What is a credit counseling agency that can help me with finances?

1 Answer

Answer :

Credit counseling can be found at many government agencies. Locally, your personal banker may be able to direct you to a reputable credit counselor or coach.

Related questions

Description : What type of counseling class will help me manage my finances better?

Last Answer : There are quite a few financial counseling services available. Money management and credit counseling are a good place to get basic money management tools.

Description : Marital finances/credit history question.

Last Answer : No. The three credit bureaus in the US look at individual’s credit; not married couples an in individual entity. If a couple has a joint debt, like a home purchase; the debt shows up on each individual’s credit report.

Description : How do you refinance mortgage w/ bad credit now after finances change do to lost of job 2 years ago. found knew job about 3 month after but pays less.Asked about modification w/mortgage company said they don't participate. ?

Last Answer : Just because your mortgage company say they don't refinance does not mean you should stop. Make a list of the places that do participate and apply there to see if you can get the help you need.

Description : How will a consolidation loan effect my finances with $20,000 in credit card debt?

Last Answer : A consolidation loan will pay off all of your bills and give you one payment. This program will only really work if you cut up your credit cards and have discipline.

Description : Are there credit counseling services available to assist me?

Last Answer : There are tons of credit counseling services available, just make sure to go with one that's reputable and isn't just out to steal money. The National Foundation for Credit Counseling (nfcc.org) would be a good place to start.

Description : Any suggestions for money management and credit counseling resources for my employee?

Last Answer : Try “Financial Peace University”, Dave Ramsey is a nationally recognized person. The classes are taught on the local level, usually through a individual that has used the class and process to change their life and budget. More at FPU .

Description : Are there any legit credit counseling services or are all they all just looking out for themselves?

Last Answer : My opinion: the best you're going to get is "semi-legit". They may do what they say, but only for huge fees. The industry as a whole doesn't have a good reputation due to companies no paying your bills on time and charging huge fees for the "privelege".

Description : Where can I get free credit counseling in Detroit, MI?

Last Answer : Christian Credit Counseling offers free counseling that may help you. In Detroit, they can be reached at (248) 557-7341.

Description : Where can I find credit counseling to raise my score?

Last Answer : Credit counseling does not always work and may actually make your credit score worse. There are no quick fixes to raise credit scores and just pay your bills.

Description : Using Credit Counseling Services?

Last Answer : By using a credit counseling service to help correct your consumer credit, you can avoid bankruptcy and get on a debt repayment plan. To avoid fraudulent practices, the Federal Trade Commission ... or her goals. Check that the service is accredited by the National Foundation for Consumer Credit.

Description : What is the best kind of professional to help me deal with issues about protecting my finances post divorce?

Last Answer : A lawyer would probably be your best bet because they call tell you what you ex is and isn’t legally able to go after post divorce. Depending on your situation, there may be things that he is entitled to, so talk to a lawyer. Good luck.

Description : Is a financial planner a good person to hire to help me organize my finances?

Last Answer : Whether a financial planner can help you organize your finances depends upon the problems you are facing. They can work to determine if you are using your money well, make a budget and plan for the ... /www.cfp.net/) can help you find a financial planner to help you handle your money problems.

Description : Where can I find someone to help me sort out my finances?

Last Answer : There are major companies that can be found online, and if you choose them, have workers who will actually meet with you one on one to sort out your finances. Smart Money at smartmoney.com and AARP at http://www.aarp.org/money/ both offer money advice for retiring.

Description : Is there financial software that can both help you maintain your finances, but at the same time develop a hobby investing?

Last Answer : Yes, you can use Forex software which will help you not only budget your finances but teach you how to invest.

Description : Does a 401k Withdrawal Make Sense to Help Get Personal Finances in Order?

Last Answer : The act of getting personal finances in order is an essential part of living a healthy and balanced life. This is because how a person spends money will be directly related to what their ... is because the same bad financial habits will continue but a valuable asset will have been depleted.

Description : How can I align my finances to allow me to pay off my house?

Last Answer : You can always cut back and budget. An extra 50 bucks a month is an extra $600 a year, which in a lot of cases could be an extra month on your mortgage. Using your income tax refund to take out a big chunk is also a nice technique.

Description : When a credit check is done, does the credit agency disclose previous name(s) to the retailer?

