My parents got themselves a nice little Metlife agent when they came to America – I’ve had a life insurance policy since I was 12. So did my brother. When he passed away, the payoff was big and, sad to say, helped us afford a house. Both of my parents had pretty sizeable insurance policies. My father passed away very recently and his life insurance money is the only reason we didn’t lose our house. I also have life insurance through my job that I pay for but that one’s just for 60K and I got my husband a policy as well. It makes good sense to me. My aunt has said that if we want, we can pay for her life insurance policy and she will put me as the benefactor. It’s something we’re considering. Oh and I randomly have a $1000 life insurance policy with Bank of America, because they gave it to me.