Is there a difference between tenants policy insurance and renters insurance?

Is there a difference between tenants policy insurance and renters insurance?
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1 Answer

Answer :

They are both the same thing. They cover your personal belongings and liabilty protection.
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Related questions

What types of insurance policy apply for tenants in rental houses?

Description : What types of insurance policy apply for tenants in rental houses?

Last Answer : If you are a tenant who rents out an apartment, house or building for living space it is a great idea to get renter's insurance. Without renter's insurance you could lose all of your personal ... your stuff. Here's a place that sells policies: http://www.statefarm.com/insurance/renters/renters.asp

Where can I get cheap home renters insurance , In Canada, for a short period of time?

Description : Where can I get cheap home renters insurance , In Canada, for a short period of time?

Last Answer : From what little I know about insurance, it may cost you a lot more than $20 for a week if they would even write a one week policy (the paperwork for the policy and office are the ... should include the insurance and licensing fees which in the USA is hundreds if not thousands of dollars.

What do I need to know about renter's insurance?

Description : What do I need to know about renter's insurance?

Last Answer : Holy cow, here’s a ton of info to wade through.

I have decided I probably need renter's insurance, any recommendations?

Description : I have decided I probably need renter's insurance, any recommendations?

Last Answer : I would look for recommendations for an independent insurance agent from friends or colleagues and talk to them about your needs. Tenant’s insurance is not very expensive.

How can I determine if I need renter's insurance? And supplemental questions.

Description : How can I determine if I need renter's insurance? And supplemental questions.

Last Answer : I am not an insurance person, but how would you ever replace your clothes? Think of all the clothes you need to survive including shoes and coats. That would be quite a lot of money. Plus your ... items. It is well worth the money if something happens. It will probably cost around 50.00 a month.

What is the best insurance company for renter's insurance?

Description : What is the best insurance company for renter's insurance?

Last Answer : If you talk to your car insurance agent he can usually give you the best deal because you give him the business for both.

Fellow friends, just curious who has renter's insurance for their apartment, and if they'd care to share with who their provider is and how much it is a month --?

Description : Fellow friends, just curious who has renter's insurance for their apartment, and if they'd care to share with who their provider is and how much it is a month --?

Last Answer : I do not have renter’s insurance :( We probably should, but we never even looked into it. And my downstairs neighbor almost caught her apartment on fire once, totally freaked me out.

Any recommendations for renter's insurance in San Francisco?

Description : Any recommendations for renter's insurance in San Francisco?

Last Answer : Check with your auto insurance carrier. They may offer coverage or at least be able to refer you to some other sources. There seem to be a lot of Bay Area residents here. Lots of SF questions lately

What is the best renter's insurance?

Description : What is the best renter's insurance?

Last Answer : I use allstate its only $40 a month

What would likely be cover in homeowner's insurance but not renter's insurance?

Description : What would likely be cover in homeowner's insurance but not renter's insurance?

Last Answer : Anything that is owned by the homeowner would not be covered byrenter's insurance. That would be the building, any appliances, thefurnace, sinks, tubs, floors, walls, etc.

What would likely be covered under homeowner's insurance but NOT by renter's insurance?

Description : What would likely be covered under homeowner's insurance but NOT by renter's insurance?

Last Answer : Damage to anything covered by the landlord's insurance, becausethe landlord owns the property not the renter. Such damage would becovered under homeowner's insurance, because the homeowner owns theproperty.

Would likely be covered under homeowners insurance but not by renters insurance?

Description : Would likely be covered under homeowners insurance but not by renters insurance?

Last Answer : Damage to anything covered by the landlord's insurance, becausethe landlord owns the property not the renter. Such damage would becovered under homeowner's insurance, because the homeowner owns theproperty.

Is it a good idea to get renter's insurance when renting apartments?

Description : Is it a good idea to get renter's insurance when renting apartments?

Last Answer : Yes, you definitely need renter's insurance if you will be living in an apartment. In case of a fire or damage to the apartment, the building owners insurance will not cover your property. You need your own insurance for your things.

Are renters insurance select any good?

Description : Are renters insurance select any good?