Last Answer : It depends. It’s not likely.

Description : Do I need a credit agency to monitor my credit?

Last Answer : Their are certainly credit agencies that can help you monitor your credit, however, they usually come with a maintenance fee. Creditscore.com is a reputable credit agency.

Description : Which amidst the following is not a credit rating agency? (1) CRISIL (2) CARE (3) ICRA (4) IFCI

Last Answer : (4) IFCI Explanation: A credit rating agency (CRA) is a company that assigns credit ratings for issuers of certain types of debt obligations as well as the debt instruments themselves. In ... financial consulting services across India, as well as in the Asia-Pacific region through its subsidiaries.

Description : B) CaixaBank Explanation: As per the agreement, they will expand banks guarantee transaction businesses by jointly providing credit to Indian-Spanish joint ventures and Indian local ... finance and export credit agency finance, infrastructure finance and networking services, among others.

Last Answer : Recently an Indian bank launched next generation features on its app „iMobile‟ which will enable customers to instantly pay taxes and book railway tickets within the app. Name the bank. A) Federal Bank B) Punjab National Bank C) Kotak Mahindra Bank D) ICICI Bank E) Bandhan Bank

Description : Micro Units Development Refinance Agency (MUDRA) has a corpus of _______, and credit guarantee corpus of ________ A. Rs 25,000 crore and Rs.3,000 crore B. Rs 20,000 crore and Rs.4,000 crore C. Rs 15,000 crore and Rs.4,000 crore D. Rs 20,000 crore and Rs.3,000 crore

Last Answer : D. Rs 20,000 crore and Rs.3,000 crore Explanation: The bank will have an initial corpus of Rs 20,000 crore and a credit guarantee fund of and Rs.3,000 crore. The bank will initially ... as a non-banking financial company and a subsidiary of the Small Industries Development Bank of India (SIDBI).

Description : Which of the following was the first credit rating agency of India? A. CIBIL B. Equifax C. CRISIL D. ICRA E. Experian

Last Answer : A. CIBIL Explanation: Credit Information Bureau (India) Ltd; CIBIL is India s first Credit Information Company, also commonly referred as a Credit Bureau. We collect and maintain records of ... licensed by the RBI and governed by the Credit Information Companies (Regulation) Act of 2005.

Description : The headquarters of Investment Information & Credit Rating Agency(ICRA) Limited is located in _________ A. Mumbai B. New Delhi C. Noida D. Gurugram E. Hyderabad

Last Answer : D. Gurugram Explanation: ICRA is second largest Indian rating comapany in term of customer base. It was a jointventure between Moody‘s and various Indian commercial banks and financial services companies. Headquarters is in Gurgaon (Haryana),India

Description : Credit Rating Agency, SMERA accredited by ________ A. SEBI B. SIDBI C. NABARD D. RBI E. None of these

Last Answer : D. RBI Explanation: The Company has received accreditation from the Reserve Bank of India (RBI) as an External Credit Assessment Institution (ECAI) under BASEL – II norms for undertaking bank loan ratings.

Description : Which is a full service credit rating agency exclusively set up for micro, small and medium enterprises? A. CRISIL B. ICRA C. CARE D. ONICRA E. SMERA

Last Answer : E. SMERA Explanation: SMERA Ratings Limited (formerly SME Rating Agency of India Ltd.) is a full service credit rating agency exclusively set up for micro, small and medium enterprises.

Description : ______ is the opinion of the rating agency on the relative ability and willingness of the issuer of the debt instrument to meet the debt service obligation as and when the arise. (a) merit rating b) credit rating c) rating by merchant banker )

Last Answer : (a) merit rating

Description : Which amidst the following is not a credit rating agency ? (1) CRISIL (2) CARE (3) ICRA (4) IFCI

Last Answer : IFCI

Description : If you are married or live with a partner, how do you handle your finances?

Last Answer : I control the money.

Description : Did your parents teach you about finances?

Last Answer : They gave it a shot ;)

Description : How do you record your finances/budget?

Last Answer : I willy nilly it..as long as their is money in the bank.

Description : How do I start being a responsible grownup with my finances?

