Need advice on seeking a 'second opinion'.

1 Answer

Answer :

I think you have a legitimate reason to be wanting a second opinion. I would explain that to the insurance company…how could they argue with it? You have the proof. At least try it. Also, I’m not sure where you are, but the Childrens Hospital in Pittsburgh is really, really, really, really good.

Related questions

Description : Do you have any advice for me on the choice of a Medicare supplemental plan?

Last Answer : answer:@Jeruba, if you get an opportunity to read this brochure, it may help. http://www.medicare.gov/publications/pubs/pdf/02110.pdf

Description : Advice for car accident claim?

Last Answer : answer:usually the only way you can get a new car out of an accident is if the car is considered totaled . If the car doesn't run because of the accident and the estimated repairs equal a high ... dealer, then you could get money from that company to pay the difference in what you owe on the car.

Description : Do motorized wheelchairs need insurance and do the users need a drivers licence where you live?

Last Answer : NO, they're not treated like automobiles more like bicycles so no insurance, no drivers license & no tags. They are also not supposed to be used in the roadway but are supposed to be used on the ... moments. Don't think I've heard of anybody here being run over by an electric wheelchair either!!!

Description : Do I still need life insurance?

Last Answer : You might consider having enough to pay off outstanding medical bills and/or funeral expenses.

Description : I have decided I probably need renter's insurance, any recommendations?

Last Answer : I would look for recommendations for an independent insurance agent from friends or colleagues and talk to them about your needs. Tenant’s insurance is not very expensive.

Description : How can I determine if I need renter's insurance? And supplemental questions.

Last Answer : I am not an insurance person, but how would you ever replace your clothes? Think of all the clothes you need to survive including shoes and coats. That would be quite a lot of money. Plus your ... items. It is well worth the money if something happens. It will probably cost around 50.00 a month.

Description : Any ideas on how I can get money for a medical procedure that I absolutely need but insurance doesn't cover?

Last Answer : are they willing to do a payment plan?

Description : ‘Liberty of speech.. liberty of the press... freedom of association. The Government of India is now seeking to crush the three powerful vehicles of expressing and cultivating public opinion. The fight for Swaraj, for Khailafat... means a fight for this threatened freedom before all else..’ -SST 10th

Last Answer : (i) Gandhi made the above statement in 1922. (ii) Government was trying to repress the national movement in India. They did not want colonial misrule to be reported and wanted to throttle ... 1907), to suppress widespread protests in India by passing Acts like the Vernacular Press Act in 1878.

Description : Which one of the following is related to Advisory Jurisdiction of the Supreme Court? (1) Speaker of the Parliament seeking opinion from the Supreme Court (2) Election Commission seeking opinion from the ... seeking opinion from the Supereme Court (4) President of on India seeks opinion law or facts

Last Answer : (4) President of on India seeks opinion law or facts Explanation: The Supreme Court has special advisory jurisdiction in matters which may specifically be referred to it by the President of India under ... , nor is it "law declared by the Supreme Court", hence not binding on subordinate courts.

Description : What causes people to sometimes read a question, and then respond as though you're seeking advice about what to do and how to do it, when all you really asked for was opinions?

Last Answer : I see it too. Its a Fluther thing. It happens when Jellies remember facts from previous questions.

Description : Seeking advice or words of wisdom for handling serious family drama?

Last Answer : answer:Can you call the hospital and ask to speak with your grandmother? That way you can get a clearer picture of how serious the situation is, and possibly arrange to see her when she gets home from the ... you can do to make sure your sister doesn't get put through the same kind of abuse you did?

Description : I'm in a rut ... any advice on seeking a life coach?

Last Answer : I don’t have any personal experience, but I did meet one randomly one night out and she was really nice and she was easy to talk to. If I could afford it, I would totally use her services. I have her card if you’re interested. (I live in the Bay Area)

Description : Seeking advice on a lease agreement.

Last Answer : Clarification: “any loss by fire” seems ambiguous to me. I want it to clearly say that I am responsible for loss by fire if it was legally determined that the fire was caused by me.

Description : The problem of powdery mildew ? The problem was from childhood. Playing solas would have reduced it. It would have taken a few months like this. But now it has taken a definite shape. Lots of ... state of insanity. I am seeking the advice of an experienced person. I am currently 25 years old.

Last Answer : You are not a homeopath. Complete the dose of the medicine regularly on the advice of a doctor in the medicine department. And if you take worm medicine after every 3 months, then there will be no more worms. Wash your hands thoroughly with soap or ash after defecation.

Description : How long do you carry full coverage insurance on your vehicle?