Last Answer : I would go with renters insurance select. They are better than others and will help in your home cover renewal. You will not have a better option. Don't avoid them like the plague.

Benefits of Renters Insurance?

Description : Benefits of Renters Insurance?

Last Answer : Imagine coming home from a night on the town to flashing fire truck lights or arriving at yourapartment after a long trip to a flooded living room. Hopefully, you have paid for renters insurance as it will ... better to have the option to start over than have to depend on someone else's help later.

How much does the average renters insurance cost in PA?

Description : How much does the average renters insurance cost in PA?

Last Answer : In the average rates for renters insurance, auto insurance, and home insurance, Pennsylvania is usually lower! In 2007, the average rate for PA renters insurance was only $144!

How much is the apartment renters insurance per month?

Description : How much is the apartment renters insurance per month?

Last Answer : Renter's insurance is fairly inexpensive. Prices will vary due to your area, distance from a fire hydrant and/or department, number of units, etc. If you have auto insurance, the company with your policy should have renters insurance available. Bundling the two policies would make it cheaper.

Where can I find affordable renters insurance?

Description : Where can I find affordable renters insurance?

Last Answer : State Farms is a wonderful insurance company. It is widely known and is reputable. Many people use it, and it is the best deal for your money. Why don't you head down to the local State Farm office now, or check them out online?

Why You Should Have Renters Insurance?

Description : Why You Should Have Renters Insurance?

Last Answer : A lot of people think if they don't own their home, they don't need insurance. They assume they are covered by the owner's insurance. Most of the time this isn't the case. That's why ... be responsible. Renter's insurance provides more than just money to the client; they can provide peace of mind.

What kind of lawyer deals with renters’ matters?

Description : What kind of lawyer deals with renters’ matters?

Last Answer : Contact the owner of that building rather than the management, that might get things moving faster. Also Landlords and Tenants Board to address concerns. ( keep records).

Is it against the law to ask a repairman to charge you extra so to be covered by renters or landowners inurance?

Description : Is it against the law to ask a repairman to charge you extra so to be covered by renters or landowners inurance?

Last Answer : It isn’t the deductible, and it is called fraud.

Renters over 30, what is holding you back from buying a house?

Description : Renters over 30, what is holding you back from buying a house?

Last Answer : I couldn’t clean a large house every day.

How long would be a reasonable time to forgive a potential renter's prior history?

Description : How long would be a reasonable time to forgive a potential renter's prior history?

Last Answer : answer:The time it'd take me to forgive Cannabis possesion - 5 secs. Vicious Dog - 5 mins. Domestic Violence - Years. Why would someone having a petty crime on their record make them any less of a ... 's personality or traits, but with smaller crimes, I don't think you should be so quick to judge.

A Mobile home community, where all members are owners, not renters, seem to be asking illegal questions on its application. Are these questions illegal to ask (see context below)?

Description : A Mobile home community, where all members are owners, not renters, seem to be asking illegal questions on its application. Are these questions illegal to ask (see context below)?

Last Answer : EVER plead guilty to, convicted or have a pending case in a crime?EVER Been placed on probation, parole, or released from jail or prison?Are you currently involved in any criminal activity?EVER been evicted or ... renters. So you are to pay a lot fee. 460 a month. It concludes "By signing this app

renters rights in indiana

Description : renters rights in indiana

Last Answer : Need Answer

renters rebate?

Description : renters rebate?

Last Answer : how do i file for my renters rebate from Minnesota

Do renters have to pay property taxes?

Description : Do renters have to pay property taxes?

Last Answer : No, renters do not pay property taxes. Property taxes are paid by the owners of the property. They may pass that cost down to you through rent, but it will likely be spread out over months.

Why has Shaker Heights not grown intellectually in allowing section 8 renters in Do you thing it is only making you targets for a bigger problem.?

Description : Why has Shaker Heights not grown intellectually in allowing section 8 renters in Do you thing it is only making you targets for a bigger problem.?

Last Answer : You need to take that dog to a vet! A collapsing tracha isn't something you can treat with allergy medication!

Landlord Tenant Law Lawyer: Helping Both Renters and Landlords?

