answer:For the increasing number of people who lack adequate access to regular medical care, this may be the case. If problems go undetected at an early stage, then people may die unaware of medical risks they could have avoided with treatment and lifestyle changes. This works well for the insurance industry by eliminating those prone to serious and potentially fatal illnesses from the pool of potential insured persons. The underwriters must rejoice! The shareholders make more profits. The doctors can focus on the diseases of the rich. What could be wrong with such a plan?