Last Answer : I drop Comp and Collision after about 6–8 years or when the value of the car is such that it probably wouldn’t be worth repairing if it was damaged. Liability of course, you keep forever.

Description : Do you have pet insurance?

Last Answer : What company is doing pet insurance?

Description : What's the best way to obtain insurance for a first-time car buyer?

Last Answer : Have her get quotes from AAA, State Farm, and Geico. All will give you free quotes. Has your daughter been on anyone else's (yours) insurance? That insurance will happily give her a rate based on moving ... on my policy so she could give it to the agent, even though she was coming off my policy.

Description : How to sell "security" technologies to banks, insurance companies or FinTechs (tips and tricks)?

Last Answer : Is the methodology to reach out to decision makers and interview/survey them? or simply glean insights from experienced insiders with knowledge of this process? Those seem like excellent questions, and ... on that to look for patterns such as seasonality or correlations with data breaches etc.?

Description : Would the following description given in "Without a Hitch" by Andrew Price be realistic?

Last Answer : Bogus Sure, they make a cursory effort to collect the debts, but they give up quickly and write them off their taxes. To cover their losses, they buy insurance. Since they have insurance, they won't ... the theft. They can't write off the loss and get insurance payments, that would be fraud !

Description : Is it insurance fraud to have insurance but choose to self pay for medical services?

Last Answer : That’s a stupid computer system. You are not required to use insurance if you don’t want to. If you want to pay cash, that’s your choice, not theirs.

Description : Find old insurance policy information?

Last Answer : Good luck. You might find evidence of this in corporate records, if they still exist. But no insurance company would pay out on the basis of that sort of evidence. If it's flood insurace - that's ... (fire, theft, etc.) is likely long lost, since the policies would have expired 50 years ago.

Description : Can a life insurance company deny payment to someone who has chosen NOT to get the Covid vaccination?

Last Answer : Suicide is defined by intent. If you kill yourself by accident (reckless driving, extreme sports, accidental overdose, etc.), life insurance would likely pay out to your beneficiaries. If there is evidence ... not their intended outcome - so, no. (All this courtesy of my law school graduate wife)

Description : Is AAA accident insurance a good idea?

Last Answer : Here’s a good source of car insurance reviews .

Description : How do you approach bosses to let them know they’re wrong?

Last Answer : I agree. You probably can't have both an HSA and an FSA If you qualify for an HSA, you cannot elect to set up both an HSA and an FSA, unless the FSA is a limited purpose FSA ... , using a limited purpose FSA for expected vision and dental expenses could be a smart choice. Nerdwallet dot com

Description : My iPhone was stolen and my insurance has not yet provided a voucher number. How do I procede with this?

Last Answer : All cell phones can be traced. Get your cell phone provider to track its location. This should had been the first thing to do as well as talking to the security at the store for video of the theft ... would be suspicious as to who was telling you to purchase a new one and then yours is lost? hmmmm

Description : If you had a chance to shame Congress into doing the right thing, what right thing would you choose?

Last Answer : This has got to be one of fluther's best ever questions. I am a strong believer that schools need more than just some safety bill to improve. I believe they need total restructuring; physically and ... will save that for my address to Congress. I don't need a celebrity to present for me.

Description : What do you think about my following speech about health care (in other words, details if you click)?

Last Answer : Probably accurate, but completely naive. In the US at least, big business controls all parts of health care and drug manufacturing, and they are not going to want to lose their hold on their parts ... public utilities. So, @luigirovatti - what you wrote is a dream, but it will never become reality,

Description : What is the purpose of a doctor referral?

Last Answer : They have data that says that if your primary physician is maintained as a gatekeeper, it cuts down on utilization. Less utilization, more money for the third party payer.

Description : How should we go about fixing the scratch on our car?

Last Answer : Insurance will have a deductible that it may be under. I would take it back to the dealer and see what they suggest. They may fix it for not too much or tell you what you can do.

Description : Is it against the law to ask a repairman to charge you extra so to be covered by renters or landowners inurance?

Last Answer : It isn’t the deductible, and it is called fraud.

Description : Why does this guy want a bill of sale on this salvage vehicle?

Last Answer : So there is a way to trace the car to prove it wasn’t stolen. The guy is really trying to protect himself and I would too. I would assume it’s the same with showing insurance.

Description : Does health insurance cover aides coming to your house?

Last Answer : No, not normal insurance. Health aides are covered for a period of time (change dressing, take BP, administer medicines). Housework like cleaning, cooking, etc. – is not covered by normal health insurance. You can get supplemental (Aflac and such) that will cover other services, but that’s extra.

