology for seniors?

Last Answer : This is a good and great question. There is alot of different smart options for elders to live a happy and healthy life, for example the new google home system. The google home can be used for voice control all kind of different technical equipments in the home.

How to Use Meal Delivery for Seniors?

Description : How to Use Meal Delivery for Seniors?

Last Answer : As people age, sometimes they lose the ability or willingness tocook healthy meals from scratch for themselves and fortunately,they can choose to use meal delivery services for some or all oftheir meals. ... three meals aday for themselves.While meal delivery food may cost more than the same food

are there any grant to help seniors get out of debt?

Description : are there any grant to help seniors get out of debt?

Last Answer : how do I get a grant to help seniors out of debt

Are there cell phones especially designed for seniors?

Description : Are there cell phones especially designed for seniors?

Last Answer : There are cell phones for seniors. Most seniors prefer cell phones with limited options. The best cell phones for senior citizens can be found at www.consumersearch.com/cell-phones/best-senior-cell-phones.

Is a senior citizen housing beneficial for sick seniors?

Description : Is a senior citizen housing beneficial for sick seniors?

Last Answer : A senior citizen housing is beneficial in that it allows senior citizens to live independently to a degree when they would otherwise not be able to live on their own. However, sick seniors would benefit better in a nursing home where there is more medical staff overlooking things.

Where can I find housing for seniors with low income in New York?

Description : Where can I find housing for seniors with low income in New York?

Last Answer : You can find low income housing for seniors through the nyc government site. They have a listing for housing in the five boroughs of New York City which you or your loved ones will find to be very handy. http://www.nyc.gov/html/dfta/html/senior/housing.shtml

grant for seniors 55 and up for home repairs ?

Description : grant for seniors 55 and up for home repairs ?

Last Answer : is there a grant for seniors 60 and up for home repairs home repairs for seniors

where are the seniors apartments in barrie?

Description : where are the seniors apartments in barrie?

Last Answer : Check out the sites, www.apartmentshowcase.com or www.rent.com for fabulous information regading Apartment Leasings. Also, you may check out the ratings for specific aparment locations by visiting www.apartmentratings.com.

What are the best types of medical alerts for seniors?

Description : What are the best types of medical alerts for seniors?

Last Answer : The best kind of system for a senior would be one that is kept on them somewhere like a watch or necklace. This would ensure that if they fell or otherwise hurt themselves that they could call for help.

Do most senior day care centers accept seniors with alzheimers?

Description : Do most senior day care centers accept seniors with alzheimers?

Last Answer : No, most won't. There are actually three divisions of senior day care: social, health-focused, and dementia-related. You'll need to put an adult with dementia in a day care center specifically ... slightly confused. If the symptoms are severe only specialized day care won't be equipped to handle it.

Are there low income apartments set aside specifically for seniors?

Description : Are there low income apartments set aside specifically for seniors?

Last Answer : Yes, there are low income apartments set aside specifically for seniors. You can read more at www.nyc.gov/html/dfta/html/senior/housing.shtml

What are some of the seniors communities in my area?

Description : What are some of the seniors communities in my area?

Last Answer : Looks like you forgot to tell us where your area is but that's no problem. Go over to retirementliving.com and enter your location information and you will find what you are looking.

What's the best online course for Seniors to learn about computers?

Description : What's the best online course for Seniors to learn about computers?

Last Answer : cs4senior.com, seniorsguidetocomputers.com are websites that teach Seniors about computers. They teach the basics about computers, security, backup, internet browsing and much more.