Last Answer : Okay, baby steps. incidentally, I have BOA too and they're okay by me, when compared to my previous banks My initial advice to you would be to try to eliminate all credit cards in your life and work ... put about $500-$1000 initially and don't touch it, keep adding to it it has a good return yield.

Description : What do you do to stay on top of your finances?

Last Answer : I’ll let you know when I get my income back up above expenses. Right now I’m in constant firefighting mode, putting out one brush fire bill while the flames of the next are lapping at my rear end.

Description : Mint or Thrive for your online finances?

Last Answer : I’m satisfied with Mint, but many people like Quicken On-Line. Personally I think Intuit has become too greedy.

Description : Best books on personal finances a teenager can read?

Last Answer : For the nieces I recommend On My Own Two Feet by Manisha Thakor and Sharon Kedar. It is so good. And it’s completely understandable for a teenager.

Description : Township government wording? Financials? or Finances?

Last Answer : What about “Fiscal Policy” or “Annual Budget” or “Funding Information.” I don’t like using an adjective as a section title.

Description : How to divide finances when living together and he has children?

Last Answer : You need to sit down with him, and find out what he feels your financially obligation should be. You should go into it having an offer though too, but be willing to compromise. I you’ll be paying less in rent, by moving in there, then I don’t see what the big deal would be with you paying half.

Description : Do one person's finances have an appreciable effect on the national economy?

Last Answer : yes. George bush’s finances keep getting larger, mine keep getting smaller.

Description : Best knowledge to have for managing ones personal finances?

Last Answer : answer:Don’t spend more than you have. Simple. oh and try to save something every month.

Description : Who have a discount coupon for a hosting service, urgently needed. I want to start my own business, but finances are an issueThe more you offer, the better?

Last Answer : Found two coupons (I stumbled upon them a long time ago)BlueHost - ht tps ://yazing. com/deals/ bluehost/kSFNHostGator - ht tps ://yazing. com/deals/ hostgator/kSFN(don't forget to remove the ... at both options, and I do not remember which one is more profitable, but the discounts there are huge.

Description : If money makes money, then mine is barren!

Last Answer : you probably won't push them into the right hole. (tuxedo)

Description : What part of the economy finances public goals?

Last Answer : Feel Free to Answer

Description : Keeping Track of Your Finances?

Last Answer : Resolving your debts may mean that you have to budget more carefully. Many people are finding that budgeting their expenses helps tremendously because they will be able to have more money in their pockets when ... avoid having it go there again if you do not need those things you've spent money on.

Description : How to Transform Your Finances?

Last Answer : It isn't easy being your average citizen these days. Economic conditions continue to slog through periods of modest growth and decline, jobs are still hard to come by, and real estate prices ... Always approach these purchases carefully, and try to weigh the cost and benefits as much as possible.

Description : How can my monthly budget total determine my finances?

Last Answer : Your monthly budget can help you to determine where you are spending your money. That information can help you to figure out how you can most easily save money to apply to paying down your debt or buying things that you are having trouble affording.

Description : What finances qualify for I bond rates?

Last Answer : You don't need much finances to qualify. It all depends on what you are willing to commit to the services to engage in the market. All options are negotiable.

Description : What is meant with libor rate history in finances?

Last Answer : Libor rate history in finances is a common interest rate index, which is used to adjust adjustable mortgagee rates. The importance of libor rate history when referring to finances is important to investors as well as business owners who are a part of the indexes.

Description : How do I use routing numbers to find out my bank finances?

Last Answer : Routing numbers are used to identify where exactly your account is held. Give the details to any bank teller and the teller can then find out at which branch of your bank the account is ... and other important information so that you can conduct your business even when away from your home branch.

Description : How can I add my finances to my dividend calendar?

Last Answer : The use of mint.com is a great tool to incorporate the dividend calendar into your finances. The dividend calendar shows how much your stocks are making you.

Description : What is meant with FAFSA estimator in finances?

Last Answer : The term FAFSA estimator in finances means it is the amount that the government calculates that you get or have. Here is a site that examines this in more detail for you www.finaid.org/calculators/quickefc.phtml

Description : What is meant with interest payment calculator in finances?

Last Answer : The interest payment calculator lets you determine how much interest you are paying on a loan. this is a very valuable tool to use to utilize your ability to make extra house payments to see the exact number of dollars you are saving by doing so.