Description : Should I feel bad? (details inside)

Last Answer : No. It sounds like your friend has far more issues to deal with besides his irrational fear of “socialism” and his desire to feed corporate power.

Description : How do senior citizens on fixed incomes afford dental services?

Last Answer : Dental schools sometimes have free discounted dental work with the students. So that the students can practice with a real person. It might even be free. Go ask.

Description : Should my friend hire an attorney?

Last Answer : I was involved in a very serious accident some years ago and was being sued. The car was a business car and the lawyer who represented me was selected and paid for by the insurance company that insured ... to so they have a vested interest in your interests as well. At least that was my experience.

Description : If someone steals my check and cashes it, who takes the loss?

Last Answer : I would think that if you can prove the theft, and if you can enlist the client's bank (via a request from the client, because it's in the interests of all parties to resolve the issue) to ... else, then they acted badly, it would seem, and need to overhaul their processes, at the very least.

Description : Has anyone applied for the Market Place 2018 (Obama) health care insurance or had it before?

Last Answer : I did it for 2017. I feel like I didn't have great advice from other people when I did. I will likely make too much money and wind up owing money. I knew I would be cutting it close though, ... marketplace and subsidy was going to be my best option, I wish I had had a broader discussion with her.

Description : Can one buy employment insurance privately and not just from the government?

Last Answer : One should never need to buy insurance for unemployment. One can pay whatever one assumes the premiums should be into a savings account - and then draw down on that account during times of unemployment ... your door, and beat it down to buy your product and live off of your generosity forever.

Description : If your house is a lone survivor of a wildfire, are you better off or not?

Last Answer : As you surely already know, a home is more than just a house . If I manage to save the structure - and its contents - then I'll consider it a win. On the other hand, the risk that the homeowner takes ... an hour or two while the fire burns over and moves on, and until it is safe to come out again.

Description : Is Trump right that the the subsidies for health care raise prices?

Last Answer : Economics 101: marginal subsidies decrease the cost to the consumer while increasing the revenue of the producer. This is true regardless of whether the subsidy is on consumption or production. There ... government subsidies that drive up the cost of college tuition. It's the student loan system.

Description : What are the Democrats proposing to fix the problems with ACA?

Last Answer : Not necessarily a Democrat's stated position, but here is an articel from the NY Times on how to repair it ACA would work and work well if it had not had years of being sabotaged. ... refused to expand Medicaid programs to help the poor, and years of litigation have made insurance companies jittery.

Description : If you want socialized healthcare, and are disgusted by the huge profits in healthcare, do you try to make sure you don't own stock in healthcare companies?

Last Answer : It would seem to be a conflict of interest, at the least.

Description : How do I sell my first car?

Last Answer : It's not too hard but it's not like selling a bicycle. You'll need the title and once you are paid you will have to sign it over to the new owner. If you have it it's easy if not here ... sure it is done. Also don't forget to take your license plate off, cancel your insurance and remove your stuff.

Description : Where can I get cheap home renters insurance , In Canada, for a short period of time?

Last Answer : From what little I know about insurance, it may cost you a lot more than $20 for a week if they would even write a one week policy (the paperwork for the policy and office are the ... should include the insurance and licensing fees which in the USA is hundreds if not thousands of dollars.

Description : What insurance company covers OEM parts?

Last Answer : I don't know if there are any insurance companies that will do OEM only. Since 1970 most insurance companies can insist the will only pay for aftermarket parts, OEM differences are paid for by the ... importing parts for VW, Toyota, Datsun and others; we were making a killing at the body shops.

Description : If you pet dies in an operation are you still billed for the effort?

Last Answer : The vet has costs, win or lose. Yeah, you pay.

Description : HELP! I got bit by a dog, now what?

Last Answer : See a doctor. Terminate the dog.

Description : What would be a good quote to go on an insurance company's website?

Last Answer : answer:The last insurance quote I got was $6,000 for my mother’s 12 year old car after she literally ran into a brick wall. That was a good quote. Sorry, couldn’t resist. Nobody was hurt, thank goodness.

Description : Is mortgage protection insurance a scam?

Last Answer : answer:It isn't so much of a scam (there are legit mortgage insurance plans) as much as it is preying on fears. Over the life of a mortgage, the premium would stay the same, but the amount ... to pay that on a $375K balance? There are much better ways to protect your assets and provide for things.

Description : Does insuring adult children to age 26 increase profit or decrease it?

Last Answer : I don’t know for sure, but prior to the ACA, women in the peak “child bearing years” had pretty steep premiums. That has since decreased, as men of the same age have increased in expense.