Description : Landlord Tenant Law Lawyer: Helping Both Renters and Landlords?

Last Answer : Landlord and tenant law is complicated and confusing to most individuals. These laws outline a landlord's rights and the rights of the tenant, in order to protect both parties. Landlord ... lawyer may be contacted.Services Provided by Landlord Tenant Law Lawyers:Landlord and tenant law lawyers help

Covid 19-reducing rental for commercial tenants?

Description : Covid 19-reducing rental for commercial tenants?

Last Answer : My daughter opened a body piercing shop just as Covid was peaking. Her agreement with the landlord was that she wouldn't have to pay rent during months when she was forced to remain closed during ... be extended an equal number of time. That was negotiated in the contract. Not many had that.

Where can I find a current, up-to-date list of tenants, on a floor-by-floor basis, for 120 London Wall (Moor House)?

Description : Where can I find a current, up-to-date list of tenants, on a floor-by-floor basis, for 120 London Wall (Moor House)?

Last Answer : Doubtful. There is no central registry of commercial tenancy in the UK. The most accurate list would be held by the building manager (the lessor) because they collect the rent. Although many ... EDF Energy will have a list of customers by building and floor, but that is proprietary information.

What should be done when neighboring tenant's marijuana use is befouling our apartment?

Description : What should be done when neighboring tenant's marijuana use is befouling our apartment?

Last Answer : I wish I knew, but at least I can sympathize. It's very hard to defend against either foul smell or foul sound; you can't close off those senses (and it's little comfort to recall that always- ... have that. I hope someone else can offer a better solution, because sympathy is really all I've got.

Should landlords be required to give a 30 day trial to new tenants before the lease is legally binding?

Description : Should landlords be required to give a 30 day trial to new tenants before the lease is legally binding?

Last Answer : I think that's something that is needed. Most places I rented from did nothing but try to extort money from the tenants. Every time the lease came to an end the rent went waay up. It was a rare ... a lot of freedom because you are not chained to the property but you don't have many rights either.

USPS Mail Advice: How do I get rid of mail of former tenants?

Description : USPS Mail Advice: How do I get rid of mail of former tenants?

Last Answer : Put a line through the address and write not at this address on the envelopes and put them back in the mailbox. After a few weeks your mail carrier will (hopefully) get the idea and start returning them ... carrier will see it when they open it. You might also want to site only below your name.

How would you deal with situation: sharing a home – with 4 apartments/tenants inside. Details inside?

Description : How would you deal with situation: sharing a home – with 4 apartments/tenants inside. Details inside?

Last Answer : answer:Hey babes - noce to see you around again. GQ! Reminds me of the great Paul Simon song (little known, methinks) One Man's ceiling is another man's floor. Youtube it - it's a good ... I would sleep with a tranquilizer, earplugs and good soft stereo headphones with a one hour timer. Bon chance.

What are California tenants' rights concerning guests?

Description : What are California tenants' rights concerning guests?

Last Answer : answer:(1) His apartment is a separate unit in the multi-family home, correct? (2) Is there a lease?

Can a landlord be forced to evict a tenant if the tenant's child has intentionally destroyed a neighbor's property?

Description : Can a landlord be forced to evict a tenant if the tenant's child has intentionally destroyed a neighbor's property?

Last Answer : answer:No, you can't force the landlord of a neighboring house to evict his tenants. The rental agreement is between the owner and the tenant. The neighbors have very few rights regarding ... he enforce the agreement. However, you can insist the police address the trespassing and property damage.

My tenants sublease with his roomates. and regarding a 3 day notice to pay or quit?

Description : My tenants sublease with his roomates. and regarding a 3 day notice to pay or quit?

Last Answer : The law of the state in which you are located governs. There are many unanswered questions some of which should be answered in the sublease document. I can only suggest your find your state statutes ... . Look in the legislature section of your state website. This is an opinion; not legal advice.

Is it "customary practice when selling a house that has tenants" to have a lawyer send a letter of eviction to the tenants?

Description : Is it "customary practice when selling a house that has tenants" to have a lawyer send a letter of eviction to the tenants?

Last Answer : In New York a new purchaser must prove to a housing court that he or she needs the space for his or her own family. You can tie them up for years.

What does it mean when an apartment listing says Section 8 tenants accepted?

Description : What does it mean when an apartment listing says Section 8 tenants accepted?

Last Answer : Section 8 is like food stamps but for housing. So basically poor people receiving government assistance.

Is my landlady being unreasonable about these sub-tenants?

Description : Is my landlady being unreasonable about these sub-tenants?

Last Answer : If they go on as a couple, then the entire rent is due at one time. If they go on as roommates, then he’s collecting half of the rent from each person. How many people are on your lease now?

In San Francisco, what are options for removing tenants w/o evicting them?

Description : In San Francisco, what are options for removing tenants w/o evicting them?

Last Answer : answer:I don't know a whole lot about this, but I would think that if that person has a lease, it's with the landlord, not the structure. So if the landlord no longer owns the property, the ... with the previous owner for breach of contract, but you shouldn't be responsible. Am I way off base here?

Can tenants in a municipal house request a disconnection from central heating?

Description : If the tenants of all apartments agree and are interested in disconnection from central heating - where to request a change in the heating of the apartment, how to proceed? In the case of disconnection of an ... have to be paid for common areas (how many%, from the basic or consumer component)?

Last Answer : Of course you can ask for anything. The question is whether it will be complied with. In this case, it would be necessary to apply to the homeowner. How much would it cost and common areas could not be determined. It would be different for every company and every apartment.

How to get tenants out of the apartment what does not apply?

Description : They haven't paid me a rent for 2 months and I can't get them from the apartment I rented. How to solve it in the future? Should I go to the police or what should I do? Of course, I have a rental agreement and everything I need.

Last Answer : Well the problem is that we do not know what you have in the contract ... but I recommend you to ask here .. >>> http://free-preparation.com/online-free/ so that you do not have any braids with the law ....: ☢ ☠ ☣ ☠ ☣ ☠ ☣ ☠ ☢ _

When I don't want to return the deposit to the tenants?

Description : Hello counseling. I rented an apartment with a deposit of CZK 10,000. Suddenly, after the tenants move out, there is no carpet, wardrobes, table and chairs in the apartment, etc ... So I have to buy ... that they would buy theirs, but then they decided to move back to Slovakia. So what do I do now?

Last Answer : Deal with them only in writing, ask them in writing to restore the apartment and list exactly what things are missing in the apartment, set a deadline for them, for example a week. Let them know that ... criminal complaint. Blackmail is a crime. If you make a profit from renting, file a tax return.

Termination of tenants of the apartment.

Description : If I want to stop renting an apartment and sell it, how far in advance do I have to tell the tenants? I guess it's time for me that I can't come and tell them you're done in a month.

Last Answer : What contract do you have with them ??? If the length of the notice period is not specified for an indefinite period and the contract is stated, it is calculated as three months.

What class code for tenant's legal liability?

Description : What class code for tenant's legal liability?

Last Answer : What is General Liability class code for tenant's legalliability

Furnished Apartments Save Money for Many Tenants?

Description : Furnished Apartments Save Money for Many Tenants?

Last Answer : Renting an apartment that comes complete with furniture is an ideal way to save moving costs and the cost of buying furniture. Starting with a furnished apartment makes sense for renters who do not ... is also convenient, in addition to saving time and money, not to have to transport furniture from

Tenant's Preinspection list?

Description : Tenant's Preinspection list?

Last Answer : Tenants Pre-inspection List(Download)In anticipation of entering into a lease with _______________ (“Landlord”), the Landlord and I, ______________ (“Tenant”), have each examined the premises ... furnishings.As part of the consideration for the rental of the premises, Tenant voluntarily

Eviction Rights for Tenants and Landlords?

Description : Eviction Rights for Tenants and Landlords?

Last Answer : When it comes to evictions, both landlords and tenants have a specific set of rights. These laws have been put into place to protect both parties in the event that an eviction needs to take ... before evicting him. Some common reasons for eviction include nonpayment of rent and violation of the ter